EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, PT Bank Btpn Syariah Tbk's Enterprise Value is Rp5,937,037 Mil.
PT Bank Btpn Syariah Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was Rp1,579,440 Mil. Therefore, PT Bank Btpn Syariah Tbk's EV-to-FCF for today is 3.76.
The historical rank and industry rank for PT Bank Btpn Syariah Tbk's EV-to-FCF or its related term are showing as below:
ISX:BTPS'
s EV-to-FCF Range Over the Past 10 Years
Min: -537.94 Med: 7.35 Max: 92.79
Current: 3.69
During the past 11 years, the highest EV-to-FCF of PT Bank Btpn Syariah Tbk was 92.79. The lowest was -537.94. And the median was 7.35.
ISX:BTPS's EV-to-FCF is ranked better than 62.8% of 1191
companies
in the Banks industry
Industry Median: 6.57
vs ISX:BTPS: 3.69
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PT Bank Btpn Syariah Tbk (ISX:BTPS) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PT Bank Btpn Syariah Tbk's PE Ratio (TTM) for today is calculated as:
PT Bank Btpn Syariah Tbk's share price for today is Rp1005.00.
PT Bank Btpn Syariah Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp157.000.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
PT Bank Btpn Syariah Tbk EV-to-FCF Related Terms
PT Bank Btpn Syariah Tbk EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Btpn Syariah Tbk EV-to-FCF Competitor Comparison
For the Banks - Regional subindustry, PT Bank Btpn Syariah Tbk's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Btpn Syariah Tbk EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Btpn Syariah Tbk's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where PT Bank Btpn Syariah Tbk's EV-to-FCF falls into.
PT Bank Btpn Syariah Tbk's current Enterprise Value is Rp5,937,037 Mil.
PT Bank Btpn Syariah Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp1,579,440 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Btpn Syariah Tbk (ISX:BTPS) has a EV-to-FCF of 3.76 as of Jul. 09, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Bank Btpn Syariah Tbk and its competitors. This is 49% below median its historical median of 7.35. According to the industry distribution chart, PT Bank Btpn Syariah Tbk ranks #443 out of 1191 companies in the Banks industry, placing it in the top 37.2%.
Is PT Bank Btpn Syariah Tbk's EV-to-FCF too high?
PT Bank Btpn Syariah Tbk's current EV-to-FCF of 3.76 is 49% below median its 10-year median of 7.35. The Banks industry median EV-to-FCF is 6.57. PT Bank Btpn Syariah Tbk's value of 3.76 is 42.8% below this industry median. Based on the distribution chart, PT Bank Btpn Syariah Tbk ranks #443 out of 1191 companies in the Banks industry, which is above the industry midpoint. Overall, PT Bank Btpn Syariah Tbk has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Btpn Syariah Tbk's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, PT Bank Btpn Syariah Tbk ranks #443 out of 1191 companies for EV-to-FCF. This puts PT Bank Btpn Syariah Tbk in the upper half of its industry. The industry median EV-to-FCF is 6.57. PT Bank Btpn Syariah Tbk's value of 3.76 is 42.8% below this benchmark. While the company's 10-year median is 7.35 vs. the industry median of 6.57, PT Bank Btpn Syariah Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,191 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Btpn Syariah Tbk's current EV-to-FCF of 3.76 is 42.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Bank Btpn Syariah Tbk and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Btpn Syariah Tbk's current EV-to-FCF is 3.76, which is 49% below median its own 10-year median of 7.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Btpn Syariah Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Btpn Syariah Tbk (ISX:BTPS) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp1,222.66, compared to a current price of Rp1,005.00 — trading 17.8% below its estimated fair value. The current EV-to-FCF is 3.76, which is 49% below median its 10-year median of 7.35 and 42.8% below the Banks industry median of 6.57. PT Bank Btpn Syariah Tbk's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For PT Bank Btpn Syariah Tbk (ISX:BTPS), the current EV-to-FCF is 3.76 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Btpn Syariah Tbk (ISX:BTPS) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Btpn Syariah Tbk stock appears to be undervalued.
The current stock price of Rp1,005.00 is trading 17.8% below its estimated GF Value™ of Rp1,222.66.
GuruFocus considers PT Bank Btpn Syariah Tbk to be Modestly Undervalued.
Key valuation signals for ISX:BTPS:
EV-to-FCF: 3.76 (49% below median its 10-year median of 7.35)
GF Value™: Rp1,222.66 vs. price of Rp1,005.00 (17.8% below fair value)
Industry Position: 42.8% below the Banks median (#443 of 1191)
No single metric tells the full story. See the ISX:BTPS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Btpn Syariah Tbk is a bank that operates its business in one segment, financing using murabahah contract for the productive poor community. The company's primary focus is to provide services for empowering the inclusive communities customers and developing financial inclusion by providing different kinds of funding and financing solutions, such as Tepat Tabungan Syariah, Tepat Deposito, Tepat Pembiayaan Syariah Individu, and others, to its customers. The operating segments include: Jawa, Bali & Nusa, Tenggara Sumatera, and Kalimantan & Sulawesi.
79GF Score
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