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HSTC:NVB's EV-to-FCF is ranked worse than 100% of 1198
companies
in the Banks industry
Industry Median: 6.565
vs HSTC:NVB: -0.42
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
National Citizen Commercial Joint Stock Bank (HSTC:NVB) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
National Citizen Commercial Joint Stock Bank's PE Ratio (TTM) for today is calculated as:
National Citizen Commercial Joint Stock Bank's share price for today is ₫13100.00.
National Citizen Commercial Joint Stock Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫200.260.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
National Citizen Commercial Joint Stock Bank EV-to-FCF Related Terms
National Citizen Commercial Joint Stock Bank EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Citizen Commercial Joint Stock Bank EV-to-FCF Chart
National Citizen Commercial Joint Stock Bank Annual Data
National Citizen Commercial Joint Stock Bank EV-to-FCF Competitor Comparison
For the Banks - Regional subindustry, National Citizen Commercial Joint Stock Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Citizen Commercial Joint Stock Bank EV-to-FCF vs Banks Industry
National Citizen Commercial Joint Stock Bank's current Enterprise Value is ₫2,219,557 Mil.
National Citizen Commercial Joint Stock Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫-5,321,207 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Citizen Commercial Joint Stock Bank (HSTC:NVB) has a EV-to-FCF of -0.42 as of Jul. 13, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on National Citizen Commercial Joint Stock Bank and its competitors. According to the industry distribution chart, National Citizen Commercial Joint Stock Bank ranks #999999 out of 1198 companies in the Banks industry.
Is National Citizen Commercial Joint Stock Bank's EV-to-FCF too high?
National Citizen Commercial Joint Stock Bank's current EV-to-FCF is -0.42. Based on the distribution chart, National Citizen Commercial Joint Stock Bank ranks #999999 out of 1198 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, National Citizen Commercial Joint Stock Bank has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does National Citizen Commercial Joint Stock Bank's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, National Citizen Commercial Joint Stock Bank ranks #999999 out of 1198 companies for EV-to-FCF. This places National Citizen Commercial Joint Stock Bank in the lower half of its industry. The industry median EV-to-FCF is 6.57. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,198 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on National Citizen Commercial Joint Stock Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Citizen Commercial Joint Stock Bank's current EV-to-FCF is -0.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Citizen Commercial Joint Stock Bank stock overvalued right now?
National Citizen Commercial Joint Stock Bank (HSTC:NVB) has a current EV-to-FCF of -0.42. The current EV-to-FCF is -0.42. National Citizen Commercial Joint Stock Bank's overall GF Score™ is 28/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For National Citizen Commercial Joint Stock Bank (HSTC:NVB), the current EV-to-FCF is -0.42 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
National Citizen Commercial Joint Stock Bank Business Description
National Citizen Commercial Joint Stock Bank is a Vietnam based company engaged in offering various banking services. It offers banking services to both personal and corporate customers. The portfolio of facilities includes transaction account, term deposit, credit facilities, foreign exchange products, international payments services, e-banking service, card products, treasury service and insurance service, among others.
28GF Score
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