GBCI (Glacier Bancorp) EV-to-FCF: 15.13 (As of Jul. 05, 2026) — Near Median


GBCI Glacier Bancorp Inc GBCI
61 GF Score
Price $51.78
GF Value $50.57
Valuation Fairly Valued
! 4 Warning Signs
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What is Glacier Bancorp EV-to-FCF?

Glacier Bancorp GBCI -1.84% 61 EV-to-FCF is 15.13 as of Jul. 05, 2026, which is 2% above its 10-year median of 14.89. GuruFocus rates GBCI with a GF Score™ of 61/100 and a GF Value™ of $50.57 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,193 Banks companies, Glacier Bancorp ranks worse than 76.78% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Glacier Bancorp's Enterprise Value is $5,676 Mil. Glacier Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $375 Mil. Therefore, Glacier Bancorp's EV-to-FCF for today is 15.13.

The historical rank and industry rank for Glacier Bancorp's EV-to-FCF or its related term are showing as below:

GBCI' s EV-to-FCF Range Over the Past 10 Years
Min: 9.47   Med: 14.89   Max: 33.47
Current: 15.13

During the past 13 years, the highest EV-to-FCF of Glacier Bancorp was 33.47. The lowest was 9.47. And the median was 14.89.

GBCI's EV-to-FCF is ranked worse than
76.78% of 1193 companies
in the Banks industry
Industry Median: 6.61 vs GBCI: 15.13

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-05), Glacier Bancorp's stock price is $51.78. Glacier Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $2.140. Therefore, Glacier Bancorp's PE Ratio (TTM) for today is 24.20.


Glacier Bancorp  (NYSE:GBCI) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Glacier Bancorp's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=51.78/2.140
=24.20

Glacier Bancorp's share price for today is $51.78.
Glacier Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.140.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Glacier Bancorp EV-to-FCF Related Terms


Glacier Bancorp EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Glacier Bancorp's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Glacier Bancorp EV-to-FCF Chart

Glacier Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.69 16.21 13.70 32.91 15.11

Glacier Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.17 16.12 18.88 15.11 12.66

GBCI vs FNB, CBC, FLG: EV-to-FCF Comparison

For the Banks - Regional subindustry, Glacier Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Glacier Bancorp EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Glacier Bancorp's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Glacier Bancorp's EV-to-FCF falls into.


GBCI
61GF Score
Glacier Bancorp Inc GBCI
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
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Glacier Bancorp EV-to-FCF Calculation

Glacier Bancorp's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=5675.812/375.118
=15.13

Glacier Bancorp's current Enterprise Value is $5,676 Mil.
Glacier Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $375 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 15.13 mean?
Glacier Bancorp (GBCI) has a EV-to-FCF of 15.13 as of Jul. 05, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Glacier Bancorp and its competitors. This is near median its historical median of 14.89. Over the past decade, Glacier Bancorp's EV-to-FCF has ranged from 9.47 to 33.47. According to the industry distribution chart, Glacier Bancorp ranks #916 out of 1193 companies in the Banks industry, placing it in the top 76.8%.
Is Glacier Bancorp's EV-to-FCF too high?
Glacier Bancorp's current EV-to-FCF of 15.13 is near median its 10-year median of 14.89. Over the past 10 years, this metric has ranged from a low of 9.47 to a high of 33.47. The Banks industry median EV-to-FCF is 6.61. Glacier Bancorp's value of 15.13 is 128.9% above this industry median. Based on the distribution chart, Glacier Bancorp ranks #916 out of 1193 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Glacier Bancorp has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Glacier Bancorp's EV-to-FCF compare to FNB and CBC?
According to the Banks industry distribution chart, Glacier Bancorp ranks #916 out of 1193 companies for EV-to-FCF. This places Glacier Bancorp in the lower half of its industry. The industry median EV-to-FCF is 6.61. Glacier Bancorp's value of 15.13 is 128.9% above this benchmark. Historically, Glacier Bancorp's own EV-to-FCF has ranged from 9.47 to 33.47 over the past decade. While the company's 10-year median is 14.89 vs. the industry median of 6.61, Glacier Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.61, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Glacier Bancorp's current EV-to-FCF of 15.13 is 128.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Glacier Bancorp and its competitors. For the Banks industry, the median EV-to-FCF is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Glacier Bancorp's current EV-to-FCF is 15.13, which is near median its own 10-year median of 14.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Glacier Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Glacier Bancorp (GBCI) is currently considered Fairly Valued. The stock's GF Value™ is $50.57, compared to a current price of $51.78 — trading 2.4% above its estimated fair value. The current EV-to-FCF is 15.13, which is near median its 10-year median of 14.89 and 128.9% above the Banks industry median of 6.61. Glacier Bancorp's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Glacier Bancorp (GBCI), the current EV-to-FCF is 15.13 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Glacier Bancorp (GBCI) Overvalued in 2026?

Based on GuruFocus' analysis, Glacier Bancorp stock appears to be overvalued. The current stock price of $51.78 is trading 2.4% above its estimated GF Value™ of $50.57. GuruFocus considers Glacier Bancorp to be Fairly Valued.

Key valuation signals for GBCI:

  • EV-to-FCF: 15.13 (near median its 10-year median of 14.89)
  • GF Value™: $50.57 vs. price of $51.78 (2.4% above fair value)
  • GF Score™: 61/100 with 4 warning signs
  • Industry Position: 128.9% above the Banks median (#916 of 1193)

No single metric tells the full story. See the GBCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Glacier Bancorp Business Description

Address 49 Commons Loop, Kalispell, MT, USA, 59901
Glacier Bancorp Inc is a regional bank holding company providing commercial banking services through its wholly owned bank subsidiary, Glacier Bank. The group provides a full range of banking services to individuals, small to medium-sized businesses, community organizations, and public entities from several locations in Montana, Idaho, Utah, Washington, Wyoming, Colorado, Arizona, Nevada, and Texas. It offers various banking products and services, including: retail banking, business banking, real estate, commercial, agriculture, and consumer loans; and mortgage origination and loan servicing services, among others.
61GF Score

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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$51.78
Price
$50.57
GF Value