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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Jaeren Sparebank's Enterprise Value is kr6,211.8 Mil.
Jaeren Sparebank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was kr-353.3 Mil. Therefore, Jaeren Sparebank's EV-to-FCF for today is -17.58.
The historical rank and industry rank for Jaeren Sparebank's EV-to-FCF or its related term are showing as below:
OSL:JAREN'
s EV-to-FCF Range Over the Past 10 Years
Min: -109.48 Med: 28.12 Max: 185.76
Current: -17.6
During the past 13 years, the highest EV-to-FCF of Jaeren Sparebank was 185.76. The lowest was -109.48. And the median was 28.12.
OSL:JAREN's EV-to-FCF is ranked worse than 100% of 1193
companies
in the Banks industry
Industry Median: 6.65
vs OSL:JAREN: -17.60
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Jaeren Sparebank's PE Ratio (TTM) for today is calculated as:
Jaeren Sparebank's share price for today is kr338.95.
Jaeren Sparebank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr30.700.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Jaeren Sparebank EV-to-FCF Related Terms
Jaeren Sparebank EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Jaeren Sparebank's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Jaeren Sparebank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jaeren Sparebank EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Jaeren Sparebank's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Jaeren Sparebank's EV-to-FCF falls into.
Jaeren Sparebank's current Enterprise Value is kr6,211.8 Mil.
Jaeren Sparebank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr-353.3 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jaeren Sparebank (OSL:JAREN) has a EV-to-FCF of -17.58 as of Jul. 16, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Jaeren Sparebank and its competitors. According to the industry distribution chart, Jaeren Sparebank ranks #999999 out of 1193 companies in the Banks industry.
Is Jaeren Sparebank's EV-to-FCF too high?
Jaeren Sparebank's current EV-to-FCF is -17.58. Based on the distribution chart, Jaeren Sparebank ranks #999999 out of 1193 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Jaeren Sparebank has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jaeren Sparebank's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Jaeren Sparebank ranks #999999 out of 1193 companies for EV-to-FCF. This places Jaeren Sparebank in the lower half of its industry. The industry median EV-to-FCF is 6.65. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.65, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Jaeren Sparebank and its competitors. For the Banks industry, the median EV-to-FCF is 6.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jaeren Sparebank's current EV-to-FCF is -17.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jaeren Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Jaeren Sparebank (OSL:JAREN) is currently considered Fairly Valued. The stock's GF Value™ is kr335.93, compared to a current price of kr338.95 — trading 0.9% above its estimated fair value. The current EV-to-FCF is -17.58. Jaeren Sparebank's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Jaeren Sparebank (OSL:JAREN), the current EV-to-FCF is -17.58 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jaeren Sparebank (OSL:JAREN) Overvalued in 2026?
Based on GuruFocus' analysis, Jaeren Sparebank stock appears to be overvalued.
The current stock price of kr338.95 is trading 0.9% above its estimated GF Value™ of kr335.93.
GuruFocus considers Jaeren Sparebank to be Fairly Valued.
Key valuation signals for OSL:JAREN:
EV-to-FCF: -17.58
GF Value™: kr335.93 vs. price of kr338.95 (0.9% above fair value)
No single metric tells the full story. See the OSL:JAREN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jaeren Sparebank operates as a local bank. It offers a range of financial services including loans, savings, advice, insurance and pensions to personal and corporate customers. The Bank also offers credit cards, debit cards, structured products, stock savings, mobile banking and online banking services.
71GF Score
Get the complete analysis for OSL:JAREN
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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