Xiamen Bank Co (SHSE:601187) OCF Yield %: -34.36 (As of Aug. 10, 2026)

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SHSE:601187 Xiamen Bank Co Ltd SHSE:601187
62 GF Score
Price ¥7.27
GF Value ¥5.96
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Xiamen Bank Co OCF Yield %?

Xiamen Bank Co SHSE:601187 +0.28% 62 OCF Yield % is -34.36 as of Aug. 10, 2026. GuruFocus rates SHSE:601187 with a GF Score™ of 62/100 and a GF Value™ of ¥5.96 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,497 Banks companies, Xiamen Bank Co ranks worse than 91.12% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Xiamen Bank Co's Trailing 12-Month Cash Flow from Operations is ¥-6,593 Mil, and Market Cap is ¥19,186 Mil. Therefore, Xiamen Bank Co's OCF Yield % for today is -34.36%.

The historical rank and industry rank for Xiamen Bank Co's OCF Yield % or its related term are showing as below:

SHSE:601187' s OCF Yield % Range Over the Past 10 Years
Min: -159.51   Med: -29.42   Max: 187.76
Current: -34.36


During the past 13 years, the highest OCF Yield % of Xiamen Bank Co was 187.76%. The lowest was -159.51%. And the median was -29.42%.

SHSE:601187's OCF Yield % is ranked worse than
91.12% of 1497 companies
in the Banks industry
Industry Median: 9.03 vs SHSE:601187: -34.36

Xiamen Bank Co's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Xiamen Bank Co OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Xiamen Bank Co OCF Yield % Related Terms


Xiamen Bank Co OCF Yield % Historical Data

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The historical data trend for Xiamen Bank Co's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Xiamen Bank Co OCF Yield % Chart

Xiamen Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -120.58 173.89 -32.68 -28.99 -5.74

Xiamen Bank Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 41.73 -84.05 -38.69 54.42 -76.48

Xiamen Bank Co OCF Yield % Competitor Comparison

For the Banks - Regional subindustry, Xiamen Bank Co's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Xiamen Bank Co OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Xiamen Bank Co's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Xiamen Bank Co's OCF Yield % falls into.


SHSE:601187
62GF Score
Xiamen Bank Co Ltd SHSE:601187
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Xiamen Bank Co OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Xiamen Bank Co's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-1111.189 / 19371.19952
=-5.74%

Xiamen Bank Co's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=-3860.246 * 4 / 20189.3292
=-76.48%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -34.36 mean?
Xiamen Bank Co (SHSE:601187) has a OCF Yield % of -34.36 as of Aug. 10, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Xiamen Bank Co and its competitors. According to the industry distribution chart, Xiamen Bank Co ranks #1364 out of 1497 companies in the Banks industry, placing it in the top 91.1%.
Is Xiamen Bank Co's OCF Yield % too high?
Xiamen Bank Co's current OCF Yield % is -34.36. Based on the distribution chart, Xiamen Bank Co ranks #1364 out of 1497 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Xiamen Bank Co has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Xiamen Bank Co's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, Xiamen Bank Co ranks #1364 out of 1497 companies for OCF Yield %. This places Xiamen Bank Co in the lower half of its industry. The industry median OCF Yield % is 9.03. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.03, based on 1,497 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Xiamen Bank Co and its competitors. For the Banks industry, the median OCF Yield % is 9.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Xiamen Bank Co's current OCF Yield % is -34.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Xiamen Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Xiamen Bank Co (SHSE:601187) is currently considered Modestly Overvalued. The stock's GF Value™ is ¥5.96, compared to a current price of ¥7.27 — trading 22% above its estimated fair value. The current OCF Yield % is -34.36. Xiamen Bank Co's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Xiamen Bank Co (SHSE:601187), the current OCF Yield % is -34.36 as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Xiamen Bank Co (SHSE:601187) Overvalued in 2026?

Based on GuruFocus' analysis, Xiamen Bank Co stock appears to be overvalued. The current stock price of ¥7.27 is trading 22% above its estimated GF Value™ of ¥5.96. GuruFocus considers Xiamen Bank Co to be Modestly Overvalued.

Key valuation signals for SHSE:601187:

  • OCF Yield %: -34.36
  • GF Value™: ¥5.96 vs. price of ¥7.27 (22% above fair value)
  • GF Score™: 62/100 with 6 warning signs

No single metric tells the full story. See the SHSE:601187 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Xiamen Bank Co Business Description

Address 101 Hubin North Road, Commercial Bank Building, Siming District, Fujian Province, Xiamen, CHN, 361012
Xiamen Bank Co Ltd operates as a bank providing corporate banking, personal banking and treasury services. The banks services are to absorb public deposits; to issue short-term, medium-term and long-term loans; to handle domestic settlement; to handle bill discounting; to issue financial bonds; agency issuance, redemption, and underwriting government Bonds; buying and selling government bonds; engaging in inter-bank lending; providing guarantees and services; agency collection and payment and insurance agency business; providing safe deposit box business; handling places Entrusted loan business for the use of funds for fiscal credit turnover; among others.
62GF Score

Get the complete analysis for SHSE:601187

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥7.27
Price
¥5.96
GF Value