Min Xin HoldingsSTU:MXD -2.33%40 EV-to-FCF is 28.55 as of Jul. 07, 2026, which is 62% above its 10-year median of 17.61. GuruFocus rates STU:MXD with a GF Score™ of 40/100 and a GF Value™ of €0.26 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 393 Insurance companies, Min Xin Holdings ranks worse than 84.99% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Min Xin Holdings's Enterprise Value is €178.65 Mil.
Min Xin Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €6.26 Mil. Therefore, Min Xin Holdings's EV-to-FCF for today is 28.55.
The historical rank and industry rank for Min Xin Holdings's EV-to-FCF or its related term are showing as below:
STU:MXD'
s EV-to-FCF Range Over the Past 10 Years
Min: -110.16 Med: 17.61 Max: 311.95
Current: 29
During the past 13 years, the highest EV-to-FCF of Min Xin Holdings was 311.95. The lowest was -110.16. And the median was 17.61.
STU:MXD's EV-to-FCF is ranked worse than 84.99% of 393
companies
in the Insurance industry
Industry Median: 9.8
vs STU:MXD: 29.00
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Min Xin Holdings's PE Ratio (TTM) for today is calculated as:
Min Xin Holdings's share price for today is €0.336.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Min Xin Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.022.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Min Xin Holdings EV-to-FCF Related Terms
Min Xin Holdings EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Min Xin Holdings's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Min Xin Holdings's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Min Xin Holdings EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Min Xin Holdings's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Min Xin Holdings's EV-to-FCF falls into.
Min Xin Holdings's current Enterprise Value is €178.65 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Min Xin Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €6.26 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Min Xin Holdings (STU:MXD) has a EV-to-FCF of 28.55 as of Jul. 07, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Min Xin Holdings and its competitors. This is 62% above median its historical median of 17.61. According to the industry distribution chart, Min Xin Holdings ranks #334 out of 393 companies in the Insurance industry, placing it in the top 85%.
Is Min Xin Holdings' EV-to-FCF too high?
Min Xin Holdings' current EV-to-FCF of 28.55 is 62% above median its 10-year median of 17.61. The Insurance industry median EV-to-FCF is 9.80. Min Xin Holdings' value of 28.55 is 191.3% above this industry median. Based on the distribution chart, Min Xin Holdings ranks #334 out of 393 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Min Xin Holdings has a GF Score™ of 40/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Min Xin Holdings' EV-to-FCF compare to CB and PGR?
According to the Insurance industry distribution chart, Min Xin Holdings ranks #334 out of 393 companies for EV-to-FCF. This places Min Xin Holdings in the lower half of its industry. The industry median EV-to-FCF is 9.80. Min Xin Holdings' value of 28.55 is 191.3% above this benchmark. While the company's 10-year median is 17.61 vs. the industry median of 9.80, Min Xin Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.80, based on 393 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Min Xin Holdings's current EV-to-FCF of 28.55 is 191.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Min Xin Holdings and its competitors. For the Insurance industry, the median EV-to-FCF is 9.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Min Xin Holdings's current EV-to-FCF is 28.55, which is 62% above median its own 10-year median of 17.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Min Xin Holdings stock overvalued right now?
Based on GuruFocus' analysis, Min Xin Holdings (STU:MXD) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.26, compared to a current price of €0.34 — trading 29.2% above its estimated fair value. The current EV-to-FCF is 28.55, which is 62% above median its 10-year median of 17.61 and 191.3% above the Insurance industry median of 9.80. Min Xin Holdings' overall GF Score™ is 40/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Min Xin Holdings (STU:MXD), the current EV-to-FCF is 28.55 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Min Xin Holdings (STU:MXD) Overvalued in 2026?
Based on GuruFocus' analysis, Min Xin Holdings stock appears to be overvalued.
The current stock price of €0.34 is trading 29.2% above its estimated GF Value™ of €0.26.
GuruFocus considers Min Xin Holdings to be Modestly Overvalued.
Key valuation signals for STU:MXD:
EV-to-FCF: 28.55 (62% above median its 10-year median of 17.61)
GF Value™: €0.26 vs. price of €0.34 (29.2% above fair value)
Industry Position: 191.3% above the Insurance median (#334 of 393)
No single metric tells the full story. See the STU:MXD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Min Xin Holdings Ltd is a Hong Kong-based investment holding company. It provides business, including banking investment, microfinance, insurance, property investment, and energy investment. Mainland China. It organizes its business into five segments, namely Financial Services, Insurance, Property Investment, Strategic Investment, and Corporate activities. It operates its business in Hong Kong, Mainland China, and Macau, and derives a majority of its revenue from Hong Kong.
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