Xiamen Bank Co (SHSE:601187) Interest Expense: ¥-7,604 Mil (TTM As of Mar. 2026)

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SHSE:601187 Xiamen Bank Co Ltd SHSE:601187
60 GF Score
Price ¥7.18
GF Value ¥6.21
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Xiamen Bank Co Interest Expense?

Xiamen Bank Co SHSE:601187 -0.69% 60 Interest Expense is ¥-7,604 Mil as of Mar. 2026. GuruFocus rates SHSE:601187 with a GF Score™ of 60/100 and a GF Value™ of ¥6.21 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Xiamen Bank Co's interest expense for the three months ended in Mar. 2026 was ¥ -1,862 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was ¥-7,604 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Xiamen Bank Co's Operating Income for the three months ended in Mar. 2026 was ¥ Mil. Xiamen Bank Co's Interest Expense for the three months ended in Mar. 2026 was ¥ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Xiamen Bank Co Interest Expense Historical Data

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The historical data trend for Xiamen Bank Co's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Xiamen Bank Co Interest Expense Chart

Xiamen Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -6,947.76 -7,512.99 -8,193.21 -8,369.15 -7,674.59

Xiamen Bank Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1,932.19 -1,911.61 -1,912.42 -1,918.37 -1,861.53
SHSE:601187
60GF Score
Xiamen Bank Co Ltd SHSE:601187
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Xiamen Bank Co Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ¥-7,604 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of ¥-7,604 Mil mean?
Xiamen Bank Co (SHSE:601187) has a Interest Expense of ¥-7,604 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Xiamen Bank Co and its competitors.
Is Xiamen Bank Co's Interest Expense too high?
Xiamen Bank Co's current Interest Expense is ¥-7,604 Mil. Overall, Xiamen Bank Co has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Xiamen Bank Co's Interest Expense compare to competitors?
Xiamen Bank Co's Interest Expense of ¥-7,604 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Xiamen Bank Co and its competitors. Xiamen Bank Co's current Interest Expense is ¥-7,604 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Xiamen Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Xiamen Bank Co (SHSE:601187) is currently considered Modestly Overvalued. The stock's GF Value™ is ¥6.21, compared to a current price of ¥7.18 — trading 15.6% above its estimated fair value. The current Interest Expense is ¥-7,604 Mil. Xiamen Bank Co's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Xiamen Bank Co (SHSE:601187), the current Interest Expense is ¥-7,604 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Xiamen Bank Co (SHSE:601187) Overvalued in 2026?

Based on GuruFocus' analysis, Xiamen Bank Co stock appears to be overvalued. The current stock price of ¥7.18 is trading 15.6% above its estimated GF Value™ of ¥6.21. GuruFocus considers Xiamen Bank Co to be Modestly Overvalued.

Key valuation signals for SHSE:601187:

  • Interest Expense: ¥-7,604 Mil
  • GF Value™: ¥6.21 vs. price of ¥7.18 (15.6% above fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the SHSE:601187 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Xiamen Bank Co Business Description

Address 101 Hubin North Road, Commercial Bank Building, Siming District, Fujian Province, Xiamen, CHN, 361012
Xiamen Bank Co Ltd operates as a bank providing corporate banking, personal banking and treasury services. The banks services are to absorb public deposits; to issue short-term, medium-term and long-term loans; to handle domestic settlement; to handle bill discounting; to issue financial bonds; agency issuance, redemption, and underwriting government Bonds; buying and selling government bonds; engaging in inter-bank lending; providing guarantees and services; agency collection and payment and insurance agency business; providing safe deposit box business; handling places Entrusted loan business for the use of funds for fiscal credit turnover; among others.
60GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥7.18
Price
¥6.21
GF Value