Shinhan Financial Group Co (FRA:KSF1) GF Score: 46/100 (As of Jul. 14, 2026) — 33% Below Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:KSF1 Shinhan Financial Group Co Ltd FRA:KSF1
46 GF Score
Price €62.00
GF Value €31.51
! 7 Warning Signs
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What is Shinhan Financial Group Co GF Score?

Shinhan Financial Group Co FRA:KSF1 +3.33% 46 GF Score is 46 as of Jul. 14, 2026, which is 33% below its 10-year median of 69.00. GuruFocus rates FRA:KSF1 with a GF Score™ of 46/100 and a GF Value™ of €31.51. The stock has 7 warning signs investors should review.

Shinhan Financial Group Co has the GF Score of 46, which implies that the company might have Worst future performance potential, or not enough data.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 1/10
2. Profitability Rank : 4/10
3. Growth Rank : 3/10
4. GF Value Rank : 1/10
5. Momentum Rank : 9/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Shinhan Financial Group Co might have Worst future performance potential, or not enough data.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Shinhan Financial Group Co  (FRA:KSF1) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


Shinhan Financial Group Co GF Score Related Terms


Shinhan Financial Group Co GF Score Competitor Comparison

For the Banks - Regional subindustry, Shinhan Financial Group Co's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Shinhan Financial Group Co GF Score vs Banks Industry

For the Banks industry and Financial Services sector, Shinhan Financial Group Co's GF Score distribution charts can be found below:

* The bar in red indicates where Shinhan Financial Group Co's GF Score falls into.


FRA:KSF1
46GF Score
Shinhan Financial Group Co Ltd FRA:KSF1
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 46 mean?
Shinhan Financial Group Co (FRA:KSF1) has a GF Score of 46 as of Jul. 14, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Shinhan Financial Group Co and its competitors. This is 33% below median its historical median of 69.00. Over the past decade, Shinhan Financial Group Co's GF Score has ranged from 18.00 to 84.00.
Is Shinhan Financial Group Co's GF Score too high?
Shinhan Financial Group Co's current GF Score of 46 is 33% below median its 10-year median of 69.00. Over the past 10 years, this metric has ranged from a low of 18.00 to a high of 84.00. Overall, Shinhan Financial Group Co has a GF Score™ of 46/100, reflecting its overall financial health beyond just this single metric.
How does Shinhan Financial Group Co's GF Score compare to competitors?
Shinhan Financial Group Co's GF Score of 46 can be compared against companies in the Banks industry. Historically, Shinhan Financial Group Co's own GF Score has ranged from 18.00 to 84.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Shinhan Financial Group Co and its competitors. Shinhan Financial Group Co's current GF Score is 46, which is 33% below median its own 10-year median of 69.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shinhan Financial Group Co stock overvalued right now?
Shinhan Financial Group Co (FRA:KSF1) has a current GF Score of 46. The stock's GF Value™ is €31.51, compared to a current price of €62.00 — trading 96.8% above its estimated fair value. The current GF Score is 46, which is 33% below median its 10-year median of 69.00. Shinhan Financial Group Co's overall GF Score™ is 46/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Shinhan Financial Group Co (FRA:KSF1), the current GF Score is 46 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Shinhan Financial Group Co (FRA:KSF1) Overvalued in 2026?

Based on GuruFocus' analysis, Shinhan Financial Group Co stock appears to be overvalued. The current stock price of €62.00 is trading 96.8% above its estimated GF Value™ of €31.51.

Key valuation signals for FRA:KSF1:

  • GF Score: 46 (33% below median its 10-year median of 69.00)
  • GF Value™: €31.51 vs. price of €62.00 (96.8% above fair value)
  • GF Score™: 46/100 with 7 warning signs

No single metric tells the full story. See the FRA:KSF1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Shinhan Financial Group Co Business Description

Address 20, Sejong-daero 9-gil, Jung-gu, Seoul, KOR, 04513
Shinhan Financial Group Co Ltd is a Korean banking group. Along with its subsidiaries the company provides, comprehensive financial services which consist of commercial banking services, credit card services, securities services, insurance, credit services, and asset management services, including securities investment trust management, investment advisory, call transaction, domestic and foreign private equity fund business, and other services. The majority of the revenue is generated from its Banking business which includes retail, corporate, international, and other banking services the company offers.
46GF Score

Get the complete analysis for FRA:KSF1

GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€62.00
Price
€31.51
GF Value