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The First Bank of ToyamaTSE:7184 -0.28%52 EV-to-FCF is 6.88 as of Jul. 16, 2026, which is 8500% above its 10-year median of 0.08. GuruFocus rates TSE:7184 with a GF Score™ of 52/100 and a GF Value™ of 円1,376.84 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,193 Banks companies, The First Bank of Toyama ranks better than 52.39% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, The First Bank of Toyama's Enterprise Value is 円119,206 Mil.
The First Bank of Toyama's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was 円17,327 Mil. Therefore, The First Bank of Toyama's EV-to-FCF for today is 6.88.
The historical rank and industry rank for The First Bank of Toyama's EV-to-FCF or its related term are showing as below:
TSE:7184'
s EV-to-FCF Range Over the Past 10 Years
Min: -22.66 Med: 0.08 Max: 108.06
Current: 6.11
During the past 12 years, the highest EV-to-FCF of The First Bank of Toyama was 108.06. The lowest was -22.66. And the median was 0.08.
TSE:7184's EV-to-FCF is ranked better than 52.39% of 1193
companies
in the Banks industry
Industry Median: 6.65
vs TSE:7184: 6.11
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
The First Bank of Toyama (TSE:7184) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
The First Bank of Toyama's PE Ratio (TTM) for today is calculated as:
The First Bank of Toyama's share price for today is 円2896.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. The First Bank of Toyama's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was 円238.880.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
The First Bank of Toyama EV-to-FCF Related Terms
The First Bank of Toyama EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The First Bank of Toyama EV-to-FCF Competitor Comparison
For the Banks - Regional subindustry, The First Bank of Toyama's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The First Bank of Toyama EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, The First Bank of Toyama's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where The First Bank of Toyama's EV-to-FCF falls into.
The First Bank of Toyama's current Enterprise Value is 円119,206 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. The First Bank of Toyama's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was 円17,327 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The First Bank of Toyama (TSE:7184) has a EV-to-FCF of 6.88 as of Jul. 16, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on The First Bank of Toyama and its competitors. This is 8500% above median its historical median of 0.08. According to the industry distribution chart, The First Bank of Toyama ranks #568 out of 1193 companies in the Banks industry, placing it in the top 47.6%.
Is The First Bank of Toyama's EV-to-FCF too high?
The First Bank of Toyama's current EV-to-FCF of 6.88 is 8500% above median its 10-year median of 0.08. The Banks industry median EV-to-FCF is 6.65. The First Bank of Toyama's value of 6.88 is 3.5% above this industry median. Based on the distribution chart, The First Bank of Toyama ranks #568 out of 1193 companies in the Banks industry, which is above the industry midpoint. Overall, The First Bank of Toyama has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The First Bank of Toyama's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, The First Bank of Toyama ranks #568 out of 1193 companies for EV-to-FCF. This puts The First Bank of Toyama in the upper half of its industry. The industry median EV-to-FCF is 6.65. The First Bank of Toyama's value of 6.88 is 3.5% above this benchmark. While the company's 10-year median is 0.08 vs. the industry median of 6.65, The First Bank of Toyama has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.65, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The First Bank of Toyama's current EV-to-FCF of 6.88 is 3.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on The First Bank of Toyama and its competitors. For the Banks industry, the median EV-to-FCF is 6.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The First Bank of Toyama's current EV-to-FCF is 6.88, which is 8500% above median its own 10-year median of 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The First Bank of Toyama stock overvalued right now?
Based on GuruFocus' analysis, The First Bank of Toyama (TSE:7184) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,376.84, compared to a current price of 円2,896.00 — trading 110.3% above its estimated fair value. The current EV-to-FCF is 6.88, which is 8500% above median its 10-year median of 0.08 and 3.5% above the Banks industry median of 6.65. The First Bank of Toyama's overall GF Score™ is 52/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For The First Bank of Toyama (TSE:7184), the current EV-to-FCF is 6.88 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The First Bank of Toyama (TSE:7184) Overvalued in 2026?
Based on GuruFocus' analysis, The First Bank of Toyama stock appears to be overvalued.
The current stock price of 円2,896.00 is trading 110.3% above its estimated GF Value™ of 円1,376.84.
GuruFocus considers The First Bank of Toyama to be Significantly Overvalued.
Key valuation signals for TSE:7184:
EV-to-FCF: 6.88 (8500% above median its 10-year median of 0.08)
GF Value™: 円1,376.84 vs. price of 円2,896.00 (110.3% above fair value)
Industry Position: 3.5% above the Banks median (#568 of 1193)
No single metric tells the full story. See the TSE:7184 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The First Bank of Toyama Ltd is a regional bank which provides commercial banking services including deposits, savings, loans, foreign exchange transactions. It offers general accounts; time, savings, periodical, foreign currency, and other deposits; housing, auto, educational, reform, free, and card loans; mutual funds; and public bond, financial brokerage, pension, and insurance products. The First Bank of Toyama also provides information and financial services such as leasing and securities investments.
52GF Score
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