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The historical rank and industry rank for Kentucky First Federal Bancorp's EV-to-FCF or its related term are showing as below:
KFFB'
s EV-to-FCF Range Over the Past 10 Years
Min: -655.5 Med: 72.91 Max: 1217.67
Current: 80.7
During the past 13 years, the highest EV-to-FCF of Kentucky First Federal Bancorp was 1217.67. The lowest was -655.50. And the median was 72.91.
KFFB's EV-to-FCF is ranked worse than 95.74% of 1197
companies
in the Banks industry
Industry Median: 6.85
vs KFFB: 80.70
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Kentucky First Federal Bancorp (NAS:KFFB) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Kentucky First Federal Bancorp's PE Ratio (TTM) for today is calculated as:
Kentucky First Federal Bancorp's share price for today is $5.225.
Kentucky First Federal Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.170.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Kentucky First Federal Bancorp EV-to-FCF Related Terms
Kentucky First Federal Bancorp EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Kentucky First Federal Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kentucky First Federal Bancorp EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Kentucky First Federal Bancorp's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Kentucky First Federal Bancorp's EV-to-FCF falls into.
Kentucky First Federal Bancorp's current Enterprise Value is $74.97 Mil.
Kentucky First Federal Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.93 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kentucky First Federal Bancorp (KFFB) has a EV-to-FCF of 80.70 as of Jul. 27, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Kentucky First Federal Bancorp and its competitors. This is 11% above median its historical median of 72.91. According to the industry distribution chart, Kentucky First Federal Bancorp ranks #1146 out of 1197 companies in the Banks industry, placing it in the top 95.7%.
Is Kentucky First Federal Bancorp's EV-to-FCF too high?
Kentucky First Federal Bancorp's current EV-to-FCF of 80.70 is 11% above median its 10-year median of 72.91. The Banks industry median EV-to-FCF is 6.85. Kentucky First Federal Bancorp's value of 80.70 is 1078.1% above this industry median. Based on the distribution chart, Kentucky First Federal Bancorp ranks #1146 out of 1197 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Kentucky First Federal Bancorp has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kentucky First Federal Bancorp's EV-to-FCF compare to PNBI and IBWC?
According to the Banks industry distribution chart, Kentucky First Federal Bancorp ranks #1146 out of 1197 companies for EV-to-FCF. This places Kentucky First Federal Bancorp in the lower half of its industry. The industry median EV-to-FCF is 6.85. Kentucky First Federal Bancorp's value of 80.70 is 1078.1% above this benchmark. While the company's 10-year median is 72.91 vs. the industry median of 6.85, Kentucky First Federal Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.85, based on 1,197 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kentucky First Federal Bancorp's current EV-to-FCF of 80.70 is 1078.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Kentucky First Federal Bancorp and its competitors. For the Banks industry, the median EV-to-FCF is 6.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kentucky First Federal Bancorp's current EV-to-FCF is 80.70, which is 11% above median its own 10-year median of 72.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kentucky First Federal Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Kentucky First Federal Bancorp (KFFB) is currently considered Fairly Valued. The stock's GF Value™ is $4.91, compared to a current price of $5.23 — trading 6.4% above its estimated fair value. The current EV-to-FCF is 80.70, which is 11% above median its 10-year median of 72.91 and 1078.1% above the Banks industry median of 6.85. Kentucky First Federal Bancorp's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Kentucky First Federal Bancorp (KFFB), the current EV-to-FCF is 80.70 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kentucky First Federal Bancorp (KFFB) Overvalued in 2026?
Based on GuruFocus' analysis, Kentucky First Federal Bancorp stock appears to be overvalued.
The current stock price of $5.23 is trading 6.4% above its estimated GF Value™ of $4.91.
GuruFocus considers Kentucky First Federal Bancorp to be Fairly Valued.
Key valuation signals for KFFB:
EV-to-FCF: 80.70 (11% above median its 10-year median of 72.91)
GF Value™: $4.91 vs. price of $5.23 (6.4% above fair value)
Industry Position: 1078.1% above the Banks median (#1146 of 1197)
No single metric tells the full story. See the KFFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kentucky First Federal Bancorp Business Description
Kentucky First Federal Bancorp is a holding company. The company, through its subsidiaries, is engaged mainly in the business of accepting deposits from the general public and using such funds to originate loans secured by first mortgages on owner-occupied, residential real estate and other loans secured by real estate. Its primary products and services include Residential mortgage loans, Multi-family loans, Construction loans, and types of deposits etc. The company mainly operates in Perry, Franklin, Boyle, and Garrard and surrounding counties in Kentucky, USA.
55GF Score
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