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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Moneymax Financial Services's Enterprise Value is S$729.8 Mil.
Moneymax Financial Services's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was S$-305.9 Mil. Therefore, Moneymax Financial Services's EV-to-FCF for today is -2.39.
The historical rank and industry rank for Moneymax Financial Services's EV-to-FCF or its related term are showing as below:
SGX:5WJ'
s EV-to-FCF Range Over the Past 10 Years
Min: -107.55 Med: -10.49 Max: 46.75
Current: -2.32
During the past 13 years, the highest EV-to-FCF of Moneymax Financial Services was 46.75. The lowest was -107.55. And the median was -10.49.
SGX:5WJ's EV-to-FCF is ranked worse than 100% of 775
companies
in the Retail - Cyclical industry
Industry Median: 13.32
vs SGX:5WJ: -2.32
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Moneymax Financial Services's PE Ratio (TTM) for today is calculated as:
Moneymax Financial Services's share price for today is S$0.755.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Moneymax Financial Services's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was S$0.106.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Moneymax Financial Services EV-to-FCF Related Terms
Moneymax Financial Services EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Specialty Retail subindustry, Moneymax Financial Services's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Moneymax Financial Services EV-to-FCF vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Moneymax Financial Services's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Moneymax Financial Services's EV-to-FCF falls into.
Moneymax Financial Services's current Enterprise Value is S$729.8 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Moneymax Financial Services's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was S$-305.9 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Moneymax Financial Services (SGX:5WJ) has a EV-to-FCF of -2.39 as of Aug. 31, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Moneymax Financial Services and its competitors. According to the industry distribution chart, Moneymax Financial Services ranks #999999 out of 775 companies in the Retail - Cyclical industry.
Is Moneymax Financial Services' EV-to-FCF too high?
Moneymax Financial Services' current EV-to-FCF is -2.39. Based on the distribution chart, Moneymax Financial Services ranks #999999 out of 775 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Moneymax Financial Services has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Moneymax Financial Services' EV-to-FCF compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Moneymax Financial Services ranks #999999 out of 775 companies for EV-to-FCF. This places Moneymax Financial Services in the lower half of its industry. The industry median EV-to-FCF is 13.32. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Retail - Cyclical company?
The median EV-to-FCF among Retail - Cyclical companies is 13.32, based on 775 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Moneymax Financial Services and its competitors. For the Retail - Cyclical industry, the median EV-to-FCF is 13.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Moneymax Financial Services's current EV-to-FCF is -2.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Moneymax Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Moneymax Financial Services (SGX:5WJ) is currently considered Significantly Overvalued. The stock's GF Value™ is S$0.32, compared to a current price of S$0.76 — trading 135.9% above its estimated fair value. The current EV-to-FCF is -2.39. Moneymax Financial Services' overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Moneymax Financial Services (SGX:5WJ), the current EV-to-FCF is -2.39 as of Aug. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Moneymax Financial Services (SGX:5WJ) Overvalued in 2026?
Based on GuruFocus' analysis, Moneymax Financial Services stock appears to be overvalued.
The current stock price of S$0.76 is trading 135.9% above its estimated GF Value™ of S$0.32.
GuruFocus considers Moneymax Financial Services to be Significantly Overvalued.
Key valuation signals for SGX:5WJ:
EV-to-FCF: -2.39
GF Value™: S$0.32 vs. price of S$0.76 (135.9% above fair value)
No single metric tells the full story. See the SGX:5WJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Moneymax Financial Services Ltd is an investment holding company. The company's business segments are Pawnbroking, Retail trading of gold and luxury items, Secured Lending, and Other operations including investment holding and provision of other support services. It operates an online platform for shopping, MoneyMax Online, as well as a pre-owned luxury retail outlet. The company operates a pawnbroking chain to offer an online platform to shop, sell, and appraise their valuables. Its geographical segments are Singapore and Malaysia, of which the vast majority of its revenue comes from Singapore.
78GF Score
Get the complete analysis for SGX:5WJ
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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