Xiamen Bank Co (SHSE:601187) ROCE %: % (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SHSE:601187 Xiamen Bank Co Ltd SHSE:601187
62 GF Score
Price ¥7.30
GF Value ¥5.96
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Xiamen Bank Co ROCE %?

Xiamen Bank Co SHSE:601187 +0.69% 62 ROCE % is % as of Mar. 2026. GuruFocus rates SHSE:601187 with a GF Score™ of 62/100 and a GF Value™ of ¥5.96 (Modestly Overvalued). The stock has 6 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

SHSE:601187
62GF Score
Xiamen Bank Co Ltd SHSE:601187
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
Xiamen Bank Co (SHSE:601187) has a ROCE % of % as of Mar. 2026.
Is Xiamen Bank Co's ROCE % too high?
Xiamen Bank Co's current ROCE % is %. Overall, Xiamen Bank Co has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Xiamen Bank Co's ROCE % compare to competitors?
Xiamen Bank Co's ROCE % of % can be compared against companies in the Banks industry. The industry median ROCE % is 2.81. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Banks company?
The median ROCE % among Banks companies is 2.81, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median ROCE % is 2.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Xiamen Bank Co's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Xiamen Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Xiamen Bank Co (SHSE:601187) is currently considered Modestly Overvalued. The stock's GF Value™ is ¥5.96, compared to a current price of ¥7.30 — trading 22.5% above its estimated fair value. The current ROCE % is %. Xiamen Bank Co's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Xiamen Bank Co (SHSE:601187), the current ROCE % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Xiamen Bank Co (SHSE:601187) Overvalued in 2026?

Based on GuruFocus' analysis, Xiamen Bank Co stock appears to be overvalued. The current stock price of ¥7.30 is trading 22.5% above its estimated GF Value™ of ¥5.96. GuruFocus considers Xiamen Bank Co to be Modestly Overvalued.

Key valuation signals for SHSE:601187:

  • ROCE %: %
  • GF Value™: ¥5.96 vs. price of ¥7.30 (22.5% above fair value)
  • GF Score™: 62/100 with 6 warning signs

No single metric tells the full story. See the SHSE:601187 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Xiamen Bank Co Business Description

Address 101 Hubin North Road, Commercial Bank Building, Siming District, Fujian Province, Xiamen, CHN, 361012
Xiamen Bank Co Ltd operates as a bank providing corporate banking, personal banking and treasury services. The banks services are to absorb public deposits; to issue short-term, medium-term and long-term loans; to handle domestic settlement; to handle bill discounting; to issue financial bonds; agency issuance, redemption, and underwriting government Bonds; buying and selling government bonds; engaging in inter-bank lending; providing guarantees and services; agency collection and payment and insurance agency business; providing safe deposit box business; handling places Entrusted loan business for the use of funds for fiscal credit turnover; among others.
62GF Score

Get the complete analysis for SHSE:601187

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥7.30
Price
¥5.96
GF Value