Min Xin HoldingsSTU:MXD +22.79%40 FCF Margin % is 1.01% as of Dec. 2025, which is 87% below its 10-year median of 7.79. GuruFocus rates STU:MXD with a GF Score™ of 40/100 and a GF Value™ of €0.31 (Fairly Valued). The stock has 5 warning signs investors should review. Among 501 Insurance companies, Min Xin Holdings ranks better than 76.25% on this metric.
The historical rank and industry rank for Min Xin Holdings's FCF Margin % or its related term are showing as below:
STU:MXD'
s FCF Margin % Range Over the Past 10 Years
Min: -30.05 Med: 7.79 Max: 21.93
Current: 21.93
During the past 13 years, the highest FCF Margin % of Min Xin Holdings was 21.93%. The lowest was -30.05%. And the median was 7.79%.
STU:MXD's FCF Margin % is ranked better than 76.25% of 501
companies
in the Insurance industry
Industry Median: 9.6
vs STU:MXD: 21.93
Min Xin Holdings FCF Margin % Related Terms
Min Xin Holdings FCF Margin % Historical Data
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The historical data trend for Min Xin Holdings's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Min Xin Holdings's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Min Xin Holdings FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Min Xin Holdings's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Min Xin Holdings's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Min Xin Holdings (STU:MXD) has a FCF Margin % of 1.01% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Min Xin Holdings and its competitors. This is 87% below median its historical median of 7.79. According to the industry distribution chart, Min Xin Holdings ranks #119 out of 501 companies in the Insurance industry, placing it in the top 23.8%.
Is Min Xin Holdings' FCF Margin % too high?
Min Xin Holdings' current FCF Margin % of 1.01% is 87% below median its 10-year median of 7.79. The Insurance industry median FCF Margin % is 9.60. Min Xin Holdings' value of 1.01% is 89.5% below this industry median. Based on the distribution chart, Min Xin Holdings ranks #119 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Min Xin Holdings has a GF Score™ of 40/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Min Xin Holdings' FCF Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Min Xin Holdings ranks #119 out of 501 companies for FCF Margin %. This places Min Xin Holdings in the top 24% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 9.60. Min Xin Holdings' value of 1.01% is 89.5% below this benchmark. While the company's 10-year median is 7.79 vs. the industry median of 9.60, Min Xin Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Min Xin Holdings's current FCF Margin % of 1.01% is 89.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Min Xin Holdings and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Min Xin Holdings's current FCF Margin % is 1.01%, which is 87% below median its own 10-year median of 7.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Min Xin Holdings stock overvalued right now?
Based on GuruFocus' analysis, Min Xin Holdings (STU:MXD) is currently considered Fairly Valued. The stock's GF Value™ is €0.31, compared to a current price of €0.33 — trading 7.7% above its estimated fair value. The current FCF Margin % is 1.01%, which is 87% below median its 10-year median of 7.79 and 89.5% below the Insurance industry median of 9.60. Min Xin Holdings' overall GF Score™ is 40/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Min Xin Holdings (STU:MXD), the current FCF Margin % is 1.01% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Min Xin Holdings (STU:MXD) Overvalued in 2026?
Based on GuruFocus' analysis, Min Xin Holdings stock appears to be overvalued.
The current stock price of €0.33 is trading 7.7% above its estimated GF Value™ of €0.31.
GuruFocus considers Min Xin Holdings to be Fairly Valued.
Key valuation signals for STU:MXD:
FCF Margin %: 1.01% (87% below median its 10-year median of 7.79)
GF Value™: €0.31 vs. price of €0.33 (7.7% above fair value)
Industry Position: 89.5% below the Insurance median (#119 of 501)
No single metric tells the full story. See the STU:MXD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Min Xin Holdings Ltd is a Hong Kong-based investment holding company. It provides business, including banking investment, microfinance, insurance, property investment, and energy investment. Mainland China. It organizes its business into five segments, namely Financial Services, Insurance, Property Investment, Strategic Investment, and Corporate activities. It operates its business in Hong Kong, Mainland China, and Macau, and derives a majority of its revenue from Hong Kong.
40GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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