EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Loyal Solutions AS's Enterprise Value is kr95.18 Mil.
Loyal Solutions AS's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was kr2.20 Mil. Therefore, Loyal Solutions AS's EV-to-FCF for today is 43.23.
The historical rank and industry rank for Loyal Solutions AS's EV-to-FCF or its related term are showing as below:
OSTO:LOYAL'
s EV-to-FCF Range Over the Past 10 Years
Min: -125.38 Med: -7.78 Max: 43.14
Current: 43.14
During the past 8 years, the highest EV-to-FCF of Loyal Solutions AS was 43.14. The lowest was -125.38. And the median was -7.78.
OSTO:LOYAL's EV-to-FCF is ranked worse than 82.25% of 1589
companies
in the Software industry
Industry Median: 14.3
vs OSTO:LOYAL: 43.14
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Loyal Solutions AS (OSTO:LOYAL) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Loyal Solutions AS's PE Ratio (TTM) for today is calculated as:
Loyal Solutions AS's share price for today is kr6.72.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Loyal Solutions AS's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was kr-0.621.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Loyal Solutions AS EV-to-FCF Related Terms
Loyal Solutions AS EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Loyal Solutions AS's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OSTO:LOYAL vs UBER, SHOP, CRM: EV-to-FCF Comparison
For the Software - Application subindustry, Loyal Solutions AS's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Loyal Solutions AS EV-to-FCF vs Software Industry
For the Software industry and Technology sector, Loyal Solutions AS's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Loyal Solutions AS's EV-to-FCF falls into.
Loyal Solutions AS's current Enterprise Value is kr95.18 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Loyal Solutions AS's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was kr2.20 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Loyal Solutions AS (OSTO:LOYAL) has a EV-to-FCF of 43.23 as of Jul. 03, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Loyal Solutions AS and its competitors. According to the industry distribution chart, Loyal Solutions AS ranks #1307 out of 1589 companies in the Software industry, placing it in the top 82.3%.
Is Loyal Solutions AS's EV-to-FCF too high?
Loyal Solutions AS's current EV-to-FCF is 43.23. The Software industry median EV-to-FCF is 14.30. Loyal Solutions AS's value of 43.23 is 202.3% above this industry median. Based on the distribution chart, Loyal Solutions AS ranks #1307 out of 1589 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Loyal Solutions AS has a GF Score™ of 52/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Loyal Solutions AS's EV-to-FCF compare to UBER and SHOP?
According to the Software industry distribution chart, Loyal Solutions AS ranks #1307 out of 1589 companies for EV-to-FCF. This places Loyal Solutions AS in the lower half of its industry. The industry median EV-to-FCF is 14.30. Loyal Solutions AS's value of 43.23 is 202.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Software company?
The median EV-to-FCF among Software companies is 14.30, based on 1,589 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Loyal Solutions AS's current EV-to-FCF of 43.23 is 202.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Loyal Solutions AS and its competitors. For the Software industry, the median EV-to-FCF is 14.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Loyal Solutions AS's current EV-to-FCF is 43.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Loyal Solutions AS stock overvalued right now?
Based on GuruFocus' analysis, Loyal Solutions AS (OSTO:LOYAL) is currently considered Possible Value Trap. The stock's GF Value™ is kr11.00, compared to a current price of kr6.72 — trading 38.9% below its estimated fair value. The current EV-to-FCF is 43.23 and 202.3% above the Software industry median of 14.30. Loyal Solutions AS's overall GF Score™ is 52/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Loyal Solutions AS (OSTO:LOYAL), the current EV-to-FCF is 43.23 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Loyal Solutions AS (OSTO:LOYAL) Overvalued in 2026?
Based on GuruFocus' analysis, Loyal Solutions AS stock appears to be undervalued.
The current stock price of kr6.72 is trading 38.9% below its estimated GF Value™ of kr11.00.
GuruFocus considers Loyal Solutions AS to be Possible Value Trap.
Key valuation signals for OSTO:LOYAL:
EV-to-FCF: 43.23
GF Value™: kr11.00 vs. price of kr6.72 (38.9% below fair value)
Industry Position: 202.3% above the Software median (#1307 of 1589)
No single metric tells the full story. See the OSTO:LOYAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Loyal Solutions A/S is a software-as-a-service company. The company is engaged in the development and implementation of bespoke loyalty schemes that enhance customer retention and brand engagement. Their core business revolves around creating loyalty solution platforms that provide customer engagement programs across industries such as airlines, financial services, malls, hospitality, telecom, and media. LoyalTfacts is its proprietary SaaS end-to-end platform.
52GF Score
Get the complete analysis for OSTO:LOYAL
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
OSTO:LOYAL has been successfully added to your 
