Min Xin HoldingsSTU:MXD +0.57%40 Pretax Margin % is 40.64% as of Dec. 2025, which is 69% below its 10-year median of 132.56. GuruFocus rates STU:MXD with a GF Score™ of 40/100 and a GF Value™ of €0.26 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 505 Insurance companies, Min Xin Holdings ranks better than 93.27% on this metric.
The historical rank and industry rank for Min Xin Holdings's Pretax Margin % or its related term are showing as below:
STU:MXD'
s Pretax Margin % Range Over the Past 10 Years
Min: 12.84 Med: 132.56 Max: 583.53
Current: 49.67
STU:MXD's Pretax Margin % is ranked better than 93.27% of 505
companies
in the Insurance industry
Industry Median: 12
vs STU:MXD: 49.67
Min Xin Holdings (STU:MXD) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Min Xin Holdings Pretax Margin % Related Terms
Min Xin Holdings Pretax Margin % Historical Data
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The historical data trend for Min Xin Holdings's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:MXD vs CB, PGR, TRV: Pretax Margin % Comparison
For the Insurance - Property & Casualty subindustry, Min Xin Holdings's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Min Xin Holdings Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Min Xin Holdings's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Min Xin Holdings's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Min Xin Holdings (STU:MXD) has a Pretax Margin % of 40.64% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Min Xin Holdings and its competitors. This is 69% below median its historical median of 132.56. Over the past decade, Min Xin Holdings' Pretax Margin % has ranged from 12.84 to 583.53. According to the industry distribution chart, Min Xin Holdings ranks #34 out of 505 companies in the Insurance industry, placing it in the top 6.7%.
Is Min Xin Holdings' Pretax Margin % too high?
Min Xin Holdings' current Pretax Margin % of 40.64% is 69% below median its 10-year median of 132.56. Over the past 10 years, this metric has ranged from a low of 12.84 to a high of 583.53. The Insurance industry median Pretax Margin % is 12.00. Min Xin Holdings' value of 40.64% is 238.7% above this industry median. Based on the distribution chart, Min Xin Holdings ranks #34 out of 505 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Min Xin Holdings has a GF Score™ of 40/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Min Xin Holdings' Pretax Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Min Xin Holdings ranks #34 out of 505 companies for Pretax Margin %. This places Min Xin Holdings in the top 7% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 12.00. Min Xin Holdings' value of 40.64% is 238.7% above this benchmark. Historically, Min Xin Holdings' own Pretax Margin % has ranged from 12.84 to 583.53 over the past decade. While the company's 10-year median is 132.56 vs. the industry median of 12.00, Min Xin Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 12.00, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Min Xin Holdings's current Pretax Margin % of 40.64% is 238.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Min Xin Holdings and its competitors. For the Insurance industry, the median Pretax Margin % is 12.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Min Xin Holdings's current Pretax Margin % is 40.64%, which is 69% below median its own 10-year median of 132.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Min Xin Holdings stock overvalued right now?
Based on GuruFocus' analysis, Min Xin Holdings (STU:MXD) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.26, compared to a current price of €0.35 — trading 34.6% above its estimated fair value. The current Pretax Margin % is 40.64%, which is 69% below median its 10-year median of 132.56 and 238.7% above the Insurance industry median of 12.00. Min Xin Holdings' overall GF Score™ is 40/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Min Xin Holdings (STU:MXD), the current Pretax Margin % is 40.64% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Min Xin Holdings (STU:MXD) Overvalued in 2026?
Based on GuruFocus' analysis, Min Xin Holdings stock appears to be overvalued.
The current stock price of €0.35 is trading 34.6% above its estimated GF Value™ of €0.26.
GuruFocus considers Min Xin Holdings to be Significantly Overvalued.
Key valuation signals for STU:MXD:
Pretax Margin %: 40.64% (69% below median its 10-year median of 132.56)
GF Value™: €0.26 vs. price of €0.35 (34.6% above fair value)
Industry Position: 238.7% above the Insurance median (#34 of 505)
No single metric tells the full story. See the STU:MXD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Min Xin Holdings Ltd is a Hong Kong-based investment holding company. It provides business, including banking investment, microfinance, insurance, property investment, and energy investment. Mainland China. It organizes its business into five segments, namely Financial Services, Insurance, Property Investment, Strategic Investment, and Corporate activities. It operates its business in Hong Kong, Mainland China, and Macau, and derives a majority of its revenue from Hong Kong.
40GF Score
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