The Minami-Nippon Bank (FSE:8554) EV-to-FCF: -18.50 (As of Jul. 14, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FSE:8554 The Minami-Nippon Bank Ltd FSE:8554
57 GF Score
Price 円1,302.00
GF Value 円857.80
Valuation Significantly Overvalued
! 1 Warning Sign
View Full Analysis

What is The Minami-Nippon Bank EV-to-FCF?

The Minami-Nippon Bank FSE:8554 +1.17% 57 EV-to-FCF is -18.50 as of Jul. 14, 2026. GuruFocus rates FSE:8554 with a GF Score™ of 57/100 and a GF Value™ of 円857.80 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,199 Banks companies, The Minami-Nippon Bank ranks better than 98.67% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, The Minami-Nippon Bank's Enterprise Value is 円-140,544 Mil. The Minami-Nippon Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was 円7,596 Mil. Therefore, The Minami-Nippon Bank's EV-to-FCF for today is -18.50.

The historical rank and industry rank for The Minami-Nippon Bank's EV-to-FCF or its related term are showing as below:

FSE:8554' s EV-to-FCF Range Over the Past 10 Years
Min: -118.53   Med: -15.05   Max: 14
Current: -18.52

During the past 13 years, the highest EV-to-FCF of The Minami-Nippon Bank was 14.00. The lowest was -118.53. And the median was -15.05.

FSE:8554's EV-to-FCF is ranked better than
98.67% of 1199 companies
in the Banks industry
Industry Median: 6.57 vs FSE:8554: -18.52

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-14), The Minami-Nippon Bank's stock price is 円1302.00. The Minami-Nippon Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was 円249.060. Therefore, The Minami-Nippon Bank's PE Ratio (TTM) for today is 5.23.


The Minami-Nippon Bank  (FSE:8554) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

The Minami-Nippon Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=1302.00/249.060
=5.23

The Minami-Nippon Bank's share price for today is 円1302.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. The Minami-Nippon Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was 円249.060.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


The Minami-Nippon Bank EV-to-FCF Related Terms


The Minami-Nippon Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for The Minami-Nippon Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Minami-Nippon Bank EV-to-FCF Chart

The Minami-Nippon Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -15.05 -40.28 5.27 -4.29 -18.40

The Minami-Nippon Bank Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.27 0.00 -4.29 0.00 -18.40

The Minami-Nippon Bank EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, The Minami-Nippon Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Minami-Nippon Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, The Minami-Nippon Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where The Minami-Nippon Bank's EV-to-FCF falls into.


FSE:8554
57GF Score
The Minami-Nippon Bank Ltd FSE:8554
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Minami-Nippon Bank EV-to-FCF Calculation

The Minami-Nippon Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-140543.928/7596
=-18.50

The Minami-Nippon Bank's current Enterprise Value is 円-140,544 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. The Minami-Nippon Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was 円7,596 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -18.50 mean?
The Minami-Nippon Bank (FSE:8554) has a EV-to-FCF of -18.50 as of Jul. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on The Minami-Nippon Bank and its competitors. According to the industry distribution chart, The Minami-Nippon Bank ranks #16 out of 1199 companies in the Banks industry, placing it in the top 1.3%.
Is The Minami-Nippon Bank's EV-to-FCF too high?
The Minami-Nippon Bank's current EV-to-FCF is -18.50. Based on the distribution chart, The Minami-Nippon Bank ranks #16 out of 1199 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, The Minami-Nippon Bank has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Minami-Nippon Bank's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, The Minami-Nippon Bank ranks #16 out of 1199 companies for EV-to-FCF. This places The Minami-Nippon Bank in the top 1% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.57. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,199 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on The Minami-Nippon Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Minami-Nippon Bank's current EV-to-FCF is -18.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Minami-Nippon Bank stock overvalued right now?
Based on GuruFocus' analysis, The Minami-Nippon Bank (FSE:8554) is currently considered Significantly Overvalued. The stock's GF Value™ is 円857.80, compared to a current price of 円1,302.00 — trading 51.8% above its estimated fair value. The current EV-to-FCF is -18.50. The Minami-Nippon Bank's overall GF Score™ is 57/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For The Minami-Nippon Bank (FSE:8554), the current EV-to-FCF is -18.50 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Minami-Nippon Bank (FSE:8554) Overvalued in 2026?

Based on GuruFocus' analysis, The Minami-Nippon Bank stock appears to be overvalued. The current stock price of 円1,302.00 is trading 51.8% above its estimated GF Value™ of 円857.80. GuruFocus considers The Minami-Nippon Bank to be Significantly Overvalued.

Key valuation signals for FSE:8554:

  • EV-to-FCF: -18.50
  • GF Value™: 円857.80 vs. price of 円1,302.00 (51.8% above fair value)
  • GF Score™: 57/100 with 1 warning sign

No single metric tells the full story. See the FSE:8554 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Minami-Nippon Bank Business Description

Address 1-1 Yamashita-cho, Kagoshima, JPN
The Minami-Nippon Bank Ltd offers banking products and services in Japan.
57GF Score

Get the complete analysis for FSE:8554

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,302.00
Price
円857.80
GF Value