Commercial Facilities CoK (KUW:FACIL) PEG Ratio: 5.38 (As of Jul. 07, 2026) — 31% Below Median


KUW:FACIL Commercial Facilities Co SAK KUW:FACIL
8 GF Score
Price KWD0.27
GF Value KWD0.27
Valuation Fairly Valued
! 6 Warning Signs
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What is Commercial Facilities CoK PEG Ratio?

Commercial Facilities CoK KUW:FACIL -1.45% 8 PEG Ratio is 5.38 as of Jul. 07, 2026, which is 31% below its 10-year median of 7.80. GuruFocus rates KUW:FACIL with a GF Score™ of 8/100 and a GF Value™ of KWD0.27 (Fairly Valued). The stock has 6 warning signs investors should review. Among 233 Credit Services companies, Commercial Facilities CoK ranks worse than 85.84% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Commercial Facilities CoK's PE Ratio without NRI is 9.68. Commercial Facilities CoK's 5-Year Book Value growth rate is 1.80%. Therefore, Commercial Facilities CoK's PEG Ratio for today is 5.38.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Commercial Facilities CoK's PEG Ratio or its related term are showing as below:

KUW:FACIL' s PEG Ratio Range Over the Past 10 Years
Min: 4.4   Med: 7.8   Max: 141.13
Current: 5.38


During the past 13 years, Commercial Facilities CoK's highest PEG Ratio was 141.13. The lowest was 4.40. And the median was 7.80.


KUW:FACIL's PEG Ratio is ranked worse than
85.84% of 233 companies
in the Credit Services industry
Industry Median: 0.9 vs KUW:FACIL: 5.38

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Commercial Facilities CoK  (KUW:FACIL) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Commercial Facilities CoK PEG Ratio Related Terms


Commercial Facilities CoK PEG Ratio Historical Data

* Premium members only.

The historical data trend for Commercial Facilities CoK's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Commercial Facilities CoK PEG Ratio Chart

Commercial Facilities CoK Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 116.88 10.30 7.01

Commercial Facilities CoK Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.72 4.55 5.78 7.01 7.01

KUW:FACIL vs V, MA, AXP: PEG Ratio Comparison

For the Credit Services subindustry, Commercial Facilities CoK's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Commercial Facilities CoK PEG Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Commercial Facilities CoK's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Commercial Facilities CoK's PEG Ratio falls into.


KUW:FACIL
8GF Score
Commercial Facilities Co SAK KUW:FACIL
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Commercial Facilities CoK PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Commercial Facilities CoK's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=9.6785714285714/1.80
=5.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 5.38 mean?
Commercial Facilities CoK (KUW:FACIL) has a PEG Ratio of 5.38 as of Jul. 07, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Commercial Facilities CoK and its competitors. This is 31% below median its historical median of 7.80. Over the past decade, Commercial Facilities CoK's PEG Ratio has ranged from 4.40 to 141.13. According to the industry distribution chart, Commercial Facilities CoK ranks #200 out of 233 companies in the Credit Services industry, placing it in the top 85.8%.
Is Commercial Facilities CoK's PEG Ratio too high?
Commercial Facilities CoK's current PEG Ratio of 5.38 is 31% below median its 10-year median of 7.80. Over the past 10 years, this metric has ranged from a low of 4.40 to a high of 141.13. The Credit Services industry median PEG Ratio is 0.90. Commercial Facilities CoK's value of 5.38 is 497.8% above this industry median. Based on the distribution chart, Commercial Facilities CoK ranks #200 out of 233 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Commercial Facilities CoK has a GF Score™ of 8/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Commercial Facilities CoK's PEG Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Commercial Facilities CoK ranks #200 out of 233 companies for PEG Ratio. This places Commercial Facilities CoK in the lower half of its industry. The industry median PEG Ratio is 0.90. Commercial Facilities CoK's value of 5.38 is 497.8% above this benchmark. Historically, Commercial Facilities CoK's own PEG Ratio has ranged from 4.40 to 141.13 over the past decade. While the company's 10-year median is 7.80 vs. the industry median of 0.90, Commercial Facilities CoK has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.90, based on 233 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commercial Facilities CoK's current PEG Ratio of 5.38 is 497.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Commercial Facilities CoK and its competitors. For the Credit Services industry, the median PEG Ratio is 0.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commercial Facilities CoK's current PEG Ratio is 5.38, which is 31% below median its own 10-year median of 7.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial Facilities CoK stock overvalued right now?
Based on GuruFocus' analysis, Commercial Facilities CoK (KUW:FACIL) is currently considered Fairly Valued. The stock's GF Value™ is KWD0.27, compared to a current price of KWD0.27 — trading 0.4% above its estimated fair value. The current PEG Ratio is 5.38, which is 31% below median its 10-year median of 7.80 and 497.8% above the Credit Services industry median of 0.90. Commercial Facilities CoK's overall GF Score™ is 8/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Commercial Facilities CoK (KUW:FACIL), the current PEG Ratio is 5.38 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Commercial Facilities CoK (KUW:FACIL) Overvalued in 2026?

Based on GuruFocus' analysis, Commercial Facilities CoK stock appears to be overvalued. The current stock price of KWD0.27 is trading 0.4% above its estimated GF Value™ of KWD0.27. GuruFocus considers Commercial Facilities CoK to be Fairly Valued.

Key valuation signals for KUW:FACIL:

  • PEG Ratio: 5.38 (31% below median its 10-year median of 7.80)
  • GF Value™: KWD0.27 vs. price of KWD0.27 (0.4% above fair value)
  • GF Score™: 8/100 with 6 warning signs
  • Industry Position: 497.8% above the Credit Services median (#200 of 233)

No single metric tells the full story. See the KUW:FACIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Commercial Facilities CoK Business Description

Address Abdullah Al-Ahmed Street, Sharq, P.O.Box 24284, Safat, Kuwait City, KWT, 13103
Commercial Facilities Co SAK is a Kuwait-based company engaged in the provision of instalment credit facilities to finance consumer and commercial products. Its services include financing new and used cars, boats, marine equipment, furniture and electrical appliances, basic construction materials, and granting personal cash loans, among others. The company's services fall into four divisions, including Consumer Loans, Cash Loans, Commercial Loans, and Basic Materials Loans. The company also offers its services through online.
8GF Score

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PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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