Pelagos Insurance CapitalPLGO +0.32%78 EV-to-FCF is 7.64 as of Jul. 10, 2026, which is 9% above its 10-year median of 6.98. GuruFocus rates PLGO with a GF Score™ of 78/100 and a GF Value™ of $21.43 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 393 Insurance companies, Pelagos Insurance Capital ranks better than 59.29% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Pelagos Insurance Capital's Enterprise Value is $2,092 Mil.
Pelagos Insurance Capital's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $274 Mil. Therefore, Pelagos Insurance Capital's EV-to-FCF for today is 7.64.
The historical rank and industry rank for Pelagos Insurance Capital's EV-to-FCF or its related term are showing as below:
PLGO'
s EV-to-FCF Range Over the Past 10 Years
Min: -4.61 Med: 6.98 Max: 13.86
Current: 7.64
During the past 7 years, the highest EV-to-FCF of Pelagos Insurance Capital was 13.86. The lowest was -4.61. And the median was 6.98.
PLGO's EV-to-FCF is ranked better than 59.29% of 393
companies
in the Insurance industry
Industry Median: 9.48
vs PLGO: 7.64
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Pelagos Insurance Capital (NYSE:PLGO) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Pelagos Insurance Capital's PE Ratio (TTM) for today is calculated as:
Pelagos Insurance Capital's share price for today is $25.07.
Pelagos Insurance Capital's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.740.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Pelagos Insurance Capital EV-to-FCF Related Terms
Pelagos Insurance Capital EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Pelagos Insurance Capital's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pelagos Insurance Capital EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Pelagos Insurance Capital's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Pelagos Insurance Capital's EV-to-FCF falls into.
Pelagos Insurance Capital's current Enterprise Value is $2,092 Mil.
Pelagos Insurance Capital's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $274 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pelagos Insurance Capital (PLGO) has a EV-to-FCF of 7.64 as of Jul. 10, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Pelagos Insurance Capital and its competitors. This is near median its historical median of 6.98. According to the industry distribution chart, Pelagos Insurance Capital ranks #160 out of 393 companies in the Insurance industry, placing it in the top 40.7%.
Is Pelagos Insurance Capital's EV-to-FCF too high?
Pelagos Insurance Capital's current EV-to-FCF of 7.64 is near median its 10-year median of 6.98. The Insurance industry median EV-to-FCF is 9.48. Pelagos Insurance Capital's value of 7.64 is 19.4% below this industry median. Based on the distribution chart, Pelagos Insurance Capital ranks #160 out of 393 companies in the Insurance industry, which is above the industry midpoint. Overall, Pelagos Insurance Capital has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pelagos Insurance Capital's EV-to-FCF compare to XZO and IGIC?
According to the Insurance industry distribution chart, Pelagos Insurance Capital ranks #160 out of 393 companies for EV-to-FCF. This puts Pelagos Insurance Capital in the upper half of its industry. The industry median EV-to-FCF is 9.48. Pelagos Insurance Capital's value of 7.64 is 19.4% below this benchmark. While the company's 10-year median is 6.98 vs. the industry median of 9.48, Pelagos Insurance Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.48, based on 393 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pelagos Insurance Capital's current EV-to-FCF of 7.64 is 19.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Pelagos Insurance Capital and its competitors. For the Insurance industry, the median EV-to-FCF is 9.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pelagos Insurance Capital's current EV-to-FCF is 7.64, which is near median its own 10-year median of 6.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pelagos Insurance Capital stock overvalued right now?
Based on GuruFocus' analysis, Pelagos Insurance Capital (PLGO) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.43, compared to a current price of $25.07 — trading 17% above its estimated fair value. The current EV-to-FCF is 7.64, which is near median its 10-year median of 6.98 and 19.4% below the Insurance industry median of 9.48. Pelagos Insurance Capital's overall GF Score™ is 78/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Pelagos Insurance Capital (PLGO), the current EV-to-FCF is 7.64 as of Jul. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pelagos Insurance Capital (PLGO) Overvalued in 2026?
Based on GuruFocus' analysis, Pelagos Insurance Capital stock appears to be overvalued.
The current stock price of $25.07 is trading 17% above its estimated GF Value™ of $21.43.
GuruFocus considers Pelagos Insurance Capital to be Modestly Overvalued.
Key valuation signals for PLGO:
EV-to-FCF: 7.64 (near median its 10-year median of 6.98)
GF Value™: $21.43 vs. price of $25.07 (17% above fair value)
Industry Position: 19.4% below the Insurance median (#160 of 393)
No single metric tells the full story. See the PLGO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pelagos Insurance Capital Ltd operates in the specialty insurance and reinsurance sector. Its activities include capital allocation, risk selection, and the deployment of capital through underwriting partnerships across insurance and reinsurance markets. The company manages a diversified portfolio and works with underwriting partners to provide insurance and reinsurance solutions to clients and brokers.
78GF Score
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