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Jack Henry & AssociatesLTS:0A6D -1.64%90 EV-to-FCF is 20.05 as of Jul. 19, 2026, which is 51% below its 10-year median of 41.17. GuruFocus rates LTS:0A6D with a GF Score™ of 90/100 and a GF Value™ of $194.53 (Modestly Undervalued). Among 1,597 Software companies, Jack Henry & Associates ranks worse than 62.37% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Jack Henry & Associates's Enterprise Value is $10,845 Mil.
Jack Henry & Associates's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $541 Mil. Therefore, Jack Henry & Associates's EV-to-FCF for today is 20.05.
The historical rank and industry rank for Jack Henry & Associates's EV-to-FCF or its related term are showing as below:
LTS:0A6D'
s EV-to-FCF Range Over the Past 10 Years
Min: 16.92 Med: 41.17 Max: 73.33
Current: 20.05
During the past 13 years, the highest EV-to-FCF of Jack Henry & Associates was 73.33. The lowest was 16.92. And the median was 41.17.
LTS:0A6D's EV-to-FCF is ranked worse than 62.37% of 1597
companies
in the Software industry
Industry Median: 14.64
vs LTS:0A6D: 20.05
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Jack Henry & Associates (LTS:0A6D) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Jack Henry & Associates's PE Ratio (TTM) for today is calculated as:
Jack Henry & Associates's share price for today is $151.1705.
Jack Henry & Associates's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.150.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Information Technology Services subindustry, Jack Henry & Associates's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jack Henry & Associates EV-to-FCF vs Software Industry
For the Software industry and Technology sector, Jack Henry & Associates's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Jack Henry & Associates's EV-to-FCF falls into.
Jack Henry & Associates's current Enterprise Value is $10,845 Mil.
Jack Henry & Associates's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $541 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jack Henry & Associates (LTS:0A6D) has a EV-to-FCF of 20.05 as of Jul. 19, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Jack Henry & Associates and its competitors. This is 51% below median its historical median of 41.17. Over the past decade, Jack Henry & Associates' EV-to-FCF has ranged from 16.92 to 73.33. According to the industry distribution chart, Jack Henry & Associates ranks #996 out of 1597 companies in the Software industry, placing it in the top 62.4%.
Is Jack Henry & Associates' EV-to-FCF too high?
Jack Henry & Associates' current EV-to-FCF of 20.05 is 51% below median its 10-year median of 41.17. Over the past 10 years, this metric has ranged from a low of 16.92 to a high of 73.33. The Software industry median EV-to-FCF is 14.64. Jack Henry & Associates' value of 20.05 is 37% above this industry median. Based on the distribution chart, Jack Henry & Associates ranks #996 out of 1597 companies in the Software industry, which is below the industry midpoint. Overall, Jack Henry & Associates has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Jack Henry & Associates' EV-to-FCF compare to CACI and IT?
According to the Software industry distribution chart, Jack Henry & Associates ranks #996 out of 1597 companies for EV-to-FCF. This places Jack Henry & Associates in the lower half of its industry. The industry median EV-to-FCF is 14.64. Jack Henry & Associates' value of 20.05 is 37% above this benchmark. Historically, Jack Henry & Associates' own EV-to-FCF has ranged from 16.92 to 73.33 over the past decade. While the company's 10-year median is 41.17 vs. the industry median of 14.64, Jack Henry & Associates has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Software company?
The median EV-to-FCF among Software companies is 14.64, based on 1,597 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jack Henry & Associates's current EV-to-FCF of 20.05 is 37% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Jack Henry & Associates and its competitors. For the Software industry, the median EV-to-FCF is 14.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jack Henry & Associates's current EV-to-FCF is 20.05, which is 51% below median its own 10-year median of 41.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jack Henry & Associates stock overvalued right now?
Based on GuruFocus' analysis, Jack Henry & Associates (LTS:0A6D) is currently considered Modestly Undervalued. The stock's GF Value™ is $194.53, compared to a current price of $151.17 — trading 22.3% below its estimated fair value. The current EV-to-FCF is 20.05, which is 51% below median its 10-year median of 41.17 and 37% above the Software industry median of 14.64. Jack Henry & Associates' overall GF Score™ is 90/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Jack Henry & Associates (LTS:0A6D), the current EV-to-FCF is 20.05 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jack Henry & Associates (LTS:0A6D) Overvalued in 2026?
Based on GuruFocus' analysis, Jack Henry & Associates stock appears to be undervalued.
The current stock price of $151.17 is trading 22.3% below its estimated GF Value™ of $194.53.
GuruFocus considers Jack Henry & Associates to be Modestly Undervalued.
Key valuation signals for LTS:0A6D:
EV-to-FCF: 20.05 (51% below median its 10-year median of 41.17)
GF Value™: $194.53 vs. price of $151.17 (22.3% below fair value)
Industry Position: 37% above the Software median (#996 of 1597)
No single metric tells the full story. See the LTS:0A6D stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jack Henry is a leading provider of core processing and complementary services, including electronic funds transfer, payment processing, and loan processing, for US banks and credit unions, with a focus on small and midsize banks. Jack Henry serves almost 1,000 banks and over 700 credit unions.
90GF Score
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