National Bank of KuwaitK (KUW:NBK) LT-Debt-to-Total-Asset: 0.07 (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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KUW:NBK National Bank of Kuwait SAK KUW:NBK
48 GF Score
Price KWD0.81
GF Value KWD0.94
Valuation Modestly Undervalued
! 3 Warning Signs
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What is National Bank of KuwaitK LT-Debt-to-Total-Asset?

National Bank of KuwaitK KUW:NBK -0.37% 48 LT-Debt-to-Total-Asset is 0.07 as of Jun. 2026. GuruFocus rates KUW:NBK with a GF Score™ of 48/100 and a GF Value™ of KWD0.94 (Modestly Undervalued). The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. National Bank of KuwaitK's long-term debt to total assests ratio for the quarter that ended in Jun. 2026 was 0.07.

National Bank of KuwaitK's long-term debt to total assets ratio declined from Jun. 2025 (0.09) to Jun. 2026 (0.07). It may suggest that National Bank of KuwaitK is progressively becoming less dependent on debt to grow their business.

National Bank of KuwaitK  (KUW:NBK) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

National Bank of KuwaitK LT-Debt-to-Total-Asset Related Terms

National Bank of KuwaitK LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for National Bank of KuwaitK's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bank of KuwaitK LT-Debt-to-Total-Asset Chart

National Bank of KuwaitK Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.08 0.09 0.06 0.08 0.08

National Bank of KuwaitK Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.09 0.09 0.08 0.09 0.07
KUW:NBK
48GF Score
National Bank of Kuwait SAK KUW:NBK
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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National Bank of KuwaitK LT-Debt-to-Total-Asset Calculation

National Bank of KuwaitK's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=3728.802/45612.844
=0.08

National Bank of KuwaitK's Long-Term Debt to Total Asset Ratio for the quarter that ended in Jun. 2026 is calculated as

LT Debt to Total Assets (Q: Jun. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Jun. 2026 )/Total Assets (Q: Jun. 2026 )
=3106.789/46232.823
=0.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.07 mean?
National Bank of KuwaitK (KUW:NBK) has a LT-Debt-to-Total-Asset of 0.07 as of Jun. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on National Bank of KuwaitK and its competitors.
Is National Bank of KuwaitK's LT-Debt-to-Total-Asset too high?
National Bank of KuwaitK's current LT-Debt-to-Total-Asset is 0.07. Overall, National Bank of KuwaitK has a GF Score™ of 48/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does National Bank of KuwaitK's LT-Debt-to-Total-Asset compare to PNC?
National Bank of KuwaitK's LT-Debt-to-Total-Asset of 0.07 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on National Bank of KuwaitK and its competitors. National Bank of KuwaitK's current LT-Debt-to-Total-Asset is 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of KuwaitK stock overvalued right now?
Based on GuruFocus' analysis, National Bank of KuwaitK (KUW:NBK) is currently considered Modestly Undervalued. The stock's GF Value™ is KWD0.94, compared to a current price of KWD0.81 — trading 13.7% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.07. National Bank of KuwaitK's overall GF Score™ is 48/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For National Bank of KuwaitK (KUW:NBK), the current LT-Debt-to-Total-Asset is 0.07 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank of KuwaitK (KUW:NBK) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank of KuwaitK stock appears to be undervalued. The current stock price of KWD0.81 is trading 13.7% below its estimated GF Value™ of KWD0.94. GuruFocus considers National Bank of KuwaitK to be Modestly Undervalued.

Key valuation signals for KUW:NBK:

  • LT-Debt-to-Total-Asset: 0.07
  • GF Value™: KWD0.94 vs. price of KWD0.81 (13.7% below fair value)
  • GF Score™: 48/100 with 3 warning signs

No single metric tells the full story. See the KUW:NBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Bank of KuwaitK Business Description

Address Al Shuhada Street, P.O. Box 95, Safat, Kuwait, KWT, 13001
National Bank of Kuwait SAK is a financial institution. The company's operating segment includes Consumer Banking, Corporate Banking, NBK Wealth, Islamic Banking, Group Centre, and International Banking. The company generates maximum revenue from the International Banking segment. The International Banking segment provides diversified products and services including lending, deposits, trade finance, etc. to corporate and individual customers. Geographically, it derives a majority of its revenue from Kuwait and also has a presence in the Middle East and North Africa; Europe and UK, and Other Countries.
48GF Score

Get the complete analysis for KUW:NBK

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD0.81
Price
KWD0.94
GF Value