Commercial Facilities CoK (KUW:FACIL) Scaled Net Operating Assets: 0.89 (As of Mar. 2026)


KUW:FACIL Commercial Facilities Co SAK KUW:FACIL
8 GF Score
Price KWD0.27
GF Value KWD0.27
Valuation Fairly Valued
! 6 Warning Signs
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What is Commercial Facilities CoK Scaled Net Operating Assets?

Commercial Facilities CoK KUW:FACIL -1.45% 8 Scaled Net Operating Assets is 0.89 as of Mar. 2026. GuruFocus rates KUW:FACIL with a GF Score™ of 8/100 and a GF Value™ of KWD0.27 (Fairly Valued). The stock has 6 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Commercial Facilities CoK's operating assets for the quarter that ended in Mar. 2026 was KWD311.42 Mil. Commercial Facilities CoK's operating liabilities for the quarter that ended in Mar. 2026 was KWD9.61 Mil. Commercial Facilities CoK's Total Assets for the quarter that ended in Dec. 2025 was KWD337.64 Mil. Therefore, Commercial Facilities CoK's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.89.

KUW:FACIL
8GF Score
Commercial Facilities Co SAK KUW:FACIL
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Commercial Facilities CoK Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Commercial Facilities CoK's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(317.977-12.709)/286.726
=1.06

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=337.644 - 19.667
=317.977

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=153.043 - 140.334 - 0
=12.709

Commercial Facilities CoK's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(311.416-9.614)/337.644
=0.89

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=330.346 - 18.93
=311.416

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=144.348 - 134.734 - 0
=9.614

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.89 mean?
Commercial Facilities CoK (KUW:FACIL) has a Scaled Net Operating Assets of 0.89 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Commercial Facilities CoK and its competitors.
Is Commercial Facilities CoK's Scaled Net Operating Assets too high?
Commercial Facilities CoK's current Scaled Net Operating Assets is 0.89. Overall, Commercial Facilities CoK has a GF Score™ of 8/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Commercial Facilities CoK's Scaled Net Operating Assets compare to V and MA?
Commercial Facilities CoK's Scaled Net Operating Assets of 0.89 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Credit Services company?
A good Scaled Net Operating Assets depends on the Credit Services industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Commercial Facilities CoK and its competitors. Commercial Facilities CoK's current Scaled Net Operating Assets is 0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial Facilities CoK stock overvalued right now?
Based on GuruFocus' analysis, Commercial Facilities CoK (KUW:FACIL) is currently considered Fairly Valued. The stock's GF Value™ is KWD0.27, compared to a current price of KWD0.27 — trading 0.4% above its estimated fair value. The current Scaled Net Operating Assets is 0.89. Commercial Facilities CoK's overall GF Score™ is 8/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Commercial Facilities CoK (KUW:FACIL), the current Scaled Net Operating Assets is 0.89 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Commercial Facilities CoK (KUW:FACIL) Overvalued in 2026?

Based on GuruFocus' analysis, Commercial Facilities CoK stock appears to be overvalued. The current stock price of KWD0.27 is trading 0.4% above its estimated GF Value™ of KWD0.27. GuruFocus considers Commercial Facilities CoK to be Fairly Valued.

Key valuation signals for KUW:FACIL:

  • Scaled Net Operating Assets: 0.89
  • GF Value™: KWD0.27 vs. price of KWD0.27 (0.4% above fair value)
  • GF Score™: 8/100 with 6 warning signs

No single metric tells the full story. See the KUW:FACIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Commercial Facilities CoK Business Description

Address Abdullah Al-Ahmed Street, Sharq, P.O.Box 24284, Safat, Kuwait City, KWT, 13103
Commercial Facilities Co SAK is a Kuwait-based company engaged in the provision of instalment credit facilities to finance consumer and commercial products. Its services include financing new and used cars, boats, marine equipment, furniture and electrical appliances, basic construction materials, and granting personal cash loans, among others. The company's services fall into four divisions, including Consumer Loans, Cash Loans, Commercial Loans, and Basic Materials Loans. The company also offers its services through online.
8GF Score

Get the complete analysis for KUW:FACIL

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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