Xiamen Bank Co (SHSE:601187) Margin of Safety % (DCF Earnings Based): N/A (As of Aug. 09, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SHSE:601187 Xiamen Bank Co Ltd SHSE:601187
62 GF Score
Price ¥7.30
GF Value ¥5.96
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Xiamen Bank Co Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Xiamen Bank Co's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

Xiamen Bank Co Margin of Safety % (DCF Earnings Based) Competitor Comparison

For the Banks - Regional subindustry, Xiamen Bank Co's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Xiamen Bank Co Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Xiamen Bank Co's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Xiamen Bank Co's Margin of Safety % (DCF Earnings Based) falls into.


SHSE:601187
62GF Score
Xiamen Bank Co Ltd SHSE:601187
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Xiamen Bank Co (SHSE:601187) Overvalued in 2026?

Based on GuruFocus' analysis, Xiamen Bank Co stock appears to be overvalued. The current stock price of ¥7.30 is trading 22.5% above its estimated GF Value™ of ¥5.96. GuruFocus considers Xiamen Bank Co to be Modestly Overvalued.

Key valuation signals for SHSE:601187:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: ¥5.96 vs. price of ¥7.30 (22.5% above fair value)
  • GF Score™: 62/100 with 6 warning signs

No single metric tells the full story. See the SHSE:601187 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Xiamen Bank Co Business Description

Address 101 Hubin North Road, Commercial Bank Building, Siming District, Fujian Province, Xiamen, CHN, 361012
Xiamen Bank Co Ltd operates as a bank providing corporate banking, personal banking and treasury services. The banks services are to absorb public deposits; to issue short-term, medium-term and long-term loans; to handle domestic settlement; to handle bill discounting; to issue financial bonds; agency issuance, redemption, and underwriting government Bonds; buying and selling government bonds; engaging in inter-bank lending; providing guarantees and services; agency collection and payment and insurance agency business; providing safe deposit box business; handling places Entrusted loan business for the use of funds for fiscal credit turnover; among others.
62GF Score

Get the complete analysis for SHSE:601187

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥7.30
Price
¥5.96
GF Value