National Bank of KuwaitK (KUW:NBK) Retained Earnings: KWD2,481 Mil (As of Jun. 2026)

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KUW:NBK National Bank of Kuwait SAK KUW:NBK
46 GF Score
Price KWD0.87
GF Value KWD0.94
Valuation Fairly Valued
! 3 Warning Signs
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What is National Bank of KuwaitK Retained Earnings?

National Bank of KuwaitK KUW:NBK -0.34% 46 Retained Earnings is KWD2,481 Mil as of Jun. 2026. GuruFocus rates KUW:NBK with a GF Score™ of 46/100 and a GF Value™ of KWD0.94 (Fairly Valued). The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. National Bank of KuwaitK's retained earnings for the quarter that ended in Jun. 2026 was KWD2,481 Mil.

National Bank of KuwaitK's quarterly retained earnings increased from Dec. 2025 (KWD0 Mil) to Mar. 2026 (KWD2,293 Mil) and increased from Mar. 2026 (KWD2,293 Mil) to Jun. 2026 (KWD2,481 Mil).


National Bank of KuwaitK  (KUW:NBK) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


National Bank of KuwaitK Retained Earnings Historical Data

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The historical data trend for National Bank of KuwaitK's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bank of KuwaitK Retained Earnings Chart

National Bank of KuwaitK Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

National Bank of KuwaitK Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 2,292.81 2,480.68
KUW:NBK
46GF Score
National Bank of Kuwait SAK KUW:NBK
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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National Bank of KuwaitK Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of KWD2,481 Mil mean?
National Bank of KuwaitK (KUW:NBK) has a Retained Earnings of KWD2,481 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on National Bank of KuwaitK and its competitors.
Is National Bank of KuwaitK's Retained Earnings too high?
National Bank of KuwaitK's current Retained Earnings is KWD2,481 Mil. Overall, National Bank of KuwaitK has a GF Score™ of 46/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does National Bank of KuwaitK's Retained Earnings compare to competitors?
National Bank of KuwaitK's Retained Earnings of KWD2,481 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on National Bank of KuwaitK and its competitors. National Bank of KuwaitK's current Retained Earnings is KWD2,481 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of KuwaitK stock overvalued right now?
Based on GuruFocus' analysis, National Bank of KuwaitK (KUW:NBK) is currently considered Fairly Valued. The stock's GF Value™ is KWD0.94, compared to a current price of KWD0.87 — trading 7.3% below its estimated fair value. The current Retained Earnings is KWD2,481 Mil. National Bank of KuwaitK's overall GF Score™ is 46/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For National Bank of KuwaitK (KUW:NBK), the current Retained Earnings is KWD2,481 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank of KuwaitK (KUW:NBK) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank of KuwaitK stock appears to be undervalued. The current stock price of KWD0.87 is trading 7.3% below its estimated GF Value™ of KWD0.94. GuruFocus considers National Bank of KuwaitK to be Fairly Valued.

Key valuation signals for KUW:NBK:

  • Retained Earnings: KWD2,481 Mil
  • GF Value™: KWD0.94 vs. price of KWD0.87 (7.3% below fair value)
  • GF Score™: 46/100 with 3 warning signs

No single metric tells the full story. See the KUW:NBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Bank of KuwaitK Business Description

Address Al Shuhada Street, P.O. Box 95, Safat, Kuwait, KWT, 13001
National Bank of Kuwait SAK is a financial institution. The company's operating segment includes Consumer Banking, Corporate Banking, NBK Wealth, Islamic Banking, Group Centre, and International Banking. The company generates maximum revenue from the International Banking segment. The International Banking segment provides diversified products and services including lending, deposits, trade finance, etc. to corporate and individual customers. Geographically, it derives a majority of its revenue from Kuwait and also has a presence in the Middle East and North Africa; Europe and UK, and Other Countries.
46GF Score

Get the complete analysis for KUW:NBK

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD0.87
Price
KWD0.94
GF Value