Shinhan Financial Group Co (FRA:KSF1) Dividend Payout Ratio: 0.25 (As of Mar. 2026) — Near Median


FRA:KSF1 Shinhan Financial Group Co Ltd FRA:KSF1
46 GF Score
Price €57.00
GF Value €29.37
! 7 Warning Signs
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What is Shinhan Financial Group Co Dividend Payout Ratio?

Shinhan Financial Group Co FRA:KSF1 +2.70% 46 Dividend Payout Ratio is 0.25 as of Mar. 2026, which is at its 10-year median of 0.25. GuruFocus rates FRA:KSF1 with a GF Score™ of 46/100 and a GF Value™ of €29.37. The stock has 7 warning signs investors should review. Among 1,175 Banks companies, Shinhan Financial Group Co ranks better than 68.17% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Shinhan Financial Group Co's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.25.

The historical rank and industry rank for Shinhan Financial Group Co's Dividend Payout Ratio or its related term are showing as below:

FRA:KSF1' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.19   Med: 0.25   Max: 0.27
Current: 0.24


During the past 13 years, the highest Dividend Payout Ratio of Shinhan Financial Group Co was 0.27. The lowest was 0.19. And the median was 0.25.

FRA:KSF1's Dividend Payout Ratio is ranked better than
68.17% of 1175 companies
in the Banks industry
Industry Median: 0.32 vs FRA:KSF1: 0.24

As of today (2026-07-06), the Dividend Yield % of Shinhan Financial Group Co is 2.82%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Shinhan Financial Group Co was 7.76%. The lowest was 2.09%. And the median was 3.79%.

Shinhan Financial Group Co's Dividends per Share for the months ended in Mar. 2026 was €0.49.

During the past 12 months, Shinhan Financial Group Co's average Dividends Per Share Growth Rate was 59.90% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 2.90% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 4.30% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 4.90% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Shinhan Financial Group Co was 30.70% per year. The lowest was -22.40% per year. And the median was 7.95% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Shinhan Financial Group Co (FRA:KSF1) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


Shinhan Financial Group Co Dividend Payout Ratio Related Terms


Shinhan Financial Group Co Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Shinhan Financial Group Co's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Shinhan Financial Group Co Dividend Payout Ratio Chart

Shinhan Financial Group Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.26 0.26 0.26 0.19 0.23

Shinhan Financial Group Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.19 0.19 0.20 0.52 0.25

Shinhan Financial Group Co Dividend Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, Shinhan Financial Group Co's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Shinhan Financial Group Co Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Shinhan Financial Group Co's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Shinhan Financial Group Co's Dividend Payout Ratio falls into.


FRA:KSF1
46GF Score
Shinhan Financial Group Co Ltd FRA:KSF1
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Shinhan Financial Group Co Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Shinhan Financial Group Co's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=1.319/ 5.751
=0.23

Shinhan Financial Group Co's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.487/ 1.931
=0.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.25 mean?
Shinhan Financial Group Co (FRA:KSF1) has a Dividend Payout Ratio of 0.25 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Shinhan Financial Group Co and its competitors. This is near median its historical median of 0.25. Over the past decade, Shinhan Financial Group Co's Dividend Payout Ratio has ranged from 0.19 to 0.27. According to the industry distribution chart, Shinhan Financial Group Co ranks #374 out of 1175 companies in the Banks industry, placing it in the top 31.8%.
Is Shinhan Financial Group Co's Dividend Payout Ratio too high?
Shinhan Financial Group Co's current Dividend Payout Ratio of 0.25 is near median its 10-year median of 0.25. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 0.27. The Banks industry median Dividend Payout Ratio is 0.32. Shinhan Financial Group Co's value of 0.25 is 21.9% below this industry median. Based on the distribution chart, Shinhan Financial Group Co ranks #374 out of 1175 companies in the Banks industry, which is above the industry midpoint. Overall, Shinhan Financial Group Co has a GF Score™ of 46/100, reflecting its overall financial health beyond just this single metric.
How does Shinhan Financial Group Co's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, Shinhan Financial Group Co ranks #374 out of 1175 companies for Dividend Payout Ratio. This puts Shinhan Financial Group Co in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Shinhan Financial Group Co's value of 0.25 is 21.9% below this benchmark. Historically, Shinhan Financial Group Co's own Dividend Payout Ratio has ranged from 0.19 to 0.27 over the past decade. While the company's 10-year median is 0.25 vs. the industry median of 0.32, Shinhan Financial Group Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,175 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shinhan Financial Group Co's current Dividend Payout Ratio of 0.25 is 21.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Shinhan Financial Group Co and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shinhan Financial Group Co's current Dividend Payout Ratio is 0.25, which is near median its own 10-year median of 0.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shinhan Financial Group Co stock overvalued right now?
Shinhan Financial Group Co (FRA:KSF1) has a current Dividend Payout Ratio of 0.25. The stock's GF Value™ is €29.37, compared to a current price of €57.00 — trading 94.1% above its estimated fair value. The current Dividend Payout Ratio is 0.25, which is near median its 10-year median of 0.25 and 21.9% below the Banks industry median of 0.32. Shinhan Financial Group Co's overall GF Score™ is 46/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Shinhan Financial Group Co (FRA:KSF1), the current Dividend Payout Ratio is 0.25 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Shinhan Financial Group Co (FRA:KSF1) Overvalued in 2026?

Based on GuruFocus' analysis, Shinhan Financial Group Co stock appears to be overvalued. The current stock price of €57.00 is trading 94.1% above its estimated GF Value™ of €29.37.

Key valuation signals for FRA:KSF1:

  • Dividend Payout Ratio: 0.25 (near median its 10-year median of 0.25)
  • GF Value™: €29.37 vs. price of €57.00 (94.1% above fair value)
  • GF Score™: 46/100 with 7 warning signs
  • Industry Position: 21.9% below the Banks median (#374 of 1175)

No single metric tells the full story. See the FRA:KSF1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Shinhan Financial Group Co Business Description

Address 20, Sejong-daero 9-gil, Jung-gu, Seoul, KOR, 04513
Shinhan Financial Group Co Ltd is a Korean banking group. Along with its subsidiaries the company provides, comprehensive financial services which consist of commercial banking services, credit card services, securities services, insurance, credit services, and asset management services, including securities investment trust management, investment advisory, call transaction, domestic and foreign private equity fund business, and other services. The majority of the revenue is generated from its Banking business which includes retail, corporate, international, and other banking services the company offers.
46GF Score

Get the complete analysis for FRA:KSF1

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€57.00
Price
€29.37
GF Value