Shinhan Financial Group Co (FRA:KSF1) PEG Ratio: 1.39 (As of Jul. 14, 2026) — 13% Below Median

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FRA:KSF1 Shinhan Financial Group Co Ltd FRA:KSF1
46 GF Score
Price €62.00
GF Value €30.35
! 7 Warning Signs
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What is Shinhan Financial Group Co PEG Ratio?

Shinhan Financial Group Co FRA:KSF1 +3.33% 46 PEG Ratio is 1.39 as of Jul. 14, 2026, which is 13% below its 10-year median of 1.59. GuruFocus rates FRA:KSF1 with a GF Score™ of 46/100 and a GF Value™ of €30.35. The stock has 7 warning signs investors should review. Among 1,230 Banks companies, Shinhan Financial Group Co ranks better than 51.71% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Shinhan Financial Group Co's PE Ratio without NRI is 9.85. Shinhan Financial Group Co's 5-Year Book Value growth rate is 7.10%. Therefore, Shinhan Financial Group Co's PEG Ratio for today is 1.39.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Shinhan Financial Group Co's PEG Ratio or its related term are showing as below:

FRA:KSF1' s PEG Ratio Range Over the Past 10 Years
Min: 0.55   Med: 1.59   Max: 2.03
Current: 1.48


During the past 13 years, Shinhan Financial Group Co's highest PEG Ratio was 2.03. The lowest was 0.55. And the median was 1.59.


FRA:KSF1's PEG Ratio is ranked better than
51.71% of 1230 companies
in the Banks industry
Industry Median: 1.54 vs FRA:KSF1: 1.48

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Shinhan Financial Group Co  (FRA:KSF1) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Shinhan Financial Group Co PEG Ratio Related Terms


Shinhan Financial Group Co PEG Ratio Historical Data

* Premium members only.

The historical data trend for Shinhan Financial Group Co's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Shinhan Financial Group Co PEG Ratio Chart

Shinhan Financial Group Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 1.06

Shinhan Financial Group Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 1.06 1.14

Shinhan Financial Group Co PEG Ratio Competitor Comparison

For the Banks - Regional subindustry, Shinhan Financial Group Co's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Shinhan Financial Group Co PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Shinhan Financial Group Co's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Shinhan Financial Group Co's PEG Ratio falls into.


FRA:KSF1
46GF Score
Shinhan Financial Group Co Ltd FRA:KSF1
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Shinhan Financial Group Co PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Shinhan Financial Group Co's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=9.8506514140451/7.10
=1.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 1.39 mean?
Shinhan Financial Group Co (FRA:KSF1) has a PEG Ratio of 1.39 as of Jul. 14, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Shinhan Financial Group Co and its competitors. This is 13% below median its historical median of 1.59. Over the past decade, Shinhan Financial Group Co's PEG Ratio has ranged from 0.55 to 2.03. According to the industry distribution chart, Shinhan Financial Group Co ranks #594 out of 1230 companies in the Banks industry, placing it in the top 48.3%.
Is Shinhan Financial Group Co's PEG Ratio too high?
Shinhan Financial Group Co's current PEG Ratio of 1.39 is 13% below median its 10-year median of 1.59. Over the past 10 years, this metric has ranged from a low of 0.55 to a high of 2.03. The Banks industry median PEG Ratio is 1.54. Shinhan Financial Group Co's value of 1.39 is 9.7% below this industry median. Based on the distribution chart, Shinhan Financial Group Co ranks #594 out of 1230 companies in the Banks industry, which is above the industry midpoint. Overall, Shinhan Financial Group Co has a GF Score™ of 46/100, reflecting its overall financial health beyond just this single metric.
How does Shinhan Financial Group Co's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Shinhan Financial Group Co ranks #594 out of 1230 companies for PEG Ratio. This puts Shinhan Financial Group Co in the upper half of its industry. The industry median PEG Ratio is 1.54. Shinhan Financial Group Co's value of 1.39 is 9.7% below this benchmark. Historically, Shinhan Financial Group Co's own PEG Ratio has ranged from 0.55 to 2.03 over the past decade. While the company's 10-year median is 1.59 vs. the industry median of 1.54, Shinhan Financial Group Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.54, based on 1,230 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shinhan Financial Group Co's current PEG Ratio of 1.39 is 9.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Shinhan Financial Group Co and its competitors. For the Banks industry, the median PEG Ratio is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shinhan Financial Group Co's current PEG Ratio is 1.39, which is 13% below median its own 10-year median of 1.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shinhan Financial Group Co stock overvalued right now?
Shinhan Financial Group Co (FRA:KSF1) has a current PEG Ratio of 1.39. The stock's GF Value™ is €30.35, compared to a current price of €62.00 — trading 104.3% above its estimated fair value. The current PEG Ratio is 1.39, which is 13% below median its 10-year median of 1.59 and 9.7% below the Banks industry median of 1.54. Shinhan Financial Group Co's overall GF Score™ is 46/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Shinhan Financial Group Co (FRA:KSF1), the current PEG Ratio is 1.39 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Shinhan Financial Group Co (FRA:KSF1) Overvalued in 2026?

Based on GuruFocus' analysis, Shinhan Financial Group Co stock appears to be overvalued. The current stock price of €62.00 is trading 104.3% above its estimated GF Value™ of €30.35.

Key valuation signals for FRA:KSF1:

  • PEG Ratio: 1.39 (13% below median its 10-year median of 1.59)
  • GF Value™: €30.35 vs. price of €62.00 (104.3% above fair value)
  • GF Score™: 46/100 with 7 warning signs
  • Industry Position: 9.7% below the Banks median (#594 of 1230)

No single metric tells the full story. See the FRA:KSF1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Shinhan Financial Group Co Business Description

Address 20, Sejong-daero 9-gil, Jung-gu, Seoul, KOR, 04513
Shinhan Financial Group Co Ltd is a Korean banking group. Along with its subsidiaries the company provides, comprehensive financial services which consist of commercial banking services, credit card services, securities services, insurance, credit services, and asset management services, including securities investment trust management, investment advisory, call transaction, domestic and foreign private equity fund business, and other services. The majority of the revenue is generated from its Banking business which includes retail, corporate, international, and other banking services the company offers.
46GF Score

Get the complete analysis for FRA:KSF1

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€62.00
Price
€30.35
GF Value