China Banking (PHS:CBC) EV-to-FCF: 5.46 (As of Jul. 14, 2026)

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PHS:CBC China Banking Corp PHS:CBC
78 GF Score
Price ₱56.55
GF Value ₱58.44
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is China Banking EV-to-FCF?

China Banking PHS:CBC +0.27% 78 EV-to-FCF is 5.46 as of Jul. 14, 2026. GuruFocus rates PHS:CBC with a GF Score™ of 78/100 and a GF Value™ of ₱58.44 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,199 Banks companies, China Banking ranks better than 54.63% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, China Banking's Enterprise Value is ₱212,712 Mil. China Banking's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₱38,957 Mil. Therefore, China Banking's EV-to-FCF for today is 5.46.

The historical rank and industry rank for China Banking's EV-to-FCF or its related term are showing as below:

PHS:CBC' s EV-to-FCF Range Over the Past 10 Years
Min: -70.59   Med: -0.24   Max: 11.92
Current: 5.45

During the past 13 years, the highest EV-to-FCF of China Banking was 11.92. The lowest was -70.59. And the median was -0.24.

PHS:CBC's EV-to-FCF is ranked better than
54.63% of 1199 companies
in the Banks industry
Industry Median: 6.57 vs PHS:CBC: 5.45

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-14), China Banking's stock price is ₱56.55. China Banking's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₱10.510. Therefore, China Banking's PE Ratio (TTM) for today is 5.38.


China Banking  (PHS:CBC) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

China Banking's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=56.55/10.510
=5.38

China Banking's share price for today is ₱56.55.
China Banking's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱10.510.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


China Banking EV-to-FCF Related Terms


China Banking EV-to-FCF Historical Data

* Premium members only.

The historical data trend for China Banking's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Banking EV-to-FCF Chart

China Banking Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -30.86 0.29 1.23 8.09 -58.76

China Banking Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -20.83 -3.27 -11.80 -58.76 5.97

China Banking EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, China Banking's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


China Banking EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, China Banking's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where China Banking's EV-to-FCF falls into.


PHS:CBC
78GF Score
China Banking Corp PHS:CBC
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

China Banking EV-to-FCF Calculation

China Banking's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=212712.313/38956.654
=5.46

China Banking's current Enterprise Value is ₱212,712 Mil.
China Banking's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱38,957 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 5.46 mean?
China Banking (PHS:CBC) has a EV-to-FCF of 5.46 as of Jul. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on China Banking and its competitors. According to the industry distribution chart, China Banking ranks #544 out of 1199 companies in the Banks industry, placing it in the top 45.4%.
Is China Banking's EV-to-FCF too high?
China Banking's current EV-to-FCF is 5.46. The Banks industry median EV-to-FCF is 6.57. China Banking's value of 5.46 is 16.9% below this industry median. Based on the distribution chart, China Banking ranks #544 out of 1199 companies in the Banks industry, which is above the industry midpoint. Overall, China Banking has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does China Banking's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, China Banking ranks #544 out of 1199 companies for EV-to-FCF. This puts China Banking in the upper half of its industry. The industry median EV-to-FCF is 6.57. China Banking's value of 5.46 is 16.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,199 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Banking's current EV-to-FCF of 5.46 is 16.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on China Banking and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Banking's current EV-to-FCF is 5.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Banking stock overvalued right now?
Based on GuruFocus' analysis, China Banking (PHS:CBC) is currently considered Fairly Valued. The stock's GF Value™ is ₱58.44, compared to a current price of ₱56.55 — trading 3.2% below its estimated fair value. The current EV-to-FCF is 5.46 and 16.9% below the Banks industry median of 6.57. China Banking's overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For China Banking (PHS:CBC), the current EV-to-FCF is 5.46 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Banking (PHS:CBC) Overvalued in 2026?

Based on GuruFocus' analysis, China Banking stock appears to be undervalued. The current stock price of ₱56.55 is trading 3.2% below its estimated GF Value™ of ₱58.44. GuruFocus considers China Banking to be Fairly Valued.

Key valuation signals for PHS:CBC:

  • EV-to-FCF: 5.46
  • GF Value™: ₱58.44 vs. price of ₱56.55 (3.2% below fair value)
  • GF Score™: 78/100 with 3 warning signs
  • Industry Position: 16.9% below the Banks median (#544 of 1199)

No single metric tells the full story. See the PHS:CBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


China Banking Business Description

Address 8745 Paseo de Roxas Corner Villar Street, P.O. 2182, 11th Floor, China Bank Building, Makati City, PHL, 1226
China Banking Corp is a commercial bank engaged in corporate and SME lending, retail loans including mortgage and auto loans, treasury and foreign exchange trading, trust and investment management, wealth management, cash management, and insurance products. The group's five business segments, namely, Institutional Banking, Consumer Banking, Retail Banking Business, Financial Markets, and Others, which include credit management, thrift banking business, operations and financial control, and other support services. The majority of the company's revenue comes from the Retail Banking Business.
78GF Score

Get the complete analysis for PHS:CBC

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱56.55
Price
₱58.44
GF Value