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LendingClub EV-to-FCF

: 2.10 (As of Today)
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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, LendingClub's Enterprise Value is $804 Mil. LendingClub's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2022 was $382 Mil. Therefore, LendingClub's EV-to-FCF for today is 2.10.

The historical rank and industry rank for LendingClub's EV-to-FCF or its related term are showing as below:

LC' s EV-to-FCF Range Over the Past 10 Years
Min: -164.84   Med: -3.22   Max: 4142.29
Current: 2.1

During the past 10 years, the highest EV-to-FCF of LendingClub was 4142.29. The lowest was -164.84. And the median was -3.22.

LC's EV-to-FCF is ranked better than
91.5% of 247 companies
in the Credit Services industry
Industry Median: 14.06 vs LC: 2.10

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2022-08-15), LendingClub's stock price is $15.44. LendingClub's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2022 was $2.650. Therefore, LendingClub's PE Ratio for today is 5.83.


Competitive Comparison

For the Credit Services subindustry, LendingClub's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

   

LendingClub EV-to-FCF Distribution

For the Credit Services industry and Financial Services sector, LendingClub's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where LendingClub's EV-to-FCF falls into.



LendingClub EV-to-FCF Calculation

LendingClub's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=804.066/382.417
=2.10

LendingClub's current Enterprise Value is $804 Mil.
LendingClub's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2022 adds up the quarterly data reported by the company within the most recent 12 months, which was $382 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


LendingClub  (NYSE:LC) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

LendingClub's PE Ratio for today is calculated as:

PE Ratio=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=15.44/2.650
=5.83

LendingClub's share price for today is $15.44.
LendingClub's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2022 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.650.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


LendingClub EV-to-FCF Related Terms

Thank you for viewing the detailed overview of LendingClub's EV-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


LendingClub Business Description

LendingClub logo
Traded in Other Exchanges
Address
595 Market Street, Suite 200, San Francisco, CA, USA, 94105
LendingClub Corp is a company engaged in operating an online lending marketplace platform that connects borrowers and investors for the provision of the loan facility. It offers investors access to an asset class that has generally been closed to many investors and only available on a limited basis to institutional investors. The company through the platform offer loan products such as personal, education and patient finance, small business and auto to interested investors. It generates a majority of the revenue from the transaction fees received from the platform's role in accepting and decisioning applications on behalf of the bank partners to enable loan originations.
Executives
Harris Adrienne director 150 NORTH RIVERSIDE PLAZA SUITE 5200 CHICAGO IL 60606
Selleck Erin director C/O BROADWAY FINANCIAL CORPORATION 5055 WILSHIRE BLVD. SUITE 500 LOS ANGELES CA 90036
Landon Allan R director 130 MERCHANT ST 22ND FLR HONOLULU HI 96813
Armstrong Annie officer: Chief Risk Officer C/O LENDINGCLUB CORPORATION 595 MARKET ST. #200 SAN FRANCISCO CA 94105
Shanda Global Investment Ltd 10 percent owner 303 TWIN DOLPHIN DRIVE #6054 REDWOOD CITY CA 94065
Zeisser Michael P director
Pace Brandon officer: General Counsel and Secretary C/O LENDINGCLUB CORPORATION 595 MARKET ST, SUITE 200 SAN FRANCISCO CA 94105
Momen Ronnie officer: Chief Lending Officer C/O LENDINGCLUB CORPORATION SAN FRANCISCO CA 94105
Kay Valerie officer: Chief Capital Officer C/O LENDINGCLUB CORPORATION 71 STEVENSON ST, SUITE 1000 SAN FRANCISCO CA 94105
Koohestani Bahman officer: Chief Technology Officer 500 W. MADISON STREET #1000 CHICAGO IL 60661
Athey Susan C director C/O EXPEDIA, INC. 333 108TH AVE NE BELLEVUE WA 98004
Shanda Group Usa Ltd 10 percent owner 2735 SAND HILL ROAD #140 MENLO PARK CA 94025
Mccord Patricia J director C/O NETFLIX, INC 100 WINCHESTER CIRCLE LOS GATOS CA 95032
Stack Fergal officer: SVP, Corporate Controller C/O LENDINGCLUB CORPORATION 71 STEVENSON ST., SUITE 300 SAN FRANCISCO CA 94105
Denman Kenneth D director

LendingClub Headlines

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