SpareBank 1 Nordmore (OSL:SNOR) EV-to-FCF: 153.63 (As of Jun. 30, 2026)


OSL:SNOR SpareBank 1 Nordmore OSL:SNOR
52 GF Score
Price kr181.60
GF Value kr155.05
Valuation Modestly Overvalued
! 6 Warning Signs
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What is SpareBank 1 Nordmore EV-to-FCF?

SpareBank 1 Nordmore OSL:SNOR -0.75% 52 EV-to-FCF is 153.63 as of Jun. 30, 2026. GuruFocus rates OSL:SNOR with a GF Score™ of 52/100 and a GF Value™ of kr155.05 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,196 Banks companies, SpareBank 1 Nordmore ranks worse than 97.49% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, SpareBank 1 Nordmore's Enterprise Value is kr8,603 Mil. SpareBank 1 Nordmore's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was kr56 Mil. Therefore, SpareBank 1 Nordmore's EV-to-FCF for today is 153.63.

The historical rank and industry rank for SpareBank 1 Nordmore's EV-to-FCF or its related term are showing as below:

OSL:SNOR' s EV-to-FCF Range Over the Past 10 Years
Min: -81.08   Med: -1.26   Max: 337.56
Current: 153.86

During the past 13 years, the highest EV-to-FCF of SpareBank 1 Nordmore was 337.56. The lowest was -81.08. And the median was -1.26.

OSL:SNOR's EV-to-FCF is ranked worse than
97.49% of 1196 companies
in the Banks industry
Industry Median: 6.545 vs OSL:SNOR: 153.86

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-06-30), SpareBank 1 Nordmore's stock price is kr181.60. SpareBank 1 Nordmore's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was kr18.350. Therefore, SpareBank 1 Nordmore's PE Ratio (TTM) for today is 9.90.


SpareBank 1 Nordmore  (OSL:SNOR) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

SpareBank 1 Nordmore's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=181.60/18.350
=9.90

SpareBank 1 Nordmore's share price for today is kr181.60.
SpareBank 1 Nordmore's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr18.350.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


SpareBank 1 Nordmore EV-to-FCF Related Terms


SpareBank 1 Nordmore EV-to-FCF Historical Data

* Premium members only.

The historical data trend for SpareBank 1 Nordmore's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SpareBank 1 Nordmore EV-to-FCF Chart

SpareBank 1 Nordmore Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -4.83 -61.85 25.37 -18.40 31.55

SpareBank 1 Nordmore Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -14.22 50.65 -61.70 31.55 154.12

SpareBank 1 Nordmore EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, SpareBank 1 Nordmore's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SpareBank 1 Nordmore EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, SpareBank 1 Nordmore's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where SpareBank 1 Nordmore's EV-to-FCF falls into.


OSL:SNOR
52GF Score
SpareBank 1 Nordmore OSL:SNOR
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SpareBank 1 Nordmore EV-to-FCF Calculation

SpareBank 1 Nordmore's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=8603.448/56
=153.63

SpareBank 1 Nordmore's current Enterprise Value is kr8,603 Mil.
SpareBank 1 Nordmore's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr56 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 153.63 mean?
SpareBank 1 Nordmore (OSL:SNOR) has a EV-to-FCF of 153.63 as of Jun. 30, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on SpareBank 1 Nordmore and its competitors. According to the industry distribution chart, SpareBank 1 Nordmore ranks #1166 out of 1196 companies in the Banks industry, placing it in the top 97.5%.
Is SpareBank 1 Nordmore's EV-to-FCF too high?
SpareBank 1 Nordmore's current EV-to-FCF is 153.63. The Banks industry median EV-to-FCF is 6.55. SpareBank 1 Nordmore's value of 153.63 is 2247.3% above this industry median. Based on the distribution chart, SpareBank 1 Nordmore ranks #1166 out of 1196 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, SpareBank 1 Nordmore has a GF Score™ of 52/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SpareBank 1 Nordmore's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, SpareBank 1 Nordmore ranks #1166 out of 1196 companies for EV-to-FCF. This places SpareBank 1 Nordmore in the lower half of its industry. The industry median EV-to-FCF is 6.55. SpareBank 1 Nordmore's value of 153.63 is 2247.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.55, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SpareBank 1 Nordmore's current EV-to-FCF of 153.63 is 2247.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on SpareBank 1 Nordmore and its competitors. For the Banks industry, the median EV-to-FCF is 6.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SpareBank 1 Nordmore's current EV-to-FCF is 153.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SpareBank 1 Nordmore stock overvalued right now?
Based on GuruFocus' analysis, SpareBank 1 Nordmore (OSL:SNOR) is currently considered Modestly Overvalued. The stock's GF Value™ is kr155.05, compared to a current price of kr181.60 — trading 17.1% above its estimated fair value. The current EV-to-FCF is 153.63 and 2247.3% above the Banks industry median of 6.55. SpareBank 1 Nordmore's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For SpareBank 1 Nordmore (OSL:SNOR), the current EV-to-FCF is 153.63 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SpareBank 1 Nordmore (OSL:SNOR) Overvalued in 2026?

Based on GuruFocus' analysis, SpareBank 1 Nordmore stock appears to be overvalued. The current stock price of kr181.60 is trading 17.1% above its estimated GF Value™ of kr155.05. GuruFocus considers SpareBank 1 Nordmore to be Modestly Overvalued.

Key valuation signals for OSL:SNOR:

  • EV-to-FCF: 153.63
  • GF Value™: kr155.05 vs. price of kr181.60 (17.1% above fair value)
  • GF Score™: 52/100 with 6 warning signs
  • Industry Position: 2247.3% above the Banks median (#1166 of 1196)

No single metric tells the full story. See the OSL:SNOR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SpareBank 1 Nordmore Business Description

Address Hammersborggata 11, Oslo, NOR, 0179
SpareBank 1 Nordmore, formerly Sparebank 1 Nordvest is an independent and local bank in More og Romsdal. The company offers banking products and services including Private online banking Online banking business, Insurance, and Pension. It has one segment, which is lending to finance commercial property, including lending that represents the joint debt in a condominium or housing association.
52GF Score

Get the complete analysis for OSL:SNOR

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr181.60
Price
kr155.05
GF Value