Commercial Facilities CoK (KUW:FACIL) LT-Debt-to-Total-Asset: 0.41 (As of Mar. 2026)

What is Commercial Facilities CoK LT-Debt-to-Total-Asset?

Commercial Facilities CoK KUW:FACIL -0.37% 11 LT-Debt-to-Total-Asset is 0.41 as of Mar. 2026. GuruFocus rates KUW:FACIL with a GF Score™ of 11/100 and a GF Value™ of KWD0.27 (Fairly Valued). The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Commercial Facilities CoK's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.41.

Commercial Facilities CoK's long-term debt to total assets ratio increased from Mar. 2025 (0.38) to Mar. 2026 (0.41). It may suggest that Commercial Facilities CoK is progressively becoming more dependent on debt to grow their business.

Commercial Facilities CoK (KUW:FACIL) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Commercial Facilities CoK LT-Debt-to-Total-Asset Related Terms

Commercial Facilities CoK LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Commercial Facilities CoK's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Commercial Facilities CoK LT-Debt-to-Total-Asset Chart

Commercial Facilities CoK Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

Get a 7-Day Free Trial

0.39

0.40

0.38

0.40

0.42

Commercial Facilities CoK Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.38	0.40	0.39	0.42	0.41

11GF Score

Commercial Facilities Co SAK KUW:FACIL

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

View Full Analysis

Commercial Facilities CoK LT-Debt-to-Total-Asset Calculation

Commercial Facilities CoK's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	140.334	/	337.644
	=	0.42

Commercial Facilities CoK's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	134.734	/	330.346
	=	0.41

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.41 mean?

Commercial Facilities CoK (KUW:FACIL) has a LT-Debt-to-Total-Asset of 0.41 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Commercial Facilities CoK and its competitors.

Is Commercial Facilities CoK's LT-Debt-to-Total-Asset too high?

Commercial Facilities CoK's current LT-Debt-to-Total-Asset is 0.41. Overall, Commercial Facilities CoK has a GF Score™ of 11/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does Commercial Facilities CoK's LT-Debt-to-Total-Asset compare to V and MA?

Commercial Facilities CoK's LT-Debt-to-Total-Asset of 0.41 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Credit Services company?

A good LT-Debt-to-Total-Asset depends on the Credit Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Commercial Facilities CoK and its competitors. Commercial Facilities CoK's current LT-Debt-to-Total-Asset is 0.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Commercial Facilities CoK stock overvalued right now?

Based on GuruFocus' analysis, Commercial Facilities CoK (KUW:FACIL) is currently considered Fairly Valued. The stock's GF Value™ is KWD0.27, compared to a current price of KWD0.27 — trading right at its estimated fair value. The current LT-Debt-to-Total-Asset is 0.41. Commercial Facilities CoK's overall GF Score™ is 11/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Commercial Facilities CoK (KUW:FACIL), the current LT-Debt-to-Total-Asset is 0.41 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Commercial Facilities CoK (KUW:FACIL) Overvalued in 2026?

Based on GuruFocus' analysis, Commercial Facilities CoK stock appears to be undervalued. The current stock price of KWD0.27 is trading 0% below its estimated GF Value™ of KWD0.27. GuruFocus considers Commercial Facilities CoK to be Fairly Valued.

Key valuation signals for KUW:FACIL:

LT-Debt-to-Total-Asset: 0.41
GF Value™: KWD0.27 vs. price of KWD0.27 (0% below fair value)
GF Score™: 11/100 with 6 warning signs

No single metric tells the full story. See the KUW:FACIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Commercial Facilities CoK Business Description

Industry Financial Services Credit Services

Comparable Companies KUW:ALMANAR V MA AXP COF BOM:500034 PYPL AFRM SYF NSE:SHRIRAMFIN SOFI NSE:CHOLAFIN NSE:TATACAP BOM:532810 ALLY BOM:533398 BOM:543257 TSE:8593 BOM:532955 FCFS

Address Abdullah Al-Ahmed Street, Sharq, P.O.Box 24284, Safat, Kuwait City, KWT, 13103

Website http://www.cfc-kw.com

Commercial Facilities Co SAK is a Kuwait-based company engaged in the provision of instalment credit facilities to finance consumer and commercial products. Its services include financing new and used cars, boats, marine equipment, furniture and electrical appliances, basic construction materials, and granting personal cash loans, among others. The company's services fall into four divisions, including Consumer Loans, Cash Loans, Commercial Loans, and Basic Materials Loans. The company also offers its services through online.

11GF Score

Get the complete analysis for KUW:FACIL

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD0.27

Price

KWD0.27

GF Value

View KUW:FACIL Analysis

See LT-Debt-to-Total-Asset data for all stocks →