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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Xiamen Bank Co's Enterprise Value is ¥94,572 Mil.
Xiamen Bank Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ¥-6,963 Mil. Therefore, Xiamen Bank Co's EV-to-FCF for today is -13.58.
The historical rank and industry rank for Xiamen Bank Co's EV-to-FCF or its related term are showing as below:
SHSE:601187'
s EV-to-FCF Range Over the Past 10 Years
Min: -96.93 Med: -3.69 Max: 6.99
Current: -13.58
During the past 13 years, the highest EV-to-FCF of Xiamen Bank Co was 6.99. The lowest was -96.93. And the median was -3.69.
SHSE:601187's EV-to-FCF is ranked worse than 100% of 1191
companies
in the Banks industry
Industry Median: 7.41
vs SHSE:601187: -13.58
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Xiamen Bank Co (SHSE:601187) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Xiamen Bank Co's PE Ratio (TTM) for today is calculated as:
Xiamen Bank Co's share price for today is ¥7.30.
Xiamen Bank Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ¥0.920.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Xiamen Bank Co EV-to-FCF Related Terms
Xiamen Bank Co EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Xiamen Bank Co's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Xiamen Bank Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Xiamen Bank Co EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Xiamen Bank Co's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Xiamen Bank Co's EV-to-FCF falls into.
Xiamen Bank Co's current Enterprise Value is ¥94,572 Mil.
Xiamen Bank Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ¥-6,963 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Xiamen Bank Co (SHSE:601187) has a EV-to-FCF of -13.58 as of Aug. 09, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Xiamen Bank Co and its competitors. According to the industry distribution chart, Xiamen Bank Co ranks #999999 out of 1191 companies in the Banks industry.
Is Xiamen Bank Co's EV-to-FCF too high?
Xiamen Bank Co's current EV-to-FCF is -13.58. Based on the distribution chart, Xiamen Bank Co ranks #999999 out of 1191 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Xiamen Bank Co has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Xiamen Bank Co's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Xiamen Bank Co ranks #999999 out of 1191 companies for EV-to-FCF. This places Xiamen Bank Co in the lower half of its industry. The industry median EV-to-FCF is 7.41. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.41, based on 1,191 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Xiamen Bank Co and its competitors. For the Banks industry, the median EV-to-FCF is 7.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Xiamen Bank Co's current EV-to-FCF is -13.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Xiamen Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Xiamen Bank Co (SHSE:601187) is currently considered Modestly Overvalued. The stock's GF Value™ is ¥5.96, compared to a current price of ¥7.30 — trading 22.5% above its estimated fair value. The current EV-to-FCF is -13.58. Xiamen Bank Co's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Xiamen Bank Co (SHSE:601187), the current EV-to-FCF is -13.58 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Xiamen Bank Co (SHSE:601187) Overvalued in 2026?
Based on GuruFocus' analysis, Xiamen Bank Co stock appears to be overvalued.
The current stock price of ¥7.30 is trading 22.5% above its estimated GF Value™ of ¥5.96.
GuruFocus considers Xiamen Bank Co to be Modestly Overvalued.
Key valuation signals for SHSE:601187:
EV-to-FCF: -13.58
GF Value™: ¥5.96 vs. price of ¥7.30 (22.5% above fair value)
No single metric tells the full story. See the SHSE:601187 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Xiamen Bank Co Ltd operates as a bank providing corporate banking, personal banking and treasury services. The banks services are to absorb public deposits; to issue short-term, medium-term and long-term loans; to handle domestic settlement; to handle bill discounting; to issue financial bonds; agency issuance, redemption, and underwriting government Bonds; buying and selling government bonds; engaging in inter-bank lending; providing guarantees and services; agency collection and payment and insurance agency business; providing safe deposit box business; handling places Entrusted loan business for the use of funds for fiscal credit turnover; among others.
62GF Score
Get the complete analysis for SHSE:601187
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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