Shinhan Financial Group Co (FRA:KSF1) Scaled Net Operating Assets: 0.06 (As of Mar. 2026)


FRA:KSF1 Shinhan Financial Group Co Ltd FRA:KSF1
46 GF Score
Price €57.00
GF Value €29.37
! 7 Warning Signs
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What is Shinhan Financial Group Co Scaled Net Operating Assets?

Shinhan Financial Group Co FRA:KSF1 +2.70% 46 Scaled Net Operating Assets is 0.06 as of Mar. 2026. GuruFocus rates FRA:KSF1 with a GF Score™ of 46/100 and a GF Value™ of €29.37. The stock has 7 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Shinhan Financial Group Co's operating assets for the quarter that ended in Mar. 2026 was €389,827 Mil. Shinhan Financial Group Co's operating liabilities for the quarter that ended in Mar. 2026 was €361,183 Mil. Shinhan Financial Group Co's Total Assets for the quarter that ended in Dec. 2025 was €458,084 Mil. Therefore, Shinhan Financial Group Co's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.06.

FRA:KSF1
46GF Score
Shinhan Financial Group Co Ltd FRA:KSF1
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Shinhan Financial Group Co Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Shinhan Financial Group Co's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(433960.624-340384.345)/490608.669
=0.19

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=458083.888 - 24123.264
=433960.624

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=422899.264 - 82483.277 - 31.642
=340384.345

Shinhan Financial Group Co's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(389826.825-361182.946)/458083.888
=0.06

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=473970.582 - 84143.757
=389826.825

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=438294.841 - 77111.895 - 0
=361182.946

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.06 mean?
Shinhan Financial Group Co (FRA:KSF1) has a Scaled Net Operating Assets of 0.06 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Shinhan Financial Group Co and its competitors.
Is Shinhan Financial Group Co's Scaled Net Operating Assets too high?
Shinhan Financial Group Co's current Scaled Net Operating Assets is 0.06. Overall, Shinhan Financial Group Co has a GF Score™ of 46/100, reflecting its overall financial health beyond just this single metric.
How does Shinhan Financial Group Co's Scaled Net Operating Assets compare to competitors?
Shinhan Financial Group Co's Scaled Net Operating Assets of 0.06 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Shinhan Financial Group Co and its competitors. Shinhan Financial Group Co's current Scaled Net Operating Assets is 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shinhan Financial Group Co stock overvalued right now?
Shinhan Financial Group Co (FRA:KSF1) has a current Scaled Net Operating Assets of 0.06. The stock's GF Value™ is €29.37, compared to a current price of €57.00 — trading 94.1% above its estimated fair value. The current Scaled Net Operating Assets is 0.06. Shinhan Financial Group Co's overall GF Score™ is 46/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Shinhan Financial Group Co (FRA:KSF1), the current Scaled Net Operating Assets is 0.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Shinhan Financial Group Co (FRA:KSF1) Overvalued in 2026?

Based on GuruFocus' analysis, Shinhan Financial Group Co stock appears to be overvalued. The current stock price of €57.00 is trading 94.1% above its estimated GF Value™ of €29.37.

Key valuation signals for FRA:KSF1:

  • Scaled Net Operating Assets: 0.06
  • GF Value™: €29.37 vs. price of €57.00 (94.1% above fair value)
  • GF Score™: 46/100 with 7 warning signs

No single metric tells the full story. See the FRA:KSF1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Shinhan Financial Group Co Business Description

Address 20, Sejong-daero 9-gil, Jung-gu, Seoul, KOR, 04513
Shinhan Financial Group Co Ltd is a Korean banking group. Along with its subsidiaries the company provides, comprehensive financial services which consist of commercial banking services, credit card services, securities services, insurance, credit services, and asset management services, including securities investment trust management, investment advisory, call transaction, domestic and foreign private equity fund business, and other services. The majority of the revenue is generated from its Banking business which includes retail, corporate, international, and other banking services the company offers.
46GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€57.00
Price
€29.37
GF Value