KRNY (Kearny Financial) Cyclically Adjusted FCF per Share: $0.71 (As of Jun. 2026)

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KRNY Kearny Financial Corp KRNY
55 GF Score
Price $10.04
GF Value $7.94
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Kearny Financial Cyclically Adjusted FCF per Share?

Kearny Financial KRNY +2.66% 55 Cyclically Adjusted FCF per Share is $0.71 as of Jun. 2026. GuruFocus rates KRNY with a GF Score™ of 55/100 and a GF Value™ of $7.94 (Modestly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Kearny Financial's adjusted free cash flow per share for the three months ended in Jun. 2026 was $0.198. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $0.71 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Kearny Financial's average Cyclically Adjusted FCF Growth Rate was 4.40% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 5.80% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 10.60% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 11.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Kearny Financial was 19.70% per year. The lowest was 5.70% per year. And the median was 9.40% per year.

As of today (2026-09-02), Kearny Financial's current stock price is $10.04. Kearny Financial's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was $0.71. Kearny Financial's Cyclically Adjusted Price-to-FCF of today is 14.14.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Kearny Financial was 61.54. The lowest was 8.14. And the median was 25.34.


Kearny Financial  (NAS:KRNY) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Kearny Financial's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=10.04/0.71
=14.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Kearny Financial was 61.54. The lowest was 8.14. And the median was 25.34.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Kearny Financial Cyclically Adjusted FCF per Share Related Terms


Kearny Financial Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Kearny Financial's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kearny Financial Cyclically Adjusted FCF per Share Chart

Kearny Financial Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25 Jun26
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.52 0.60 0.66 0.68 0.71

Kearny Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.68 0.68 0.69 0.70 0.71

KRNY vs AMBZ, HIFS, ACNB: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Kearny Financial's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kearny Financial Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Kearny Financial's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Kearny Financial's Cyclically Adjusted Price-to-FCF falls into.


KRNY
55GF Score
Kearny Financial Corp KRNY
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kearny Financial Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Kearny Financial's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.198/333.9520*333.9520
=0.198

Current CPI (Jun. 2026) = 333.9520.

Kearny Financial Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 0.028 241.428 0.039
201612 0.087 241.432 0.120
201703 0.137 243.801 0.188
201706 0.159 244.955 0.217
201709 0.063 246.819 0.085
201712 0.097 246.524 0.131
201803 0.161 249.554 0.215
201806 0.124 251.989 0.164
201809 0.118 252.439 0.156
201812 0.098 251.233 0.130
201903 0.150 254.202 0.197
201906 -0.009 256.143 -0.012
201909 0.118 256.759 0.153
201912 0.146 256.974 0.190
202003 0.016 258.115 0.021
202006 -0.124 257.797 -0.161
202009 0.055 260.280 0.071
202012 0.280 260.474 0.359
202103 0.325 264.877 0.410
202106 0.195 271.696 0.240
202109 0.067 274.310 0.082
202112 0.288 278.802 0.345
202203 0.423 287.504 0.491
202206 0.343 296.311 0.387
202209 0.301 296.808 0.339
202212 0.239 296.797 0.269
202303 0.328 301.836 0.363
202306 0.181 305.109 0.198
202309 0.195 307.789 0.212
202312 0.110 306.746 0.120
202403 0.282 312.332 0.302
202406 0.117 314.175 0.124
202409 0.019 315.301 0.020
202412 -0.060 315.605 -0.063
202503 0.266 319.799 0.278
202506 0.116 322.561 0.120
202509 0.018 324.800 0.019
202512 0.221 324.054 0.228
202603 0.121 330.213 0.122
202606 0.198 333.952 0.198

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $0.71 mean?
Kearny Financial (KRNY) has a Cyclically Adjusted FCF per Share of $0.71 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Kearny Financial and its competitors.
Is Kearny Financial's Cyclically Adjusted FCF per Share too high?
Kearny Financial's current Cyclically Adjusted FCF per Share is $0.71. Overall, Kearny Financial has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Kearny Financial's Cyclically Adjusted FCF per Share compare to AMBZ and HIFS?
Kearny Financial's Cyclically Adjusted FCF per Share of $0.71 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Kearny Financial and its competitors. Kearny Financial's current Cyclically Adjusted FCF per Share is $0.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kearny Financial stock overvalued right now?
Based on GuruFocus' analysis, Kearny Financial (KRNY) is currently considered Modestly Overvalued. The stock's GF Value™ is $7.94, compared to a current price of $10.04 — trading 26.4% above its estimated fair value. The current Cyclically Adjusted FCF per Share is $0.71. Kearny Financial's overall GF Score™ is 55/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Kearny Financial (KRNY), the current Cyclically Adjusted FCF per Share is $0.71 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kearny Financial (KRNY) Overvalued in 2026?

Based on GuruFocus' analysis, Kearny Financial stock appears to be overvalued. The current stock price of $10.04 is trading 26.4% above its estimated GF Value™ of $7.94. GuruFocus considers Kearny Financial to be Modestly Overvalued.

Key valuation signals for KRNY:

  • Cyclically Adjusted FCF per Share: $0.71
  • GF Value™: $7.94 vs. price of $10.04 (26.4% above fair value)
  • GF Score™: 55/100 with 6 warning signs

No single metric tells the full story. See the KRNY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kearny Financial Business Description

Address 120 Passaic Avenue, Fairfield, NJ, USA, 07004
Kearny Financial Corp is a federally-chartered stock savings bank. The bank is engaged in the business of attracting deposits from the general public in New Jersey and New York, and using these deposits, together with other funds, to originate or purchase loans for its portfolios and invest in securities. The bank's loan portfolio is chiefly comprised of loans collateralized by commercial and residential real estate. The bank's primary source of income is net interest income.
55GF Score

Get the complete analysis for KRNY

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.04
Price
$7.94
GF Value