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Xiamen Bank Co has the GF Score of 60, which implies that the company
might have
Poor future performance potential.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes Xiamen Bank Co
might have
Poor future performance potential.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
Xiamen Bank Co GF Score Related Terms
Xiamen Bank Co GF Score Competitor Comparison
For the Banks - Regional subindustry, Xiamen Bank Co's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Xiamen Bank Co GF Score vs Banks Industry
For the Banks industry and Financial Services sector, Xiamen Bank Co's GF Score distribution charts can be found below:
* The bar in red indicates where Xiamen Bank Co's GF Score falls into.
Xiamen Bank Co (SHSE:601187) has a GF Score of 60 as of Aug. 20, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Xiamen Bank Co and its competitors. This is 94% above median its historical median of 31.00. Over the past decade, Xiamen Bank Co's GF Score has ranged from 7.00 to 68.00.
Is Xiamen Bank Co's GF Score too high?
Xiamen Bank Co's current GF Score of 60 is 94% above median its 10-year median of 31.00. Over the past 10 years, this metric has ranged from a low of 7.00 to a high of 68.00. Overall, Xiamen Bank Co has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Xiamen Bank Co's GF Score compare to competitors?
Xiamen Bank Co's GF Score of 60 can be compared against companies in the Banks industry. Historically, Xiamen Bank Co's own GF Score has ranged from 7.00 to 68.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Xiamen Bank Co and its competitors. Xiamen Bank Co's current GF Score is 60, which is 94% above median its own 10-year median of 31.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Xiamen Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Xiamen Bank Co (SHSE:601187) is currently considered Modestly Overvalued. The stock's GF Value™ is ¥6.20, compared to a current price of ¥7.30 — trading 17.7% above its estimated fair value. The current GF Score is 60, which is 94% above median its 10-year median of 31.00. Xiamen Bank Co's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Xiamen Bank Co (SHSE:601187), the current GF Score is 60 as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Xiamen Bank Co (SHSE:601187) Overvalued in 2026?
Based on GuruFocus' analysis, Xiamen Bank Co stock appears to be overvalued.
The current stock price of ¥7.30 is trading 17.7% above its estimated GF Value™ of ¥6.20.
GuruFocus considers Xiamen Bank Co to be Modestly Overvalued.
Key valuation signals for SHSE:601187:
GF Score: 60 (94% above median its 10-year median of 31.00)
GF Value™: ¥6.20 vs. price of ¥7.30 (17.7% above fair value)
No single metric tells the full story. See the SHSE:601187 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Xiamen Bank Co Ltd operates as a bank providing corporate banking, personal banking and treasury services. The banks services are to absorb public deposits; to issue short-term, medium-term and long-term loans; to handle domestic settlement; to handle bill discounting; to issue financial bonds; agency issuance, redemption, and underwriting government Bonds; buying and selling government bonds; engaging in inter-bank lending; providing guarantees and services; agency collection and payment and insurance agency business; providing safe deposit box business; handling places Entrusted loan business for the use of funds for fiscal credit turnover; among others.
60GF Score
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