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Origin BancorpOBK +2.06%63 EV-to-FCF is 7.70 as of Jul. 24, 2026, which is 27% below its 10-year median of 10.62. GuruFocus rates OBK with a GF Score™ of 63/100 and a GF Value™ of $38.62 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,192 Banks companies, Origin Bancorp ranks better than 53.19% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Origin Bancorp's Enterprise Value is $1,264.0 Mil.
Origin Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $164.2 Mil. Therefore, Origin Bancorp's EV-to-FCF for today is 7.70.
The historical rank and industry rank for Origin Bancorp's EV-to-FCF or its related term are showing as below:
OBK'
s EV-to-FCF Range Over the Past 10 Years
Min: -273.8 Med: 10.62 Max: 64.85
Current: 7.7
During the past 10 years, the highest EV-to-FCF of Origin Bancorp was 64.85. The lowest was -273.80. And the median was 10.62.
OBK's EV-to-FCF is ranked better than 53.19% of 1192
companies
in the Banks industry
Industry Median: 6.68
vs OBK: 7.70
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Origin Bancorp's PE Ratio (TTM) for today is calculated as:
Origin Bancorp's share price for today is $53.62.
Origin Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.200.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Origin Bancorp EV-to-FCF Related Terms
Origin Bancorp EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Origin Bancorp's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Origin Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Origin Bancorp EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Origin Bancorp's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Origin Bancorp's EV-to-FCF falls into.
Origin Bancorp's current Enterprise Value is $1,264.0 Mil.
Origin Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $164.2 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Origin Bancorp (OBK) has a EV-to-FCF of 7.70 as of Jul. 24, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Origin Bancorp and its competitors. This is 27% below median its historical median of 10.62. According to the industry distribution chart, Origin Bancorp ranks #558 out of 1192 companies in the Banks industry, placing it in the top 46.8%.
Is Origin Bancorp's EV-to-FCF too high?
Origin Bancorp's current EV-to-FCF of 7.70 is 27% below median its 10-year median of 10.62. The Banks industry median EV-to-FCF is 6.68. Origin Bancorp's value of 7.70 is 15.3% above this industry median. Based on the distribution chart, Origin Bancorp ranks #558 out of 1192 companies in the Banks industry, which is above the industry midpoint. Overall, Origin Bancorp has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Origin Bancorp's EV-to-FCF compare to QCRH and LKFN?
According to the Banks industry distribution chart, Origin Bancorp ranks #558 out of 1192 companies for EV-to-FCF. This puts Origin Bancorp in the upper half of its industry. The industry median EV-to-FCF is 6.68. Origin Bancorp's value of 7.70 is 15.3% above this benchmark. While the company's 10-year median is 10.62 vs. the industry median of 6.68, Origin Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.68, based on 1,192 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Origin Bancorp's current EV-to-FCF of 7.70 is 15.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Origin Bancorp and its competitors. For the Banks industry, the median EV-to-FCF is 6.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Origin Bancorp's current EV-to-FCF is 7.70, which is 27% below median its own 10-year median of 10.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Origin Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Origin Bancorp (OBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $38.62, compared to a current price of $53.62 — trading 38.8% above its estimated fair value. The current EV-to-FCF is 7.70, which is 27% below median its 10-year median of 10.62 and 15.3% above the Banks industry median of 6.68. Origin Bancorp's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Origin Bancorp (OBK), the current EV-to-FCF is 7.70 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Origin Bancorp (OBK) Overvalued in 2026?
Based on GuruFocus' analysis, Origin Bancorp stock appears to be overvalued.
The current stock price of $53.62 is trading 38.8% above its estimated GF Value™ of $38.62.
GuruFocus considers Origin Bancorp to be Significantly Overvalued.
Key valuation signals for OBK:
EV-to-FCF: 7.70 (27% below median its 10-year median of 10.62)
GF Value™: $38.62 vs. price of $53.62 (38.8% above fair value)
Industry Position: 15.3% above the Banks median (#558 of 1192)
No single metric tells the full story. See the OBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Origin Bancorp Inc is a financial holding company that provides personalized, relationship banking to businesses, municipalities, and personal clients in the communities it serves. The company offers a broad range of financial services and operates more than 56 locations in Dallas/Fort Worth, East Texas, Houston, North Louisiana, Mississippi, South Alabama, and the Florida Panhandle. It also provides insurance agency products and services through its wholly owned insurance agency subsidiary. The company operates in one business segment, community banking, and is mainly engaged in attracting deposits from individuals and businesses and using these deposits and borrowed funds to originate commercial, residential mortgage, construction, and consumer loans.
63GF Score
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