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National Bank of KuwaitKKUW:NBK +0.25%46 Net Margin % is 40.90% as of Mar. 2026, which is 5% below its 10-year median of 43.01. GuruFocus rates KUW:NBK with a GF Score™ of 46/100 and a GF Value™ of KWD0.93 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,525 Banks companies, National Bank of KuwaitK ranks better than 88.92% on this metric.
The historical rank and industry rank for National Bank of KuwaitK's Net Margin % or its related term are showing as below:
KUW:NBK'
s Net Margin % Range Over the Past 10 Years
Min: 30.34 Med: 43.01 Max: 50.85
Current: 43.59
KUW:NBK's Net Margin % is ranked better than 88.92% of 1525
companies
in the Banks industry
Industry Median: 27.03
vs KUW:NBK: 43.59
National Bank of KuwaitK (KUW:NBK) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
National Bank of KuwaitK Net Margin % Related Terms
National Bank of KuwaitK Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, National Bank of KuwaitK's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Bank of KuwaitK Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, National Bank of KuwaitK's Net Margin % distribution charts can be found below:
* The bar in red indicates where National Bank of KuwaitK's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Bank of KuwaitK (KUW:NBK) has a Net Margin % of 40.90% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on National Bank of KuwaitK and its competitors. This is near median its historical median of 43.01. Over the past decade, National Bank of KuwaitK's Net Margin % has ranged from 30.34 to 50.85. According to the industry distribution chart, National Bank of KuwaitK ranks #169 out of 1525 companies in the Banks industry, placing it in the top 11.1%.
Is National Bank of KuwaitK's Net Margin % too high?
National Bank of KuwaitK's current Net Margin % of 40.90% is near median its 10-year median of 43.01. Over the past 10 years, this metric has ranged from a low of 30.34 to a high of 50.85. The Banks industry median Net Margin % is 27.03. National Bank of KuwaitK's value of 40.90% is 51.3% above this industry median. Based on the distribution chart, National Bank of KuwaitK ranks #169 out of 1525 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, National Bank of KuwaitK has a GF Score™ of 46/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does National Bank of KuwaitK's Net Margin % compare to PNC?
According to the Banks industry distribution chart, National Bank of KuwaitK ranks #169 out of 1525 companies for Net Margin %. This places National Bank of KuwaitK in the top 11% of its industry — outperforming the majority of peers. The industry median Net Margin % is 27.03. National Bank of KuwaitK's value of 40.90% is 51.3% above this benchmark. Historically, National Bank of KuwaitK's own Net Margin % has ranged from 30.34 to 50.85 over the past decade. While the company's 10-year median is 43.01 vs. the industry median of 27.03, National Bank of KuwaitK has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.03, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Bank of KuwaitK's current Net Margin % of 40.90% is 51.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on National Bank of KuwaitK and its competitors. For the Banks industry, the median Net Margin % is 27.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank of KuwaitK's current Net Margin % is 40.90%, which is near median its own 10-year median of 43.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of KuwaitK stock overvalued right now?
Based on GuruFocus' analysis, National Bank of KuwaitK (KUW:NBK) is currently considered Modestly Undervalued. The stock's GF Value™ is KWD0.93, compared to a current price of KWD0.81 — trading 13.1% below its estimated fair value. The current Net Margin % is 40.90%, which is near median its 10-year median of 43.01 and 51.3% above the Banks industry median of 27.03. National Bank of KuwaitK's overall GF Score™ is 46/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For National Bank of KuwaitK (KUW:NBK), the current Net Margin % is 40.90% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Bank of KuwaitK (KUW:NBK) Overvalued in 2026?
Based on GuruFocus' analysis, National Bank of KuwaitK stock appears to be undervalued.
The current stock price of KWD0.81 is trading 13.1% below its estimated GF Value™ of KWD0.93.
GuruFocus considers National Bank of KuwaitK to be Modestly Undervalued.
Key valuation signals for KUW:NBK:
Net Margin %: 40.90% (near median its 10-year median of 43.01)
GF Value™: KWD0.93 vs. price of KWD0.81 (13.1% below fair value)
Industry Position: 51.3% above the Banks median (#169 of 1525)
No single metric tells the full story. See the KUW:NBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Bank of Kuwait SAK is a financial institution. The company's operating segment includes Consumer Banking, Corporate Banking, NBK Wealth, Islamic Banking, Group Centre, and International Banking. The company generates maximum revenue from the International Banking segment. The International Banking segment provides diversified products and services including lending, deposits, trade finance, etc. to corporate and individual customers. Geographically, it derives a majority of its revenue from Kuwait and also has a presence in the Middle East and North Africa; Europe and UK, and Other Countries.
46GF Score
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