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National Bank of KuwaitKKUW:NBK +0.74%48 EV-to-FCF is 21.21 as of Jul. 22, 2026, which is 647% above its 10-year median of 2.84. GuruFocus rates KUW:NBK with a GF Score™ of 48/100 and a GF Value™ of KWD0.94 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,192 Banks companies, National Bank of KuwaitK ranks better than 55.2% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, National Bank of KuwaitK's Enterprise Value is KWD5,366 Mil.
National Bank of KuwaitK's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was KWD253 Mil. Therefore, National Bank of KuwaitK's EV-to-FCF for today is 21.21.
The historical rank and industry rank for National Bank of KuwaitK's EV-to-FCF or its related term are showing as below:
KUW:NBK'
s EV-to-FCF Range Over the Past 10 Years
Min: -39.73 Med: 2.84 Max: 37.67
Current: 21.21
During the past 13 years, the highest EV-to-FCF of National Bank of KuwaitK was 37.67. The lowest was -39.73. And the median was 2.84.
KUW:NBK's EV-to-FCF is ranked better than 55.2% of 1192
companies
in the Banks industry
Industry Median: 6.71
vs KUW:NBK: 21.21
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
National Bank of KuwaitK (KUW:NBK) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
National Bank of KuwaitK's PE Ratio (TTM) for today is calculated as:
National Bank of KuwaitK's share price for today is KWD0.814.
National Bank of KuwaitK's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was KWD0.062.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
National Bank of KuwaitK EV-to-FCF Related Terms
National Bank of KuwaitK EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, National Bank of KuwaitK's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Bank of KuwaitK EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, National Bank of KuwaitK's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where National Bank of KuwaitK's EV-to-FCF falls into.
National Bank of KuwaitK's current Enterprise Value is KWD5,366 Mil.
National Bank of KuwaitK's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was KWD253 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Bank of KuwaitK (KUW:NBK) has a EV-to-FCF of 21.21 as of Jul. 22, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on National Bank of KuwaitK and its competitors. This is 647% above median its historical median of 2.84. According to the industry distribution chart, National Bank of KuwaitK ranks #534 out of 1192 companies in the Banks industry, placing it in the top 44.8%.
Is National Bank of KuwaitK's EV-to-FCF too high?
National Bank of KuwaitK's current EV-to-FCF of 21.21 is 647% above median its 10-year median of 2.84. The Banks industry median EV-to-FCF is 6.71. National Bank of KuwaitK's value of 21.21 is 216.1% above this industry median. Based on the distribution chart, National Bank of KuwaitK ranks #534 out of 1192 companies in the Banks industry, which is above the industry midpoint. Overall, National Bank of KuwaitK has a GF Score™ of 48/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does National Bank of KuwaitK's EV-to-FCF compare to PNC?
According to the Banks industry distribution chart, National Bank of KuwaitK ranks #534 out of 1192 companies for EV-to-FCF. This puts National Bank of KuwaitK in the upper half of its industry. The industry median EV-to-FCF is 6.71. National Bank of KuwaitK's value of 21.21 is 216.1% above this benchmark. While the company's 10-year median is 2.84 vs. the industry median of 6.71, National Bank of KuwaitK has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.71, based on 1,192 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Bank of KuwaitK's current EV-to-FCF of 21.21 is 216.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on National Bank of KuwaitK and its competitors. For the Banks industry, the median EV-to-FCF is 6.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank of KuwaitK's current EV-to-FCF is 21.21, which is 647% above median its own 10-year median of 2.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of KuwaitK stock overvalued right now?
Based on GuruFocus' analysis, National Bank of KuwaitK (KUW:NBK) is currently considered Modestly Undervalued. The stock's GF Value™ is KWD0.94, compared to a current price of KWD0.81 — trading 13.4% below its estimated fair value. The current EV-to-FCF is 21.21, which is 647% above median its 10-year median of 2.84 and 216.1% above the Banks industry median of 6.71. National Bank of KuwaitK's overall GF Score™ is 48/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For National Bank of KuwaitK (KUW:NBK), the current EV-to-FCF is 21.21 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Bank of KuwaitK (KUW:NBK) Overvalued in 2026?
Based on GuruFocus' analysis, National Bank of KuwaitK stock appears to be undervalued.
The current stock price of KWD0.81 is trading 13.4% below its estimated GF Value™ of KWD0.94.
GuruFocus considers National Bank of KuwaitK to be Modestly Undervalued.
Key valuation signals for KUW:NBK:
EV-to-FCF: 21.21 (647% above median its 10-year median of 2.84)
GF Value™: KWD0.94 vs. price of KWD0.81 (13.4% below fair value)
Industry Position: 216.1% above the Banks median (#534 of 1192)
No single metric tells the full story. See the KUW:NBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Bank of Kuwait SAK is a financial institution. The company's operating segment includes Consumer Banking, Corporate Banking, NBK Wealth, Islamic Banking, Group Centre, and International Banking. The company generates maximum revenue from the International Banking segment. The International Banking segment provides diversified products and services including lending, deposits, trade finance, etc. to corporate and individual customers. Geographically, it derives a majority of its revenue from Kuwait and also has a presence in the Middle East and North Africa; Europe and UK, and Other Countries.
48GF Score
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