Commercial Facilities CoKKUW:FACIL -1.45%8 EV-to-FCF is 13.67 as of Jul. 06, 2026, which is 12% above its 10-year median of 12.21. GuruFocus rates KUW:FACIL with a GF Score™ of 8/100 and a GF Value™ of KWD0.27 (Fairly Valued). The stock has 6 warning signs investors should review. Among 265 Credit Services companies, Commercial Facilities CoK ranks worse than 50.94% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Commercial Facilities CoK's Enterprise Value is KWD269.90 Mil.
Commercial Facilities CoK's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was KWD19.74 Mil. Therefore, Commercial Facilities CoK's EV-to-FCF for today is 13.67.
The historical rank and industry rank for Commercial Facilities CoK's EV-to-FCF or its related term are showing as below:
KUW:FACIL'
s EV-to-FCF Range Over the Past 10 Years
Min: -357.24 Med: 12.21 Max: 55.04
Current: 13.78
During the past 13 years, the highest EV-to-FCF of Commercial Facilities CoK was 55.04. The lowest was -357.24. And the median was 12.21.
KUW:FACIL's EV-to-FCF is ranked worse than 50.94% of 265
companies
in the Credit Services industry
Industry Median: 13.6
vs KUW:FACIL: 13.78
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Commercial Facilities CoK (KUW:FACIL) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Commercial Facilities CoK's PE Ratio (TTM) for today is calculated as:
Commercial Facilities CoK's share price for today is KWD0.271.
Commercial Facilities CoK's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was KWD0.027.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Commercial Facilities CoK EV-to-FCF Related Terms
Commercial Facilities CoK EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Commercial Facilities CoK's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Commercial Facilities CoK EV-to-FCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Commercial Facilities CoK's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Commercial Facilities CoK's EV-to-FCF falls into.
Commercial Facilities CoK's current Enterprise Value is KWD269.90 Mil.
Commercial Facilities CoK's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was KWD19.74 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Commercial Facilities CoK (KUW:FACIL) has a EV-to-FCF of 13.67 as of Jul. 06, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Commercial Facilities CoK and its competitors. This is 12% above median its historical median of 12.21. According to the industry distribution chart, Commercial Facilities CoK ranks #135 out of 265 companies in the Credit Services industry, placing it in the top 50.9%.
Is Commercial Facilities CoK's EV-to-FCF too high?
Commercial Facilities CoK's current EV-to-FCF of 13.67 is 12% above median its 10-year median of 12.21. The Credit Services industry median EV-to-FCF is 13.60. Commercial Facilities CoK's value of 13.67 is 0.5% above this industry median. Based on the distribution chart, Commercial Facilities CoK ranks #135 out of 265 companies in the Credit Services industry, which is below the industry midpoint. Overall, Commercial Facilities CoK has a GF Score™ of 8/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Commercial Facilities CoK's EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, Commercial Facilities CoK ranks #135 out of 265 companies for EV-to-FCF. This places Commercial Facilities CoK in the lower half of its industry. The industry median EV-to-FCF is 13.60. Commercial Facilities CoK's value of 13.67 is 0.5% above this benchmark. While the company's 10-year median is 12.21 vs. the industry median of 13.60, Commercial Facilities CoK has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 13.60, based on 265 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commercial Facilities CoK's current EV-to-FCF of 13.67 is 0.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Commercial Facilities CoK and its competitors. For the Credit Services industry, the median EV-to-FCF is 13.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commercial Facilities CoK's current EV-to-FCF is 13.67, which is 12% above median its own 10-year median of 12.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial Facilities CoK stock overvalued right now?
Based on GuruFocus' analysis, Commercial Facilities CoK (KUW:FACIL) is currently considered Fairly Valued. The stock's GF Value™ is KWD0.27, compared to a current price of KWD0.27 — trading 0.4% above its estimated fair value. The current EV-to-FCF is 13.67, which is 12% above median its 10-year median of 12.21 and 0.5% above the Credit Services industry median of 13.60. Commercial Facilities CoK's overall GF Score™ is 8/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Commercial Facilities CoK (KUW:FACIL), the current EV-to-FCF is 13.67 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Commercial Facilities CoK (KUW:FACIL) Overvalued in 2026?
Based on GuruFocus' analysis, Commercial Facilities CoK stock appears to be overvalued.
The current stock price of KWD0.27 is trading 0.4% above its estimated GF Value™ of KWD0.27.
GuruFocus considers Commercial Facilities CoK to be Fairly Valued.
Key valuation signals for KUW:FACIL:
EV-to-FCF: 13.67 (12% above median its 10-year median of 12.21)
GF Value™: KWD0.27 vs. price of KWD0.27 (0.4% above fair value)
Industry Position: 0.5% above the Credit Services median (#135 of 265)
No single metric tells the full story. See the KUW:FACIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Commercial Facilities Co SAK is a Kuwait-based company engaged in the provision of instalment credit facilities to finance consumer and commercial products. Its services include financing new and used cars, boats, marine equipment, furniture and electrical appliances, basic construction materials, and granting personal cash loans, among others. The company's services fall into four divisions, including Consumer Loans, Cash Loans, Commercial Loans, and Basic Materials Loans. The company also offers its services through online.
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