Min Xin HoldingsSTU:MXD +22.79%40 Net Margin % is 37.29% as of Dec. 2025, which is 71% below its 10-year median of 127.59. GuruFocus rates STU:MXD with a GF Score™ of 40/100 and a GF Value™ of €0.31 (Fairly Valued). The stock has 5 warning signs investors should review. Among 501 Insurance companies, Min Xin Holdings ranks better than 94.81% on this metric.
The historical rank and industry rank for Min Xin Holdings's Net Margin % or its related term are showing as below:
STU:MXD'
s Net Margin % Range Over the Past 10 Years
Min: 17 Med: 127.59 Max: 561.81
Current: 46.13
STU:MXD's Net Margin % is ranked better than 94.81% of 501
companies
in the Insurance industry
Industry Median: 9.29
vs STU:MXD: 46.13
Min Xin Holdings (STU:MXD) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Min Xin Holdings Net Margin % Related Terms
Min Xin Holdings Net Margin % Historical Data
* Premium members only.
The historical data trend for Min Xin Holdings's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Min Xin Holdings's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Min Xin Holdings Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Min Xin Holdings's Net Margin % distribution charts can be found below:
* The bar in red indicates where Min Xin Holdings's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Min Xin Holdings (STU:MXD) has a Net Margin % of 37.29% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Min Xin Holdings and its competitors. This is 71% below median its historical median of 127.59. Over the past decade, Min Xin Holdings' Net Margin % has ranged from 17.00 to 561.81. According to the industry distribution chart, Min Xin Holdings ranks #26 out of 501 companies in the Insurance industry, placing it in the top 5.2%.
Is Min Xin Holdings' Net Margin % too high?
Min Xin Holdings' current Net Margin % of 37.29% is 71% below median its 10-year median of 127.59. Over the past 10 years, this metric has ranged from a low of 17.00 to a high of 561.81. The Insurance industry median Net Margin % is 9.29. Min Xin Holdings' value of 37.29% is 301.4% above this industry median. Based on the distribution chart, Min Xin Holdings ranks #26 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Min Xin Holdings has a GF Score™ of 40/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Min Xin Holdings' Net Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Min Xin Holdings ranks #26 out of 501 companies for Net Margin %. This places Min Xin Holdings in the top 5% of its industry — outperforming the majority of peers. The industry median Net Margin % is 9.29. Min Xin Holdings' value of 37.29% is 301.4% above this benchmark. Historically, Min Xin Holdings' own Net Margin % has ranged from 17.00 to 561.81 over the past decade. While the company's 10-year median is 127.59 vs. the industry median of 9.29, Min Xin Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Min Xin Holdings's current Net Margin % of 37.29% is 301.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Min Xin Holdings and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Min Xin Holdings's current Net Margin % is 37.29%, which is 71% below median its own 10-year median of 127.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Min Xin Holdings stock overvalued right now?
Based on GuruFocus' analysis, Min Xin Holdings (STU:MXD) is currently considered Fairly Valued. The stock's GF Value™ is €0.31, compared to a current price of €0.33 — trading 7.7% above its estimated fair value. The current Net Margin % is 37.29%, which is 71% below median its 10-year median of 127.59 and 301.4% above the Insurance industry median of 9.29. Min Xin Holdings' overall GF Score™ is 40/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Min Xin Holdings (STU:MXD), the current Net Margin % is 37.29% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Min Xin Holdings (STU:MXD) Overvalued in 2026?
Based on GuruFocus' analysis, Min Xin Holdings stock appears to be overvalued.
The current stock price of €0.33 is trading 7.7% above its estimated GF Value™ of €0.31.
GuruFocus considers Min Xin Holdings to be Fairly Valued.
Key valuation signals for STU:MXD:
Net Margin %: 37.29% (71% below median its 10-year median of 127.59)
GF Value™: €0.31 vs. price of €0.33 (7.7% above fair value)
Industry Position: 301.4% above the Insurance median (#26 of 501)
No single metric tells the full story. See the STU:MXD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Min Xin Holdings Ltd is a Hong Kong-based investment holding company. It provides business, including banking investment, microfinance, insurance, property investment, and energy investment. Mainland China. It organizes its business into five segments, namely Financial Services, Insurance, Property Investment, Strategic Investment, and Corporate activities. It operates its business in Hong Kong, Mainland China, and Macau, and derives a majority of its revenue from Hong Kong.
40GF Score
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