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Kearny FinancialKRNY -1.26%55 OCF Margin % is 17.49% as of Mar. 2026, which is 48% below its 10-year median of 33.67. GuruFocus rates KRNY with a GF Score™ of 55/100 and a GF Value™ of $7.27 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,499 Banks companies, Kearny Financial ranks worse than 65.58% on this metric.
The historical data trend for Kearny Financial's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Kearny Financial's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kearny Financial OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Kearny Financial's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Kearny Financial's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kearny Financial (KRNY) has a OCF Margin % of 17.49% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Kearny Financial and its competitors. This is 48% below median its historical median of 33.67. Over the past decade, Kearny Financial's OCF Margin % has ranged from 11.43 to 38.94. According to the industry distribution chart, Kearny Financial ranks #983 out of 1499 companies in the Banks industry, placing it in the top 65.6%.
Is Kearny Financial's OCF Margin % too high?
Kearny Financial's current OCF Margin % of 17.49% is 48% below median its 10-year median of 33.67. Over the past 10 years, this metric has ranged from a low of 11.43 to a high of 38.94. The Banks industry median OCF Margin % is 29.70. Kearny Financial's value of 17.49% is 41.1% below this industry median. Based on the distribution chart, Kearny Financial ranks #983 out of 1499 companies in the Banks industry, which is below the industry midpoint. Overall, Kearny Financial has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Kearny Financial's OCF Margin % compare to CBNK and NPB?
According to the Banks industry distribution chart, Kearny Financial ranks #983 out of 1499 companies for OCF Margin %. This places Kearny Financial in the lower half of its industry. The industry median OCF Margin % is 29.70. Kearny Financial's value of 17.49% is 41.1% below this benchmark. Historically, Kearny Financial's own OCF Margin % has ranged from 11.43 to 38.94 over the past decade. While the company's 10-year median is 33.67 vs. the industry median of 29.70, Kearny Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.70, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kearny Financial's current OCF Margin % of 17.49% is 41.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Kearny Financial and its competitors. For the Banks industry, the median OCF Margin % is 29.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kearny Financial's current OCF Margin % is 17.49%, which is 48% below median its own 10-year median of 33.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kearny Financial stock overvalued right now?
Based on GuruFocus' analysis, Kearny Financial (KRNY) is currently considered Modestly Overvalued. The stock's GF Value™ is $7.27, compared to a current price of $9.40 — trading 29.3% above its estimated fair value. The current OCF Margin % is 17.49%, which is 48% below median its 10-year median of 33.67 and 41.1% below the Banks industry median of 29.70. Kearny Financial's overall GF Score™ is 55/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Kearny Financial (KRNY), the current OCF Margin % is 17.49% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kearny Financial (KRNY) Overvalued in 2026?
Based on GuruFocus' analysis, Kearny Financial stock appears to be overvalued.
The current stock price of $9.40 is trading 29.3% above its estimated GF Value™ of $7.27.
GuruFocus considers Kearny Financial to be Modestly Overvalued.
Key valuation signals for KRNY:
OCF Margin %: 17.49% (48% below median its 10-year median of 33.67)
GF Value™: $7.27 vs. price of $9.40 (29.3% above fair value)
Industry Position: 41.1% below the Banks median (#983 of 1499)
No single metric tells the full story. See the KRNY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kearny Financial Corp is a federally-chartered stock savings bank. The bank is engaged in the business of attracting deposits from the general public in New Jersey and New York, and using these deposits, together with other funds, to originate or purchase loans for its portfolios and invest in securities. The bank's loan portfolio is chiefly comprised of loans collateralized by commercial and residential real estate. The bank's primary source of income is net interest income.
55GF Score
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