SKWD'
s EV-to-FCF Range Over the Past 10 Years
Min: 3.16 Med: 4.78 Max: 8.76
Current: 6.25
During the past 6 years, the highest EV-to-FCF of Skyward Specialty Insurance Group was 8.76. The lowest was 3.16. And the median was 4.78.
SKWD's EV-to-FCF is ranked better than 67.01% of 391
companies
in the Insurance industry
Industry Median: 9.32
vs SKWD: 6.25
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Skyward Specialty Insurance Group (NAS:SKWD) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Skyward Specialty Insurance Group's PE Ratio (TTM) for today is calculated as:
Skyward Specialty Insurance Group's share price for today is $59.06.
Skyward Specialty Insurance Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.150.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Skyward Specialty Insurance Group EV-to-FCF Related Terms
Skyward Specialty Insurance Group EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Skyward Specialty Insurance Group's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Skyward Specialty Insurance Group EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Skyward Specialty Insurance Group's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Skyward Specialty Insurance Group's EV-to-FCF falls into.
Skyward Specialty Insurance Group's current Enterprise Value is $2,630 Mil.
Skyward Specialty Insurance Group's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $421 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Skyward Specialty Insurance Group (SKWD) has a EV-to-FCF of 6.25 as of Jun. 26, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Skyward Specialty Insurance Group and its competitors. This is 31% above median its historical median of 4.78. Over the past decade, Skyward Specialty Insurance Group's EV-to-FCF has ranged from 3.16 to 8.76. According to the industry distribution chart, Skyward Specialty Insurance Group ranks #129 out of 391 companies in the Insurance industry, placing it in the top 33%.
Is Skyward Specialty Insurance Group's EV-to-FCF too high?
Skyward Specialty Insurance Group's current EV-to-FCF of 6.25 is 31% above median its 10-year median of 4.78. Over the past 10 years, this metric has ranged from a low of 3.16 to a high of 8.76. The Insurance industry median EV-to-FCF is 9.32. Skyward Specialty Insurance Group's value of 6.25 is 32.9% below this industry median. Based on the distribution chart, Skyward Specialty Insurance Group ranks #129 out of 391 companies in the Insurance industry, which is above the industry midpoint. Overall, Skyward Specialty Insurance Group has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Skyward Specialty Insurance Group's EV-to-FCF compare to HMN and HCI?
According to the Insurance industry distribution chart, Skyward Specialty Insurance Group ranks #129 out of 391 companies for EV-to-FCF. This puts Skyward Specialty Insurance Group in the upper half of its industry. The industry median EV-to-FCF is 9.32. Skyward Specialty Insurance Group's value of 6.25 is 32.9% below this benchmark. Historically, Skyward Specialty Insurance Group's own EV-to-FCF has ranged from 3.16 to 8.76 over the past decade. While the company's 10-year median is 4.78 vs. the industry median of 9.32, Skyward Specialty Insurance Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.32, based on 391 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Skyward Specialty Insurance Group's current EV-to-FCF of 6.25 is 32.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Skyward Specialty Insurance Group and its competitors. For the Insurance industry, the median EV-to-FCF is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Skyward Specialty Insurance Group's current EV-to-FCF is 6.25, which is 31% above median its own 10-year median of 4.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Skyward Specialty Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Skyward Specialty Insurance Group (SKWD) is currently considered Fairly Valued. The stock's GF Value™ is $58.62, compared to a current price of $59.06 — trading 0.8% above its estimated fair value. The current EV-to-FCF is 6.25, which is 31% above median its 10-year median of 4.78 and 32.9% below the Insurance industry median of 9.32. Skyward Specialty Insurance Group's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Skyward Specialty Insurance Group (SKWD), the current EV-to-FCF is 6.25 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Skyward Specialty Insurance Group (SKWD) Overvalued in 2026?
Based on GuruFocus' analysis, Skyward Specialty Insurance Group stock appears to be overvalued.
The current stock price of $59.06 is trading 0.8% above its estimated GF Value™ of $58.62.
GuruFocus considers Skyward Specialty Insurance Group to be Fairly Valued.
Key valuation signals for SKWD:
EV-to-FCF: 6.25 (31% above median its 10-year median of 4.78)
GF Value™: $58.62 vs. price of $59.06 (0.8% above fair value)
Industry Position: 32.9% below the Insurance median (#129 of 391)
No single metric tells the full story. See the SKWD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Skyward Specialty Insurance Group Business Description
Skyward Specialty Insurance Group Inc is a specialty insurance company that offers a suite of specialized insurance solutions across specialty property and casualty markets on a non-admitted and admitted basis. Its portfolio of insurance offerings covers a wide variety of risks, including general liability, commercial auto, group accident and health, property, agriculture, credit, surety, and workers' compensation, among others. Geographically, the group mainly operates in the United States.
81GF Score
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