National Bank of KuwaitK (KUW:NBK) PEG Ratio: 2.36 (As of Jul. 21, 2026) — 32% Below Median

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KUW:NBK National Bank of Kuwait SAK KUW:NBK
46 GF Score
Price KWD0.81
GF Value KWD0.93
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is National Bank of KuwaitK PEG Ratio?

National Bank of KuwaitK KUW:NBK +0.25% 46 PEG Ratio is 2.36 as of Jul. 21, 2026, which is 32% below its 10-year median of 3.48. GuruFocus rates KUW:NBK with a GF Score™ of 46/100 and a GF Value™ of KWD0.93 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,229 Banks companies, National Bank of KuwaitK ranks worse than 65.83% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, National Bank of KuwaitK's PE Ratio without NRI is 13.47. National Bank of KuwaitK's 5-Year Book Value growth rate is 5.70%. Therefore, National Bank of KuwaitK's PEG Ratio for today is 2.36.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for National Bank of KuwaitK's PEG Ratio or its related term are showing as below:

KUW:NBK' s PEG Ratio Range Over the Past 10 Years
Min: 1.81   Med: 3.48   Max: 7.99
Current: 2.36


During the past 13 years, National Bank of KuwaitK's highest PEG Ratio was 7.99. The lowest was 1.81. And the median was 3.48.


KUW:NBK's PEG Ratio is ranked worse than
65.83% of 1229 companies
in the Banks industry
Industry Median: 1.55 vs KUW:NBK: 2.36

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


National Bank of KuwaitK  (KUW:NBK) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


National Bank of KuwaitK PEG Ratio Related Terms


National Bank of KuwaitK PEG Ratio Historical Data

* Premium members only.

The historical data trend for National Bank of KuwaitK's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bank of KuwaitK PEG Ratio Chart

National Bank of KuwaitK Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.36 3.61 3.01 3.00 2.85

National Bank of KuwaitK Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.27 2.99 3.08 2.85 2.60

KUW:NBK vs PNC: PEG Ratio Comparison

For the Banks - Regional subindustry, National Bank of KuwaitK's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Bank of KuwaitK PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, National Bank of KuwaitK's PEG Ratio distribution charts can be found below:

* The bar in red indicates where National Bank of KuwaitK's PEG Ratio falls into.


KUW:NBK
46GF Score
National Bank of Kuwait SAK KUW:NBK
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

National Bank of KuwaitK PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

National Bank of KuwaitK's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=13.466666666667/5.70
=2.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 2.36 mean?
National Bank of KuwaitK (KUW:NBK) has a PEG Ratio of 2.36 as of Jul. 21, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on National Bank of KuwaitK and its competitors. This is 32% below median its historical median of 3.48. Over the past decade, National Bank of KuwaitK's PEG Ratio has ranged from 1.81 to 7.99. According to the industry distribution chart, National Bank of KuwaitK ranks #809 out of 1229 companies in the Banks industry, placing it in the top 65.8%.
Is National Bank of KuwaitK's PEG Ratio too high?
National Bank of KuwaitK's current PEG Ratio of 2.36 is 32% below median its 10-year median of 3.48. Over the past 10 years, this metric has ranged from a low of 1.81 to a high of 7.99. The Banks industry median PEG Ratio is 1.55. National Bank of KuwaitK's value of 2.36 is 52.3% above this industry median. Based on the distribution chart, National Bank of KuwaitK ranks #809 out of 1229 companies in the Banks industry, which is below the industry midpoint. Overall, National Bank of KuwaitK has a GF Score™ of 46/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does National Bank of KuwaitK's PEG Ratio compare to PNC?
According to the Banks industry distribution chart, National Bank of KuwaitK ranks #809 out of 1229 companies for PEG Ratio. This places National Bank of KuwaitK in the lower half of its industry. The industry median PEG Ratio is 1.55. National Bank of KuwaitK's value of 2.36 is 52.3% above this benchmark. Historically, National Bank of KuwaitK's own PEG Ratio has ranged from 1.81 to 7.99 over the past decade. While the company's 10-year median is 3.48 vs. the industry median of 1.55, National Bank of KuwaitK has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.55, based on 1,229 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Bank of KuwaitK's current PEG Ratio of 2.36 is 52.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on National Bank of KuwaitK and its competitors. For the Banks industry, the median PEG Ratio is 1.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank of KuwaitK's current PEG Ratio is 2.36, which is 32% below median its own 10-year median of 3.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of KuwaitK stock overvalued right now?
Based on GuruFocus' analysis, National Bank of KuwaitK (KUW:NBK) is currently considered Modestly Undervalued. The stock's GF Value™ is KWD0.93, compared to a current price of KWD0.81 — trading 13.1% below its estimated fair value. The current PEG Ratio is 2.36, which is 32% below median its 10-year median of 3.48 and 52.3% above the Banks industry median of 1.55. National Bank of KuwaitK's overall GF Score™ is 46/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For National Bank of KuwaitK (KUW:NBK), the current PEG Ratio is 2.36 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank of KuwaitK (KUW:NBK) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank of KuwaitK stock appears to be undervalued. The current stock price of KWD0.81 is trading 13.1% below its estimated GF Value™ of KWD0.93. GuruFocus considers National Bank of KuwaitK to be Modestly Undervalued.

Key valuation signals for KUW:NBK:

  • PEG Ratio: 2.36 (32% below median its 10-year median of 3.48)
  • GF Value™: KWD0.93 vs. price of KWD0.81 (13.1% below fair value)
  • GF Score™: 46/100 with 3 warning signs
  • Industry Position: 52.3% above the Banks median (#809 of 1229)

No single metric tells the full story. See the KUW:NBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Bank of KuwaitK Business Description

Address Al Shuhada Street, P.O. Box 95, Safat, Kuwait, KWT, 13001
National Bank of Kuwait SAK is a financial institution. The company's operating segment includes Consumer Banking, Corporate Banking, NBK Wealth, Islamic Banking, Group Centre, and International Banking. The company generates maximum revenue from the International Banking segment. The International Banking segment provides diversified products and services including lending, deposits, trade finance, etc. to corporate and individual customers. Geographically, it derives a majority of its revenue from Kuwait and also has a presence in the Middle East and North Africa; Europe and UK, and Other Countries.
46GF Score

Get the complete analysis for KUW:NBK

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD0.81
Price
KWD0.93
GF Value