Bank Ofga (FSE:8395) EV-to-FCF: (As of Jul. 02, 2026)


FSE:8395 Bank Of Saga Ltd FSE:8395
51 GF Score
Price 円5,110.00
GF Value 円2,874.26
! 4 Warning Signs
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What is Bank Ofga EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Bank Ofga's Enterprise Value is 円-176,958 Mil. Bank Ofga's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was 円0 Mil. Therefore, Bank Ofga's EV-to-FCF for today is .

The historical rank and industry rank for Bank Ofga's EV-to-FCF or its related term are showing as below:

FSE:8395' s EV-to-FCF Range Over the Past 10 Years
Min: 0   Med: 0   Max: 2.22
Current: 2.22

During the past 13 years, the highest EV-to-FCF of Bank Ofga was 2.22. The lowest was 0.00. And the median was 0.00.

FSE:8395's EV-to-FCF is ranked better than
69.57% of 1193 companies
in the Banks industry
Industry Median: 6.65 vs FSE:8395: 2.22

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-02), Bank Ofga's stock price is 円5110.00. Bank Ofga's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was 円504.830. Therefore, Bank Ofga's PE Ratio (TTM) for today is 10.12.


Bank Ofga  (FSE:8395) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Bank Ofga's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=5110.00/504.830
=10.12

Bank Ofga's share price for today is 円5110.00.
Bank Ofga's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円504.830.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Bank Ofga EV-to-FCF Related Terms


Bank Ofga EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Bank Ofga's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Ofga EV-to-FCF Chart

Bank Ofga Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 37.20 0.21 -1.44 8.15 2.34

Bank Ofga Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.15 0.00 0.00 0.00 2.34

Bank Ofga EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Bank Ofga's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Ofga EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Bank Ofga's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Bank Ofga's EV-to-FCF falls into.


FSE:8395
51GF Score
Bank Of Saga Ltd FSE:8395
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank Ofga EV-to-FCF Calculation

Bank Ofga's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-176958.145/0
=

Bank Ofga's current Enterprise Value is 円-176,958 Mil.
Bank Ofga's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Bank Ofga (FSE:8395) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Ofga stock appears to be overvalued. The current stock price of 円5,110.00 is trading 77.8% above its estimated GF Value™ of 円2,874.26.

Key valuation signals for FSE:8395:

  • EV-to-FCF:
  • GF Value™: 円2,874.26 vs. price of 円5,110.00 (77.8% above fair value)
  • GF Score™: 51/100 with 4 warning signs

No single metric tells the full story. See the FSE:8395 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Ofga Business Description

Other Exchanges 8395:Japan
Address 7-20 Tojin 2-Chome, Saga, JPN, 840-0813
Bank Of Saga Ltd provides banking and other financial services in Japan. The bank offers deposits account such as current, ordinary, settlement, savings, time deposits, and other deposits. It also provides loans, private placements bonds, venture company support, government bonds, municipal and corporate bonds, stocks and other securities. In addition, the bank also renders services including corporate internet banking service, foreign exchange services, telephone, and direct payment service of treasury funds and many more.
51GF Score

Get the complete analysis for FSE:8395

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円5,110.00
Price
円2,874.26
GF Value