Min Xin HoldingsSTU:MXD +22.79%40 Operating Margin % is 27.53% as of Dec. 2025, which is 1217% above its 10-year median of 2.09. GuruFocus rates STU:MXD with a GF Score™ of 40/100 and a GF Value™ of €0.26 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 64 Insurance companies, Min Xin Holdings ranks better than 65.62% on this metric.
Min Xin Holdings Ltd has recorded a loss in operating income at least once over the past 3 years.
Min Xin Holdings (STU:MXD) Operating Margin % Explanation
Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.
Be Aware
Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).
If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.
For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokias Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).
Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.
Min Xin Holdings Operating Margin % Related Terms
Min Xin Holdings Operating Margin % Historical Data
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The historical data trend for Min Xin Holdings's Operating Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:MXD vs CB, PGR, TRV: Operating Margin % Comparison
For the Insurance - Property & Casualty subindustry, Min Xin Holdings's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Min Xin Holdings Operating Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Min Xin Holdings's Operating Margin % distribution charts can be found below:
* The bar in red indicates where Min Xin Holdings's Operating Margin % falls into.
Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.
Min Xin Holdings's Operating Margin % for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Min Xin Holdings (STU:MXD) has a Operating Margin % of 27.53% as of Dec. 2025. Operating margin is the ratio of total operating income to net sales. View historical data on Min Xin Holdings and its competitors. This is 1217% above median its historical median of 2.09. According to the industry distribution chart, Min Xin Holdings ranks #22 out of 64 companies in the Insurance industry, placing it in the top 34.4%.
Is Min Xin Holdings' Operating Margin % too high?
Min Xin Holdings' current Operating Margin % of 27.53% is 1217% above median its 10-year median of 2.09. The Insurance industry median Operating Margin % is 11.62. Min Xin Holdings' value of 27.53% is 136.9% above this industry median. Based on the distribution chart, Min Xin Holdings ranks #22 out of 64 companies in the Insurance industry, which is above the industry midpoint. Overall, Min Xin Holdings has a GF Score™ of 40/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Min Xin Holdings' Operating Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Min Xin Holdings ranks #22 out of 64 companies for Operating Margin %. This puts Min Xin Holdings in the upper half of its industry. The industry median Operating Margin % is 11.62. Min Xin Holdings' value of 27.53% is 136.9% above this benchmark. While the company's 10-year median is 2.09 vs. the industry median of 11.62, Min Xin Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for an Insurance company?
The median Operating Margin % among Insurance companies is 11.62, based on 64 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Min Xin Holdings's current Operating Margin % of 27.53% is 136.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on Min Xin Holdings and its competitors. For the Insurance industry, the median Operating Margin % is 11.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Min Xin Holdings's current Operating Margin % is 27.53%, which is 1217% above median its own 10-year median of 2.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Min Xin Holdings stock overvalued right now?
Based on GuruFocus' analysis, Min Xin Holdings (STU:MXD) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.26, compared to a current price of €0.33 — trading 28.5% above its estimated fair value. The current Operating Margin % is 27.53%, which is 1217% above median its 10-year median of 2.09 and 136.9% above the Insurance industry median of 11.62. Min Xin Holdings' overall GF Score™ is 40/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For Min Xin Holdings (STU:MXD), the current Operating Margin % is 27.53% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Min Xin Holdings (STU:MXD) Overvalued in 2026?
Based on GuruFocus' analysis, Min Xin Holdings stock appears to be overvalued.
The current stock price of €0.33 is trading 28.5% above its estimated GF Value™ of €0.26.
GuruFocus considers Min Xin Holdings to be Modestly Overvalued.
Key valuation signals for STU:MXD:
Operating Margin %: 27.53% (1217% above median its 10-year median of 2.09)
GF Value™: €0.26 vs. price of €0.33 (28.5% above fair value)
Industry Position: 136.9% above the Insurance median (#22 of 64)
No single metric tells the full story. See the STU:MXD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Min Xin Holdings Ltd is a Hong Kong-based investment holding company. It provides business, including banking investment, microfinance, insurance, property investment, and energy investment. Mainland China. It organizes its business into five segments, namely Financial Services, Insurance, Property Investment, Strategic Investment, and Corporate activities. It operates its business in Hong Kong, Mainland China, and Macau, and derives a majority of its revenue from Hong Kong.
40GF Score
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