EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Atlantic Union Bankshares's Enterprise Value is €5,647 Mil.
Atlantic Union Bankshares's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €1,978 Mil. Therefore, Atlantic Union Bankshares's EV-to-FCF for today is 2.86.
The historical rank and industry rank for Atlantic Union Bankshares's EV-to-FCF or its related term are showing as below:
FRA:UIO'
s EV-to-FCF Range Over the Past 10 Years
Min: 1.7 Med: 12.51 Max: 44.39
Current: 2.82
During the past 13 years, the highest EV-to-FCF of Atlantic Union Bankshares was 44.39. The lowest was 1.70. And the median was 12.51.
FRA:UIO's EV-to-FCF is ranked better than 66.81% of 1196
companies
in the Banks industry
Industry Median: 6.545
vs FRA:UIO: 2.82
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Atlantic Union Bankshares (FRA:UIO) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Atlantic Union Bankshares's PE Ratio (TTM) for today is calculated as:
Atlantic Union Bankshares's share price for today is €36.60.
Atlantic Union Bankshares's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €2.026.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Atlantic Union Bankshares EV-to-FCF Related Terms
Atlantic Union Bankshares EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Atlantic Union Bankshares's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Atlantic Union Bankshares EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Atlantic Union Bankshares's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Atlantic Union Bankshares's EV-to-FCF falls into.
Atlantic Union Bankshares's current Enterprise Value is €5,647 Mil.
Atlantic Union Bankshares's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1,978 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Atlantic Union Bankshares (FRA:UIO) has a EV-to-FCF of 2.86 as of Jun. 30, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Atlantic Union Bankshares and its competitors. This is 77% below median its historical median of 12.51. Over the past decade, Atlantic Union Bankshares' EV-to-FCF has ranged from 1.70 to 44.39. According to the industry distribution chart, Atlantic Union Bankshares ranks #397 out of 1196 companies in the Banks industry, placing it in the top 33.2%.
Is Atlantic Union Bankshares' EV-to-FCF too high?
Atlantic Union Bankshares' current EV-to-FCF of 2.86 is 77% below median its 10-year median of 12.51. Over the past 10 years, this metric has ranged from a low of 1.70 to a high of 44.39. The Banks industry median EV-to-FCF is 6.55. Atlantic Union Bankshares' value of 2.86 is 56.3% below this industry median. Based on the distribution chart, Atlantic Union Bankshares ranks #397 out of 1196 companies in the Banks industry, which is above the industry midpoint. Overall, Atlantic Union Bankshares has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Atlantic Union Bankshares' EV-to-FCF compare to HWC and ASB?
According to the Banks industry distribution chart, Atlantic Union Bankshares ranks #397 out of 1196 companies for EV-to-FCF. This puts Atlantic Union Bankshares in the upper half of its industry. The industry median EV-to-FCF is 6.55. Atlantic Union Bankshares' value of 2.86 is 56.3% below this benchmark. Historically, Atlantic Union Bankshares' own EV-to-FCF has ranged from 1.70 to 44.39 over the past decade. While the company's 10-year median is 12.51 vs. the industry median of 6.55, Atlantic Union Bankshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.55, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Atlantic Union Bankshares's current EV-to-FCF of 2.86 is 56.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Atlantic Union Bankshares and its competitors. For the Banks industry, the median EV-to-FCF is 6.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Atlantic Union Bankshares's current EV-to-FCF is 2.86, which is 77% below median its own 10-year median of 12.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atlantic Union Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Atlantic Union Bankshares (FRA:UIO) is currently considered Fairly Valued. The stock's GF Value™ is €33.17, compared to a current price of €36.60 — trading 10.3% above its estimated fair value. The current EV-to-FCF is 2.86, which is 77% below median its 10-year median of 12.51 and 56.3% below the Banks industry median of 6.55. Atlantic Union Bankshares' overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Atlantic Union Bankshares (FRA:UIO), the current EV-to-FCF is 2.86 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Atlantic Union Bankshares (FRA:UIO) Overvalued in 2026?
Based on GuruFocus' analysis, Atlantic Union Bankshares stock appears to be overvalued.
The current stock price of €36.60 is trading 10.3% above its estimated GF Value™ of €33.17.
GuruFocus considers Atlantic Union Bankshares to be Fairly Valued.
Key valuation signals for FRA:UIO:
EV-to-FCF: 2.86 (77% below median its 10-year median of 12.51)
GF Value™: €33.17 vs. price of €36.60 (10.3% above fair value)
Industry Position: 56.3% below the Banks median (#397 of 1196)
No single metric tells the full story. See the FRA:UIO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Atlantic Union Bankshares Corp is a financial and bank holding company based in the U.S. Through its community bank subsidiary and non-bank financial services affiliates, the company provides financial services, including banking, trust, and wealth management. It offers consumers and businesses a wide range of banking and related financial services, including checking, savings, certificates of deposit, and other depository services, as well as loans for commercial, industrial, residential mortgage, and consumer purposes. The company operates through two reportable operating segments: Wholesale Banking and Consumer Banking, with corporate support functions such as corporate treasury and others included in Corporate Other. It derives maximum revenue from the Wholesale Banking segment.
68GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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