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Kearny FinancialKRNY -0.63%55 OCF Yield % is 5.35 as of Aug. 10, 2026, which is 0% below its 10-year median of 5.36. GuruFocus rates KRNY with a GF Score™ of 55/100 and a GF Value™ of $7.27 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,498 Banks companies, Kearny Financial ranks worse than 64.75% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Kearny Financial OCF Yield % Related Terms
Kearny Financial OCF Yield % Historical Data
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The historical data trend for Kearny Financial's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Kearny Financial's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kearny Financial OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Kearny Financial's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Kearny Financial's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kearny Financial (KRNY) has a OCF Yield % of 5.35 as of Aug. 10, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Kearny Financial and its competitors. This is near median its historical median of 5.36. Over the past decade, Kearny Financial's OCF Yield % has ranged from 1.60 to 18.87. According to the industry distribution chart, Kearny Financial ranks #970 out of 1498 companies in the Banks industry, placing it in the top 64.8%.
Is Kearny Financial's OCF Yield % too high?
Kearny Financial's current OCF Yield % of 5.35 is near median its 10-year median of 5.36. Over the past 10 years, this metric has ranged from a low of 1.60 to a high of 18.87. The Banks industry median OCF Yield % is 9.03. Kearny Financial's value of 5.35 is 40.7% below this industry median. Based on the distribution chart, Kearny Financial ranks #970 out of 1498 companies in the Banks industry, which is below the industry midpoint. Overall, Kearny Financial has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Kearny Financial's OCF Yield % compare to CBNK and NPB?
According to the Banks industry distribution chart, Kearny Financial ranks #970 out of 1498 companies for OCF Yield %. This places Kearny Financial in the lower half of its industry. The industry median OCF Yield % is 9.03. Kearny Financial's value of 5.35 is 40.7% below this benchmark. Historically, Kearny Financial's own OCF Yield % has ranged from 1.60 to 18.87 over the past decade. While the company's 10-year median is 5.36 vs. the industry median of 9.03, Kearny Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.03, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kearny Financial's current OCF Yield % of 5.35 is 40.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Kearny Financial and its competitors. For the Banks industry, the median OCF Yield % is 9.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kearny Financial's current OCF Yield % is 5.35, which is near median its own 10-year median of 5.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kearny Financial stock overvalued right now?
Based on GuruFocus' analysis, Kearny Financial (KRNY) is currently considered Modestly Overvalued. The stock's GF Value™ is $7.27, compared to a current price of $9.46 — trading 30.1% above its estimated fair value. The current OCF Yield % is 5.35, which is near median its 10-year median of 5.36 and 40.7% below the Banks industry median of 9.03. Kearny Financial's overall GF Score™ is 55/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Kearny Financial (KRNY), the current OCF Yield % is 5.35 as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kearny Financial (KRNY) Overvalued in 2026?
Based on GuruFocus' analysis, Kearny Financial stock appears to be overvalued.
The current stock price of $9.46 is trading 30.1% above its estimated GF Value™ of $7.27.
GuruFocus considers Kearny Financial to be Modestly Overvalued.
Key valuation signals for KRNY:
OCF Yield %: 5.35 (near median its 10-year median of 5.36)
GF Value™: $7.27 vs. price of $9.46 (30.1% above fair value)
Industry Position: 40.7% below the Banks median (#970 of 1498)
No single metric tells the full story. See the KRNY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kearny Financial Corp is a federally-chartered stock savings bank. The bank is engaged in the business of attracting deposits from the general public in New Jersey and New York, and using these deposits, together with other funds, to originate or purchase loans for its portfolios and invest in securities. The bank's loan portfolio is chiefly comprised of loans collateralized by commercial and residential real estate. The bank's primary source of income is net interest income.
55GF Score
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