Xiamen Bank Co (SHSE:601187) ROE % Adjusted to Book Value: 13.53% (As of Mar. 2026)

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SHSE:601187 Xiamen Bank Co Ltd SHSE:601187
62 GF Score
Price ¥7.27
GF Value ¥5.96
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Xiamen Bank Co ROE % Adjusted to Book Value?

Xiamen Bank Co SHSE:601187 +0.28% 62 ROE % Adjusted to Book Value is 13.53% as of Mar. 2026. GuruFocus rates SHSE:601187 with a GF Score™ of 62/100 and a GF Value™ of ¥5.96 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Xiamen Bank Co's ROE % for the quarter that ended in Mar. 2026 was 8.39%. Xiamen Bank Co's PB Ratio for the quarter that ended in Mar. 2026 was 0.62. Xiamen Bank Co's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 13.53%.


Xiamen Bank Co ROE % Adjusted to Book Value Related Terms


Xiamen Bank Co ROE % Adjusted to Book Value Historical Data

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The historical data trend for Xiamen Bank Co's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Xiamen Bank Co ROE % Adjusted to Book Value Chart

Xiamen Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.88 16.95 21.89 17.96 13.97

Xiamen Bank Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.63 11.50 19.08 14.59 13.53

Xiamen Bank Co ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, Xiamen Bank Co's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Xiamen Bank Co ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Xiamen Bank Co's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Xiamen Bank Co's ROE % Adjusted to Book Value falls into.


SHSE:601187
62GF Score
Xiamen Bank Co Ltd SHSE:601187
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Xiamen Bank Co ROE % Adjusted to Book Value Calculation

Xiamen Bank Co's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=8.10% / 0.58
=13.97%

Xiamen Bank Co's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=8.39% / 0.62
=13.53%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 13.53% mean?
Xiamen Bank Co (SHSE:601187) has a ROE % Adjusted to Book Value of 13.53% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Xiamen Bank Co and its competitors.
Is Xiamen Bank Co's ROE % Adjusted to Book Value too high?
Xiamen Bank Co's current ROE % Adjusted to Book Value is 13.53%. Overall, Xiamen Bank Co has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Xiamen Bank Co's ROE % Adjusted to Book Value compare to competitors?
Xiamen Bank Co's ROE % Adjusted to Book Value of 13.53% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Xiamen Bank Co and its competitors. Xiamen Bank Co's current ROE % Adjusted to Book Value is 13.53%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Xiamen Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Xiamen Bank Co (SHSE:601187) is currently considered Modestly Overvalued. The stock's GF Value™ is ¥5.96, compared to a current price of ¥7.27 — trading 22% above its estimated fair value. The current ROE % Adjusted to Book Value is 13.53%. Xiamen Bank Co's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Xiamen Bank Co (SHSE:601187), the current ROE % Adjusted to Book Value is 13.53% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Xiamen Bank Co (SHSE:601187) Overvalued in 2026?

Based on GuruFocus' analysis, Xiamen Bank Co stock appears to be overvalued. The current stock price of ¥7.27 is trading 22% above its estimated GF Value™ of ¥5.96. GuruFocus considers Xiamen Bank Co to be Modestly Overvalued.

Key valuation signals for SHSE:601187:

  • ROE % Adjusted to Book Value: 13.53%
  • GF Value™: ¥5.96 vs. price of ¥7.27 (22% above fair value)
  • GF Score™: 62/100 with 6 warning signs

No single metric tells the full story. See the SHSE:601187 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Xiamen Bank Co Business Description

Address 101 Hubin North Road, Commercial Bank Building, Siming District, Fujian Province, Xiamen, CHN, 361012
Xiamen Bank Co Ltd operates as a bank providing corporate banking, personal banking and treasury services. The banks services are to absorb public deposits; to issue short-term, medium-term and long-term loans; to handle domestic settlement; to handle bill discounting; to issue financial bonds; agency issuance, redemption, and underwriting government Bonds; buying and selling government bonds; engaging in inter-bank lending; providing guarantees and services; agency collection and payment and insurance agency business; providing safe deposit box business; handling places Entrusted loan business for the use of funds for fiscal credit turnover; among others.
62GF Score

Get the complete analysis for SHSE:601187

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥7.27
Price
¥5.96
GF Value