MNMB (Merchants & Marine Bancorp) EV-to-FCF: (As of Jul. 23, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MNMB Merchants & Marine Bancorp Inc MNMB
65 GF Score
Price $51.91
GF Value $52.20
Valuation Fairly Valued
! 7 Warning Signs
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What is Merchants & Marine Bancorp EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Merchants & Marine Bancorp's Enterprise Value is $206.01 Mil. Merchants & Marine Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $0.00 Mil. Therefore, Merchants & Marine Bancorp's EV-to-FCF for today is .

The historical rank and industry rank for Merchants & Marine Bancorp's EV-to-FCF or its related term are showing as below:

MNMB' s EV-to-FCF Range Over the Past 10 Years
Min: -61.04   Med: 0   Max: 0
Current: -61.04

MNMB's EV-to-FCF is ranked worse than
100% of 1193 companies
in the Banks industry
Industry Median: 6.76 vs MNMB: -61.04

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-23), Merchants & Marine Bancorp's stock price is $51.91. Merchants & Marine Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $2.108. Therefore, Merchants & Marine Bancorp's PE Ratio (TTM) for today is 24.63.


Merchants & Marine Bancorp  (OTCPK:MNMB) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Merchants & Marine Bancorp's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=51.91/2.108
=24.63

Merchants & Marine Bancorp's share price for today is $51.91.
Merchants & Marine Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.108.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Merchants & Marine Bancorp EV-to-FCF Related Terms


Merchants & Marine Bancorp EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Merchants & Marine Bancorp's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Merchants & Marine Bancorp EV-to-FCF Chart

Merchants & Marine Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 224.50 40.57 34.23 13.69 -65.94

Merchants & Marine Bancorp Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 -65.94 0.00

MNMB vs NSTS, ORBN, ASRV: EV-to-FCF Comparison

For the Banks - Regional subindustry, Merchants & Marine Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Merchants & Marine Bancorp EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Merchants & Marine Bancorp's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Merchants & Marine Bancorp's EV-to-FCF falls into.


MNMB
65GF Score
Merchants & Marine Bancorp Inc MNMB
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
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Merchants & Marine Bancorp EV-to-FCF Calculation

Merchants & Marine Bancorp's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=206.005/0
=

Merchants & Marine Bancorp's current Enterprise Value is $206.01 Mil.
Merchants & Marine Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Merchants & Marine Bancorp (MNMB) Overvalued in 2026?

Based on GuruFocus' analysis, Merchants & Marine Bancorp stock appears to be undervalued. The current stock price of $51.91 is trading 0.6% below its estimated GF Value™ of $52.20. GuruFocus considers Merchants & Marine Bancorp to be Fairly Valued.

Key valuation signals for MNMB:

  • EV-to-FCF:
  • GF Value™: $52.20 vs. price of $51.91 (0.6% below fair value)
  • GF Score™: 65/100 with 7 warning signs

No single metric tells the full story. See the MNMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Merchants & Marine Bancorp Business Description

Address 3118 Pascagoula Street, Pascagoula, MS, USA, 39567
Merchants & Marine Bancorp Inc provides full-service financial banking services to individuals, partnerships, corporations, and governmental agencies. Its deposit products include checking accounts, savings accounts, individual retirement accounts, and certificates of deposit. The bank generates commercial, mortgage, and consumer loans and receives deposits from customers located in Jackson and George Counties in Mississippi and Baldwin County in Alabama. The bank provides services such as Personal Banking, Mortgage Loans, Digital Banking, Credit Cards and Others.
65GF Score

Get the complete analysis for MNMB

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$51.91
Price
$52.20
GF Value