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RenaissanceRe HoldingsFRA:RRJ -4.31%68 EV-to-FCF is 6.29 as of Aug. 03, 2026, which is 14% below its 10-year median of 7.35. GuruFocus rates FRA:RRJ with a GF Score™ of 68/100 and a GF Value™ of €247.44 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 394 Insurance companies, RenaissanceRe Holdings ranks better than 66.24% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, RenaissanceRe Holdings's Enterprise Value is €19,460 Mil.
RenaissanceRe Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was €3,096 Mil. Therefore, RenaissanceRe Holdings's EV-to-FCF for today is 6.29.
The historical rank and industry rank for RenaissanceRe Holdings's EV-to-FCF or its related term are showing as below:
FRA:RRJ'
s EV-to-FCF Range Over the Past 10 Years
Min: 4.38 Med: 7.35 Max: 16.86
Current: 6.22
During the past 13 years, the highest EV-to-FCF of RenaissanceRe Holdings was 16.86. The lowest was 4.38. And the median was 7.35.
FRA:RRJ's EV-to-FCF is ranked better than 66.24% of 394
companies
in the Insurance industry
Industry Median: 9.33
vs FRA:RRJ: 6.22
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
RenaissanceRe Holdings's PE Ratio (TTM) for today is calculated as:
RenaissanceRe Holdings's share price for today is €275.60.
RenaissanceRe Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €49.953.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, RenaissanceRe Holdings's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RenaissanceRe Holdings EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, RenaissanceRe Holdings's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where RenaissanceRe Holdings's EV-to-FCF falls into.
RenaissanceRe Holdings's current Enterprise Value is €19,460 Mil.
RenaissanceRe Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €3,096 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RenaissanceRe Holdings (FRA:RRJ) has a EV-to-FCF of 6.29 as of Aug. 03, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on RenaissanceRe Holdings and its competitors. This is 14% below median its historical median of 7.35. Over the past decade, RenaissanceRe Holdings' EV-to-FCF has ranged from 4.38 to 16.86. According to the industry distribution chart, RenaissanceRe Holdings ranks #133 out of 394 companies in the Insurance industry, placing it in the top 33.8%.
Is RenaissanceRe Holdings' EV-to-FCF too high?
RenaissanceRe Holdings' current EV-to-FCF of 6.29 is 14% below median its 10-year median of 7.35. Over the past 10 years, this metric has ranged from a low of 4.38 to a high of 16.86. The Insurance industry median EV-to-FCF is 9.33. RenaissanceRe Holdings' value of 6.29 is 32.6% below this industry median. Based on the distribution chart, RenaissanceRe Holdings ranks #133 out of 394 companies in the Insurance industry, which is above the industry midpoint. Overall, RenaissanceRe Holdings has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does RenaissanceRe Holdings' EV-to-FCF compare to EG and RGA?
According to the Insurance industry distribution chart, RenaissanceRe Holdings ranks #133 out of 394 companies for EV-to-FCF. This puts RenaissanceRe Holdings in the upper half of its industry. The industry median EV-to-FCF is 9.33. RenaissanceRe Holdings' value of 6.29 is 32.6% below this benchmark. Historically, RenaissanceRe Holdings' own EV-to-FCF has ranged from 4.38 to 16.86 over the past decade. While the company's 10-year median is 7.35 vs. the industry median of 9.33, RenaissanceRe Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.33, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RenaissanceRe Holdings's current EV-to-FCF of 6.29 is 32.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on RenaissanceRe Holdings and its competitors. For the Insurance industry, the median EV-to-FCF is 9.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RenaissanceRe Holdings's current EV-to-FCF is 6.29, which is 14% below median its own 10-year median of 7.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RenaissanceRe Holdings stock overvalued right now?
Based on GuruFocus' analysis, RenaissanceRe Holdings (FRA:RRJ) is currently considered Modestly Overvalued. The stock's GF Value™ is €247.44, compared to a current price of €275.60 — trading 11.4% above its estimated fair value. The current EV-to-FCF is 6.29, which is 14% below median its 10-year median of 7.35 and 32.6% below the Insurance industry median of 9.33. RenaissanceRe Holdings' overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For RenaissanceRe Holdings (FRA:RRJ), the current EV-to-FCF is 6.29 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is RenaissanceRe Holdings (FRA:RRJ) Overvalued in 2026?
Based on GuruFocus' analysis, RenaissanceRe Holdings stock appears to be overvalued.
The current stock price of €275.60 is trading 11.4% above its estimated GF Value™ of €247.44.
GuruFocus considers RenaissanceRe Holdings to be Modestly Overvalued.
Key valuation signals for FRA:RRJ:
EV-to-FCF: 6.29 (14% below median its 10-year median of 7.35)
GF Value™: €247.44 vs. price of €275.60 (11.4% above fair value)
Industry Position: 32.6% below the Insurance median (#133 of 394)
No single metric tells the full story. See the FRA:RRJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
RenaissanceRe Holdings Ltd provides reinsurance and insurance solutions and related services. The company's core products include property, casualty and specialty reinsurance. Revenue is derived from three sources: net premiums earned from the insurance and insurance products sold; net investment income from the investment of capital funds and cash; and other income from the company's joint ventures, advisory services, and other items. The reportable segments of the company are the Property segment which includes catastrophe and other property reinsurance, and the Casualty and Specialty segment which is comprised of casualty and specialty reinsurance. It derives a majority of its revenue from the Casualty and specialty segment.
68GF Score
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