National Bank of KuwaitK (KUW:NBK) OCF Margin %: 119.72% (As of Jun. 2026) — 36% Above Median

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Founder & CEO of GuruFocus
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KUW:NBK National Bank of Kuwait SAK KUW:NBK
44 GF Score
Price KWD0.81
GF Value KWD0.93
Valuation Modestly Undervalued
! 3 Warning Signs
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What is National Bank of KuwaitK OCF Margin %?

National Bank of KuwaitK KUW:NBK +0.25% 44 OCF Margin % is 119.72% as of Jun. 2026, which is 36% above its 10-year median of 88.31. GuruFocus rates KUW:NBK with a GF Score™ of 44/100 and a GF Value™ of KWD0.93 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,498 Banks companies, National Bank of KuwaitK ranks better than 81.78% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. National Bank of KuwaitK's Cash Flow from Operations for the three months ended in Jun. 2026 was KWD396 Mil. National Bank of KuwaitK's Revenue for the three months ended in Jun. 2026 was KWD331 Mil. Therefore, National Bank of KuwaitK's OCF Margin % for the quarter that ended in Jun. 2026 was 119.72%.

As of today, National Bank of KuwaitK's current OCF Yield % is 14.80%.

The historical rank and industry rank for National Bank of KuwaitK's OCF Margin % or its related term are showing as below:

KUW:NBK' s OCF Margin % Range Over the Past 10 Years
Min: -20.39   Med: 88.31   Max: 182.02
Current: 23.86


During the past 13 years, the highest OCF Margin % of National Bank of KuwaitK was 182.02%. The lowest was -20.39%. And the median was 88.31%.

KUW:NBK's OCF Margin % is ranked better than
81.78% of 1498 companies
in the Banks industry
Industry Median: 29.53 vs KUW:NBK: 23.86


National Bank of KuwaitK OCF Margin % Related Terms


National Bank of KuwaitK OCF Margin % Historical Data

* Premium members only.

The historical data trend for National Bank of KuwaitK's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bank of KuwaitK OCF Margin % Chart

National Bank of KuwaitK Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 114.00 182.02 45.54 157.42 81.76

National Bank of KuwaitK Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 365.65 211.56 -245.54 8.70 119.72

KUW:NBK vs PNC: OCF Margin % Comparison

For the Banks - Regional subindustry, National Bank of KuwaitK's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Bank of KuwaitK OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, National Bank of KuwaitK's OCF Margin % distribution charts can be found below:

* The bar in red indicates where National Bank of KuwaitK's OCF Margin % falls into.


KUW:NBK
44GF Score
National Bank of Kuwait SAK KUW:NBK
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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National Bank of KuwaitK OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

National Bank of KuwaitK's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=1065.491/1303.266
=81.76 %

National Bank of KuwaitK's OCF Margin for the quarter that ended in Jun. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=396.045/330.812
=119.72 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 119.72% mean?
National Bank of KuwaitK (KUW:NBK) has a OCF Margin % of 119.72% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on National Bank of KuwaitK and its competitors. This is 36% above median its historical median of 88.31. According to the industry distribution chart, National Bank of KuwaitK ranks #273 out of 1498 companies in the Banks industry, placing it in the top 18.2%.
Is National Bank of KuwaitK's OCF Margin % too high?
National Bank of KuwaitK's current OCF Margin % of 119.72% is 36% above median its 10-year median of 88.31. The Banks industry median OCF Margin % is 29.53. National Bank of KuwaitK's value of 119.72% is 305.4% above this industry median. Based on the distribution chart, National Bank of KuwaitK ranks #273 out of 1498 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, National Bank of KuwaitK has a GF Score™ of 44/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does National Bank of KuwaitK's OCF Margin % compare to PNC?
According to the Banks industry distribution chart, National Bank of KuwaitK ranks #273 out of 1498 companies for OCF Margin %. This places National Bank of KuwaitK in the top 18% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.53. National Bank of KuwaitK's value of 119.72% is 305.4% above this benchmark. While the company's 10-year median is 88.31 vs. the industry median of 29.53, National Bank of KuwaitK has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.53, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Bank of KuwaitK's current OCF Margin % of 119.72% is 305.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on National Bank of KuwaitK and its competitors. For the Banks industry, the median OCF Margin % is 29.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank of KuwaitK's current OCF Margin % is 119.72%, which is 36% above median its own 10-year median of 88.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of KuwaitK stock overvalued right now?
Based on GuruFocus' analysis, National Bank of KuwaitK (KUW:NBK) is currently considered Modestly Undervalued. The stock's GF Value™ is KWD0.93, compared to a current price of KWD0.81 — trading 13.1% below its estimated fair value. The current OCF Margin % is 119.72%, which is 36% above median its 10-year median of 88.31 and 305.4% above the Banks industry median of 29.53. National Bank of KuwaitK's overall GF Score™ is 44/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For National Bank of KuwaitK (KUW:NBK), the current OCF Margin % is 119.72% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank of KuwaitK (KUW:NBK) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank of KuwaitK stock appears to be undervalued. The current stock price of KWD0.81 is trading 13.1% below its estimated GF Value™ of KWD0.93. GuruFocus considers National Bank of KuwaitK to be Modestly Undervalued.

Key valuation signals for KUW:NBK:

  • OCF Margin %: 119.72% (36% above median its 10-year median of 88.31)
  • GF Value™: KWD0.93 vs. price of KWD0.81 (13.1% below fair value)
  • GF Score™: 44/100 with 3 warning signs
  • Industry Position: 305.4% above the Banks median (#273 of 1498)

No single metric tells the full story. See the KUW:NBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Bank of KuwaitK Business Description

Address Al Shuhada Street, P.O. Box 95, Safat, Kuwait, KWT, 13001
National Bank of Kuwait SAK is a financial institution. The company's operating segment includes Consumer Banking, Corporate Banking, NBK Wealth, Islamic Banking, Group Centre, and International Banking. The company generates maximum revenue from the International Banking segment. The International Banking segment provides diversified products and services including lending, deposits, trade finance, etc. to corporate and individual customers. Geographically, it derives a majority of its revenue from Kuwait and also has a presence in the Middle East and North Africa; Europe and UK, and Other Countries.
44GF Score

Get the complete analysis for KUW:NBK

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD0.81
Price
KWD0.93
GF Value