Commercial Facilities CoK (KUW:FACIL) Cyclically Adjusted Book per Share: KWD0.38 (As of Mar. 2026)


KUW:FACIL Commercial Facilities Co SAK KUW:FACIL
11 GF Score
Price KWD0.27
GF Value KWD0.27
Valuation Fairly Valued
! 6 Warning Signs
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What is Commercial Facilities CoK Cyclically Adjusted Book per Share?

Commercial Facilities CoK KUW:FACIL -1.45% 11 Cyclically Adjusted Book per Share is KWD0.38 as of Mar. 2026. GuruFocus rates KUW:FACIL with a GF Score™ of 11/100 and a GF Value™ of KWD0.27 (Fairly Valued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Commercial Facilities CoK's adjusted book value per share for the three months ended in Mar. 2026 was KWD0.334. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is KWD0.38 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Commercial Facilities CoK's average Cyclically Adjusted Book Growth Rate was 2.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Commercial Facilities CoK was 0.90% per year. The lowest was 0.00% per year. And the median was 0.45% per year.

As of today (2026-07-07), Commercial Facilities CoK's current stock price is KWD0.271. Commercial Facilities CoK's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was KWD0.38. Commercial Facilities CoK's Cyclically Adjusted PB Ratio of today is 0.71.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Commercial Facilities CoK was 0.82. The lowest was 0.39. And the median was 0.56.


Commercial Facilities CoK  (KUW:FACIL) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Commercial Facilities CoK's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=0.271/0.38
=0.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Commercial Facilities CoK was 0.82. The lowest was 0.39. And the median was 0.56.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Commercial Facilities CoK Cyclically Adjusted Book per Share Related Terms


Commercial Facilities CoK Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Commercial Facilities CoK's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Commercial Facilities CoK Cyclically Adjusted Book per Share Chart

Commercial Facilities CoK Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.36 0.37 0.37 0.37 0.37

Commercial Facilities CoK Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.37 0.38 0.38 0.37 0.38

KUW:FACIL vs V, MA, AXP: Cyclically Adjusted Book per Share Comparison

For the Credit Services subindustry, Commercial Facilities CoK's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Commercial Facilities CoK Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Commercial Facilities CoK's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Commercial Facilities CoK's Cyclically Adjusted PB Ratio falls into.


KUW:FACIL
11GF Score
Commercial Facilities Co SAK KUW:FACIL
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Commercial Facilities CoK Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Commercial Facilities CoK's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.334/330.2130*330.2130
=0.334

Current CPI (Mar. 2026) = 330.2130.

Commercial Facilities CoK Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.319 241.018 0.437
201609 0.324 241.428 0.443
201612 0.331 241.432 0.453
201703 0.335 243.801 0.454
201706 0.323 244.955 0.435
201709 0.329 246.819 0.440
201712 0.332 246.524 0.445
201803 0.320 249.554 0.423
201806 0.324 251.989 0.425
201809 0.329 252.439 0.430
201812 0.312 251.233 0.410
201903 0.318 254.202 0.413
201906 0.312 256.143 0.402
201909 0.317 256.759 0.408
201912 0.323 256.974 0.415
202003 0.309 258.115 0.395
202006 0.280 257.797 0.359
202009 0.286 260.280 0.363
202012 0.301 260.474 0.382
202103 0.310 264.877 0.386
202106 0.305 271.696 0.371
202109 0.314 274.310 0.378
202112 0.311 278.802 0.368
202203 0.306 287.504 0.351
202206 0.311 296.311 0.347
202209 0.312 296.808 0.347
202212 0.317 296.797 0.353
202303 0.306 301.836 0.335
202306 0.307 305.109 0.332
202309 0.310 307.789 0.333
202312 0.316 306.746 0.340
202403 0.307 312.332 0.325
202406 0.311 314.175 0.327
202409 0.320 315.301 0.335
202412 0.324 315.605 0.339
202503 0.329 319.799 0.340
202506 0.320 322.561 0.328
202509 0.325 324.800 0.330
202512 0.332 324.054 0.338
202603 0.334 330.213 0.334

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of KWD0.38 mean?
Commercial Facilities CoK (KUW:FACIL) has a Cyclically Adjusted Book per Share of KWD0.38 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Commercial Facilities CoK and its competitors.
Is Commercial Facilities CoK's Cyclically Adjusted Book per Share too high?
Commercial Facilities CoK's current Cyclically Adjusted Book per Share is KWD0.38. Overall, Commercial Facilities CoK has a GF Score™ of 11/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Commercial Facilities CoK's Cyclically Adjusted Book per Share compare to V and MA?
Commercial Facilities CoK's Cyclically Adjusted Book per Share of KWD0.38 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Credit Services company?
A good Cyclically Adjusted Book per Share depends on the Credit Services industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Commercial Facilities CoK and its competitors. Commercial Facilities CoK's current Cyclically Adjusted Book per Share is KWD0.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial Facilities CoK stock overvalued right now?
Based on GuruFocus' analysis, Commercial Facilities CoK (KUW:FACIL) is currently considered Fairly Valued. The stock's GF Value™ is KWD0.27, compared to a current price of KWD0.27 — trading 0.4% above its estimated fair value. The current Cyclically Adjusted Book per Share is KWD0.38. Commercial Facilities CoK's overall GF Score™ is 11/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Commercial Facilities CoK (KUW:FACIL), the current Cyclically Adjusted Book per Share is KWD0.38 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Commercial Facilities CoK (KUW:FACIL) Overvalued in 2026?

Based on GuruFocus' analysis, Commercial Facilities CoK stock appears to be overvalued. The current stock price of KWD0.27 is trading 0.4% above its estimated GF Value™ of KWD0.27. GuruFocus considers Commercial Facilities CoK to be Fairly Valued.

Key valuation signals for KUW:FACIL:

  • Cyclically Adjusted Book per Share: KWD0.38
  • GF Value™: KWD0.27 vs. price of KWD0.27 (0.4% above fair value)
  • GF Score™: 11/100 with 6 warning signs

No single metric tells the full story. See the KUW:FACIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Commercial Facilities CoK Business Description

Address Abdullah Al-Ahmed Street, Sharq, P.O.Box 24284, Safat, Kuwait City, KWT, 13103
Commercial Facilities Co SAK is a Kuwait-based company engaged in the provision of instalment credit facilities to finance consumer and commercial products. Its services include financing new and used cars, boats, marine equipment, furniture and electrical appliances, basic construction materials, and granting personal cash loans, among others. The company's services fall into four divisions, including Consumer Loans, Cash Loans, Commercial Loans, and Basic Materials Loans. The company also offers its services through online.
11GF Score

Get the complete analysis for KUW:FACIL

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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